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Capital One Spark Cash Plus

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Capital One Spark Cash Plus

Annual Fee:  $150

Bonus Offer: Earn up to up to $1,000: $500 once you spend $5,000 in the first three months, and an additional $500 once you spend $50,000 in the first six months


Bonus Offer: Earn up to up to $1,000: $500 once you spend $5,000 in the first three months, and an additional $500 once you spend $50,000 in the first six months

★ This card earns bonus points for spend in the following bonus categories:

Expenses Not in Any Other Category2x

Best for:

Small businesses that spend a lot on their cards each month and want the simplicity of 2% cash back with no preset spending limit

Card Features and Benefits:

    The new Capital One Spark Cash Plus replaces the older Spark Cash card and earns 2% cash back on everything. The primary difference is that the new Spark Cash Plus is a charge card with no preset spending limit, making it ideal for companies that spend a lot on their cards and tend to run into issues with credit limits.

    How the Spark Cash Plus Earns

    • Earn an unlimited 2% cash back on every purchase
    • Earn an annual $200 cash bonus for every year you spend $200,000 or more on the card

    No Preset Spending Limit

    • This card has no preset spending limit; and your purchasing power adapts to your spending and your payment behaviors
    • Note that your balance is due in full every month, otherwise you’ll be charged a 2.99% monthly late fee

    Other Spark Cash Plus Benefits

    • $0 fraud liability if your card is lost or stolen
    • Free employee cards
    • No foreign transaction fees
    • If you also have a Spark Miles card, you can convert your cash from this card into Capital One miles by transferring your rewards over to the Spark Miles card.

Capital One Spark Cash Plus

Offer: Earn up to up to $1,000: $500 once you spend $5,000 in the first three months, and an additional $500 once you spend $50,000 in the first six months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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