Citi® Diamond Preferred® Credit Card
Bonus Offer: No bonus offer is available at this time.
★ This card does not have bonus categories.
Best for:
Those looking for the longest Intro 0% APR and 0% Balance Transfer offers on the market
Card Features and Benefits:
The Citi Diamond Preferred credit card isn't about travel rewards. It's designed for those that want to take advantage of its 18 month long 0% intro APR and 0% APR Balance Transfer offers.
Citi Diamond Preferred 0% APR Balance Transfer Offer
Within the first four months after approval, you will get a 0% Intro APR on balance transfers for 18 months (this is from the date of your first transfer). The APR following the intro period is variable.
You must complete all Balance Transfers within the first four months following approval.
A $5 or 3% balance transfer fee applies, whichever is greater.
Citi Diamond Preferred 0% Intro APR Offer
You'll also get a 0% Intro Apr on all new purchases for the first 18 months. This is currently the longest 0% Intro APR period on the market.
Citi Diamond Preferred Review
This card is not a rewards credit card. Rewards credit cards tend to carry high APRs and are suitable for those that do not carry a balance.
The Diamond Preferred card is all about the 0% Intro APR and 0% Intro Balance Transfer offers.
You can use this offer to help get your debt under control and think about rewards and cash back cards later on - once you are debt free and won't need to carry a balance.
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