Card Features and Benefits:

The IHG® Rewards Premier Credit Card is best suited for spend at IHG properties where it earns IHG points at the rate of 10x per dollar.

IHG Rewards Premier Credit Card Earn Rates

• 10X IHG bonus points when staying at IHG properties (That’s up to 26 total points per $ spent when factoring in IHG Rewards earnings when you stay).
• 5X points for all travel
• 5X points at gas stations
• 5X points for dining / take out / delivery
• 3X points for all other eligible purchases

IHG properties include: InterContinental^® Hotels & Resorts, InterContinental Alliance^®Resorts, Crowne Plaza^®, Hotel Indigo^®, Holiday Inn^®, Holiday Inn Express^®, Holiday Inn Resort^®, Holiday Inn Club Vacations^®, Staybridge Suites^®, Candlewood Suites^®, EVEN™ Hotels and HUALUXE™

Additional IHG credit card benefits:

• IHG Platinum Status
• An annual anniversary free night (up to 40,000 points, but you can "top up" with additional IHG Rewards points from your account for a more expensive reward)
• The fourth reward night free: Enjoy a reward night when you redeem points for any consecutive four-night stay at an IHG hotel; your fourth night will be free!
• Earn 10,000 bonus points and a $100 statement credit when you spend $20,000 plus one additional purchase each card year.
• Receive up to $50 each year in United Airlines TravelBank Cash. (Each calendar year, you, as the primary cardmember, will receive one $25 United^®TravelBank cash deposit on or about January 1, and another $25 United^® TravelBank cash deposit on or about July 1. You must complete a one-time registration to receive this benefit, registration is available at ihg.com/united.)
• Spend your way to Diamond Status with $40,000 in purchases plus one additional purchase in a calendar year.
• Receive a statement credit of up to $100 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck^® or NEXUS when charged to your card.
• Get up to $800 per claim in cell phone protection against covered theft or damage (see issuer site for details and deductibles).
• Secondary car rental collision damage waiver coverage
• Purchase Protection: Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
• Extended Warranty: Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
• No foreign transaction fees.

It's worth noting that IHG Rewards points are worth about one half of a cent each, so be careful when comparing it against other cards that earn at a lower multiplier but are worth more.

Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

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