Select Page

Instacart Mastercard® Credit Card

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
Credit card

Bonus Offer: Limited-time offer: The first 10,000 to get the card before 8/4/22 will get a $200 Instacart credit plus 1 free year of Instacart+, after that the offer will change to a $100 Instacart credit plus 1 free year of Instacart+. Membership auto-renews. Terms apply.


Bonus Offer: Limited-time offer: The first 10,000 to get the card before 8/4/22 will get a $200 Instacart credit plus 1 free year of Instacart+, after that the offer will change to a $100 Instacart credit plus 1 free year of Instacart+. Membership auto-renews. Terms apply.

★ This card earns bonus points for spend in the following bonus categories:

Dining2x
Gas Stations2x
Streaming Services2x

Best for:

Instacart regulars

Card Features and Benefits:

    This card is designed for heavy Instacart uses. Much like the Amazon credit card only makes sense if you spend a ton at Amazon, the Instacart credit card only makes sense if you already spend a ton at Instacart as the 5% back will add up - and it's a no annual fee credit card.

    Instacart Mastercard Earn Rate

    • 5% cash back for Instacart purchases made through the Instacart app or at Instacart.com
    • 5% cash back for all travel purchased through the Chase Travel Center (only - direct bookings with airlines, hotels, etc do not qualify).
    • 2% cash back at restaurants
    • 2% cash back at gas stations
    • 2% cash back on streaming services
    • 1% cash back for all other purchases

    If you are looking for a powerful card for all supermarket purchases, you'd be much better off with one of our top credit cards for supermarkets like the American Express Gold Card, which earns 4X Membership Rewards at supermarkets.

    But if you are loyal to Instacart, this card is worth considering.

    It is a World Elite Mastercard, so it does come with some additional benefits as well.

    Additional Benefits include:

    • World Elite Concierge
    • Baggage Delay Insurance
    • Extended Warranty Protection
    • Purchase Protection
    • Lost Luggage Reimbursement
    • Travel Accident Insurance
    • Roadside Assistance
    • Secondary Car Rental Collision Damage Waiver coverage

    Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One's Spark Miles / Spark Select and Discover, but are subject to the policy if you are at / over 5/24). Learn more about the 5/24 rule here.

    Related Credit Cards

    More Chase credit cards

Instacart Mastercard® Credit Card

Offer: Limited-time offer: The first 10,000 to get the card before 8/4/22 will get a $200 Instacart credit plus 1 free year of Instacart+, after that the offer will change to a $100 Instacart credit plus 1 free year of Instacart+. Membership auto-renews. Terms apply.

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
Sign up for the YourBestCreditCards.com newsletter and you’ll never miss out again.

Meet Dave

MilesTalk - Dave GrossmanMilesTalk - book