Citi® Diamond Preferred® Credit Card
★ This card does not have bonus categories.
Best for:
Those looking for the longest Intro 0% APR and 0% Balance Transfer offers on the market
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Card Features and Benefits:
The Citi Diamond Preferred credit card isn't about travel rewards. It's designed for those that want to take advantage of its 18 month long 0% intro APR and 0% APR Balance Transfer offers.
Citi Diamond Preferred 0% APR Balance Transfer Offer
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.74% - 28.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
Citi Diamond Preferred Review
This card is not a rewards credit card. Rewards credit cards tend to carry high APRs and are suitable for those that do not carry a balance.
The Diamond Preferred card is all about the 0% Intro APR and 0% Intro Balance Transfer offers.
You can use this offer to help get your debt under control and think about rewards and cash back cards later on - once you are debt free and won't need to carry a balance.