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In partnership with Your Best Credit Cards

Chase Ink Business Unlimited® Credit Card

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Bonus Offer: BEST EVER OFFER: Get $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.


Bonus Offer: BEST EVER OFFER: Get $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.

★ This card earns bonus points for spend in the following bonus categories:

Expenses Not in Any Other Category1.5x
Lyft5x

Best for:

A business owner looking to earn Ultimate Rewards on every day purchases

Card Features and Benefits:

    Ink Business Unlimited® Credit Card Earn Rates

    The simplest of the Chase Business cards, the Chase Ink Business Unlimited® Credit Card earns a flat 1.5x Ultimate Rewards points for every dollar spent on the card. The only bonus category is Lyft rides which earns 5X Chase Ultimate Rewards points through March 2025.

    Ink Business Unlimited® Credit Card Review and Benefits

    The simplicity of earning 1.5X on everything makes this a great card to use when none of your other cards are offering a 2x or greater bonus multiplier on a given purchase category. Business rent is a great example of a category that is generally not a bonus category on any card.

    Ink Business Unlimited® Credit Card Includes Primary Rental Car Collision Damage Waiver (CDW) Coverage

    The coverage is Primary when used for Business rentals.

    Best Chase Business Credit Card Combos to pair with the Ink Business Unlimited® Credit Card:

    This card is best used in conjunction with a Chase Ultimate Rewards card that is enabled for points transfers to airline/hotel partners, such as the Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve, as you can transfer points from this product to one of those.

    If you have no annual fee Chase cards, such as the Ink Unlimited, Ink Cash, Freedom, or Freedom Unlimited, which do not allow you to transfer or use the points for more than a penny a point in value, you need one of those cards above (Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve) in order to combine points from the no annual fee cards into one where you can transfer to airline/hotel partners or redeem in the travel portal at a value of 1.25 to 1.5 cents per point depending on the linked card (The Chase Sapphire Reserve offers 1.5 cents per point in value while the Chase Sapphire Preferred and Chase Ink Preferred offer 1.25 cents per point.

    Some people also add a third card, the Ink Cash, which has bonus categories of up to 5x points) no annual fee.

    Singapore Suites - Bookable with Ultimate Rewards pointsSingapore Suites - Bookable with Ultimate Rewards points (if you also have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve card)

    0% APR Intro Offer

    Get 12 months of 0% Interest on new purchases your new card account for 12 months, then 16.24%–22.24% Variable.  (Terms apply).

    More Advice from MilesTalk:

    Chase Ultimate Rewards: How to Earn and Redeem with Transfer Partners

    Please note: The stated value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well. If you do not, points would be worth a flat 1 cent per point.

    Also Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

    Lastly, you will only be approved for (at most) one Chase business card every 30 days so please do not apply for two at once.

    You can have all of the Chase Ink cards. So if you already have a Chase Ink Preferred and/or an Ink Cash, you can still get this card.

    Related Credit Cards

Chase Ink Business Unlimited® Credit Card

Offer: BEST EVER OFFER: Get $900 in the form of 90,000 Ultimate Rewards points when you spend $6,000 in your first 3 months. Points are transferrable if you also hold a Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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