Citi® Diamond Preferred® Credit Card
Bonus Offer: None at this time
★ This card does not have bonus categories.
Best for:
Those looking for the longest Intro 0% APR and 0% Balance Transfer offers on the market
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Card Features and Benefits:
The Citi Diamond Preferred credit card isn't about travel rewards. It's designed for those that want to take advantage of its 18 month long 0% intro APR and 0% APR Balance Transfer offers.
Citi Diamond Preferred 0% APR Balance Transfer Offer
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 28.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
Citi Diamond Preferred Review
This card is not a rewards credit card. Rewards credit cards tend to carry high APRs and are suitable for those that do not carry a balance.
The Diamond Preferred card is all about the 0% Intro APR and 0% Intro Balance Transfer offers.
You can use this offer to help get your debt under control and think about rewards and cash back cards later on - once you are debt free and won't need to carry a balance.
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Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.
