Capital One Spark Cash Plus
Bonus Offer: Earn up to a $1,000 cash bonus: Earn $500 once you spend $5,000 in the first 3 months, and another $500 once you spend $50,000 in the first 6 months of account opening
Bonus Offer: Earn up to a $1,000 cash bonus: Earn $500 once you spend $5,000 in the first 3 months, and another $500 once you spend $50,000 in the first 6 months of account opening
★ This card earns bonus points for spend in the following bonus categories:
Best for:
Small businesses that spend a lot on their cards each month and want the simplicity of 2% cash back with no preset spending limit
More from this category
Card Features and Benefits:
- Earn an unlimited 2% cash back on every purchase
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Earn an annual $200 cash bonus for every year you spend $200,000 or more on the card
- This card has no preset spending limit; and your purchasing power adapts to your spending and your payment behaviors
- Note that your balance is due in full every month, otherwise you’ll be charged a 2.99% monthly late fee
- $0 fraud liability if your card is lost or stolen
- Free employee cards
- No foreign transaction fees
- If you also have a Spark Miles card, you can convert your cash from this card into Capital One miles by transferring your rewards over to the Spark Miles card.
The new Capital One Spark Cash Plus replaces the older Spark Cash card and earns 2% cash back on everything. The primary difference is that the new Spark Cash Plus is a charge card with no preset spending limit, making it ideal for companies that spend a lot on their cards and tend to run into issues with credit limits.
How the Spark Cash Plus Earns
No Preset Spending Limit
Other Spark Cash Plus Benefits
Offer: Earn up to a $1,000 cash bonus: Earn $500 once you spend $5,000 in the first 3 months, and another $500 once you spend $50,000 in the first 6 months of account opening
Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.
