Card Features and Benefits:

This card is no longer available at Your Best Credit Cards. We recommend the Capital One VentureOne Rewards Credit Card instead.

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The Citi Diamond Preferred credit card isn't about travel rewards. It's designed for those that want to take advantage of itslong 0% intro APR and 0% APR Balance Transfer offers.

Citi Diamond Preferred 0% APR Balance Transfer Offer

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.

After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Citi Diamond Preferred Review

This card is not a rewards credit card. Rewards credit cards tend to carry high APRs and are suitable for those that do not carry a balance.

The Diamond Preferred card is all about the 0% Intro APR and 0% Intro Balance Transfer offers.

You can use this offer to help get your debt under control and think about rewards and cash back cards later on - once you are debt free and won't need to carry a balance.

It also offers Citi “My Deals” both on the Citi Mobile App and Citi Online. My Deals provides easy access to national and local coupons across categories such as dining, shopping, and entertainment. Offers depend on your geographic location.

You'll also have access to discounted gift cards select brands and a daily gift card deal.

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