Select Page

IHG Rewards Club Traveler Credit Card

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
Credit card

Bonus Offer: 75,000 bonus IHG points when you spend $2,000 within 3 months


Bonus Offer: 75,000 bonus IHG points when you spend $2,000 within 3 months

★ This card earns bonus points for spend in the following bonus categories:

Dining2x
Gas Stations2x
Hotels5x
Supermarkets2x

Best for:

IHG loyalists that don't want to pay an annual fee.

Card Features and Benefits:

    This is the no-fee version of the IHG Rewards Club Premier Credit Card, with somewhat reduced benefits in exchange for not having an annual fee.

    The IHG credit card is best suited for spend at IHG properties where it earns IHG points at the rate of 5x IHG points per dollar (vs. 10x IHG points with the IHG Rewards Club Premier Credit Card).

    IHG properties include: InterContinental® Hotels & Resorts, InterContinental Alliance®Resorts, Crowne Plaza®, Hotel Indigo®, Holiday Inn®, Holiday Inn Express®, Holiday Inn Resort®, Holiday Inn Club Vacations®, Staybridge Suites®, Candlewood Suites®, EVEN™ Hotels and HUALUXE™

    IHG Rewards Club Traveler Credit Card vs. IHG Rewards Club Premier Credit Card

    What are the main benefits you give up to save that $89 annual fee?

    • You do not get automatic Platinum status. Instead you can earn Gold status with $10,000 in spend.
    • You do not get an anniversary free night certificate for up to 4,000 IHG points a night in value.
    • You do not get a once-per-four-years fee credit of up to $100 for Global Entry / PreCheck
    • You do not earn 10,000 bonus points when you spend $20,000 and then make one additional purchase in a calendar year.

    You do still get the 4th Night Free on an Award Stay benefit which is one of the best reasons to have either IHG credit card.

    IHG Rewards Club Traveler Credit Card Earn Rates

    • 5X per dollar spent at IHG properties.
    • It also earns 2x points at gas stations, grocery stores, and restaurants.

    Additional IHG Rewards Club Traveler benefits:

    • The fourth reward night free whenever you redeem for 4 or more nights.
    • No foreign transaction fees
    • 20% off purchased IHG points when you pay with this card

    Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

    Also: If you currently have an IHG Rewards Club Credit Card from Chase, or you earned a new cardmember bonus on that credit card within the last 24 months, you are not eligible to receive another of the same credit card. If you have one IHG card, you can get a different one inside of 24 months.

    More Mastercard credit cards | More Chase credit cards

IHG Rewards Club Traveler Credit Card

Offer: 75,000 bonus IHG points when you spend $2,000 within 3 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
Sign up for the YourBestCreditCards.com newsletter and you’ll never miss out again.

Meet Dave

Miles Talk - sealMiles Talk - book