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Capital One Savor Cash Rewards Credit Card

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Capital One Savor Cash Rewards Credit Card

Annual Fee:  $0 Introductory Annual Fee for the first year, then $95

Bonus Offer: $300 when you spend $3,000 in 3 months


Bonus Offer: $300 when you spend $3,000 in 3 months

★ This card earns bonus points for spend in the following bonus categories:

Dining4x
Entertainment4x
Streaming Services4x
Supermarkets3x

Card Features and Benefits:

    The Capital One Savor card offers high bonus cash back categories at 4% in dining and entertainment, as well as 2% in groceries and 1% everywhere else.

    Capital One Savor Review

    If you prefer cash to points and dine out a lot, this card is a winner.

    It's the only pure cash back card that earns 4X on dining and entertainment.

    You could certainly pair it with a flat 2% card, like the Citi Double Cash or Fidelity Rewards

    It has the highest cash back rate on the Entertainment category (for example, concerts and Broadway shows).

    How the Savor Earns

    • 4% cash back on dining
    • 4% cash back on entertainment
    • 4% cash back on streaming services
    • 3% cash back at grocery stores (excludes supercenters like Walmart)
    • 1% everywhere else

    While it's possible to do better in all of these categories, the combination of 4% on dining, entertainment, and streaming plus 3% at grocery stores, it's quite a compelling combination of categories!

    Certainly 4% on dining, entertainment, and 3% on groceries handles a big chunk of your daily spend, and a Capital One Venture Card would complete the Capital One “Bifecta” since you could then transfer from the SavorOne to the Venture 1:1 and from there to all of the Capital One Miles transfer partners.

    Of course, you can also carry a Capital One Spark Miles Business credit card instead of a Venture as they are essentially the same.

    And if you don't mind earning 3% on dining entertainment and streaming instead of 4%, you can even save the annual fee with a no-annual fee SavorOne credit card instead.

    No Foreign Transaction Fees

    There are no forex fees with Capital One credit cards, ever.

    Related Credit Cards

Capital One Savor Cash Rewards Credit Card

Offer: $300 when you spend $3,000 in 3 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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