Card Features and Benefits:

This no-fee business card offers 1.5x Capital One miles and 5X miles on hotel and rental car booked via Capital One Travel on all purchases with no annual fee.

Capital One Spark Miles Select Business Credit Card Review

If you spend more than $20,000 a year you would earn more rewards, even after the annual fee, with the Spark Miles card from Capital One.

Use these miles as a purchase eraser at 1 cent per point for an effective 2% cash back, or transfer them to a range of airlines at the ratio of 2:1.5, which equals 1.5 airline miles per dollar spent.

The list of Capital One airline transfer partners is:

• Aeromexico (2:1.5 ratio)
• Aeroplan (2:1.5 ratio)
• Alitalia (2:1.5 ratio)
• Avianca (2:1.5 ratio)
• Cathay Pacific (2:1.5 ratio)
• Etihad Airways (2:1.5 ratio)
• EVA Air (2:1.5 ratio)
• Finnair (2:1.5 ratio)
• Flying Blue (Air France / KLM) (2:1.5 ratio)
• Qantas (2:1.5 ratio)
• Singapore Airlines (2:1 ratio)
• Emirates (2:1 ratio)
• JetBlue (2:1.5 ratio)

And hotel partners:

• ALL Accor Live Limitless (2:1 ratio)
• Wyndham Rewards (2:1.5 ratio)

No Foreign Transaction Fees

There are no forex fees with Capital One credit cards, ever.

See other Small Business credit cards.