Card Features and Benefits:

This card is designed for heavy Instacart uses. Much like the Amazon credit card only makes sense if you spend a ton at Amazon, the Instacart credit card only makes sense if you already spend a ton at Instacart as the 5% back will add up - and it's a no annual fee credit card.

Instacart Mastercard Earn Rate

• 5% cash back for Instacart purchases made through the Instacart app or at Instacart.com
• 5% cash back for all travel purchased through the Chase Travel Center (only - direct bookings with airlines, hotels, etc do not qualify).
• 2% cash back at restaurants
• 2% cash back at gas stations
• 2% cash back on streaming services
• 1% cash back for all other purchases

If you are looking for a powerful card for all supermarket purchases, you'd be much better off with one of our top credit cards for supermarkets like the American Express Gold Card, which earns 4X Membership Rewards at supermarkets.

But if you are loyal to Instacart, this card is worth considering.

It is a World Elite Mastercard, so it does come with some additional benefits as well.

Additional Benefits include:

• World Elite Concierge
• Baggage Delay Insurance
• Extended Warranty Protection
• Purchase Protection
• Lost Luggage Reimbursement
• Travel Accident Insurance
• Roadside Assistance
• Secondary Car Rental Collision Damage Waiver coverage

Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One's Spark Miles / Spark Select and Discover, but are subject to the policy if you are at / over 5/24). Learn more about the 5/24 rule here.

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