Card Features and Benefits:

The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler, such as airport lounge access.

Chase Sapphire Reserve Points Earning Rate:

• 3X points on travel and dining
• 1X on all other purchases

Chase Sapphire Reserve Card Review and Benefits:

It comes with excellent built-in trip delay insurance which applies even when the trip is booked with points either through the Chase travel portal or if the card pays for taxes and fees associated with an award.

Primary Car Rental Coverage with the CSR

It includes primary car rental CDW coverage.

Very few cards include primary car rental insurance. When that coverage is secondary, as it normally is, any damage claims need to first go through your own insurance carrier - potentially raising your rates. Since the Chase Sapphire Reserve card's coverage is primary, it takes care of any damage without involving your own insurance company.

Chase Sapphire Reserve Airport Lounge Acces

Priority Pass Select airport lounge access is included for the cardholder and up to two guests. This means that every time you visit a Priority Pass airport lounge, the cost of entry is included.  More info on Priority Pass.

You can also receive up to a $100 credit for enrollment in Global Entry or PreCheck once every 5 years.

Additional CSR Benefits

Of course, there are no foreign transaction fees.

While it comes with a hefty annual fee upfront, you get $300 back each year, automatically, as you spend on any travel. This includes airfare, hotels, Ubers/Lyfts, parking meters, and much more. For many heavy travelers, this rebate will kick in very quickly each year leaving the net-effective annual fee at $150.

Chase Sapphire Reserve / Lyft Benefits

• Earn 10X Ultimate Rewards points on Lyft rides
• Get a one-time complimentary Lyft Pink subscription (15% Lyft discounts, free bike/scooter rentals each month, and better cancellation rules). This is a $240 value.

Chase Sapphire Reserve / DoorDash Benefits

• Get $60 in DoorDash credits each year in 2020 and 2021.
• Get free DashPass to get free DoorDash deliveries at select restaurants with $12 or more in your order and decreased service charges. Valid from now through the end of Dec 2021 or for a minimum of one year when activated any time before then.

Chase Sapphire Reserve Airline and Hotel Transfer Partners:

• Aer Lingus AerClub (instant transfer)
• Air France/KLM Flying Blue (instant transfer)
• British Airways Avios (instant transfer)
• Iberia Plus (instant transfer)
• JetBlue TrueBlue (instant transfer)
• Singapore Airlines KrisFlyer (1-2 days)
• Southwest Airlines Rapid Rewards (instant transfer)
• United Airlines MileagePlus (instant transfer)
• Virgin Atlantic Flying Club (instant transfer)
• Hyatt Hotels (instant transfer)

Aside from transfers to airline and hotel partners, you can also redeem your points for travel at the rate of 1.5 cents in value per Ultimate Rewards point. (i.e. $750 in travel for 50,000 points).

Singapore Suites - Bookable with Ultimate Rewards points

Best Chase Sapphire Reserve Card Combos:

Many people pair this card with a Chase Freedom Unlimited (which earns 1.5x points on everything) and a Chase Freedom (which earns 5x points on quarterly rotating categories).

More Advice from MilesTalk

Chase Sapphire Reserve or Sapphire Preferred: Which is right for you?

Chase Ultimate Rewards: How to Earn and Redeem with Transfer Partners

Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

Also See: Credit Cards That Earn Chase Ultimate Rewards Points

Related Credit Cards

• All Chase credit cards
• The Best Travel Credit Cards
• Cards w/ Primary Car Rental Insurance
• Cards w/ Priority Pass Airport Lounge Access
• No Foreign Transaction Fee Credit Cards
• Visa credit cards