Select Page

United Club Infinite Card

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
Credit card

United Club Infinite Card

Annual Fee:  $525

Bonus Offer: 100,000 bonus MileagePlus miles when you spend $5,000 in your first 3 months

Bonus Offer: 100,000 bonus MileagePlus miles when you spend $5,000 in your first 3 months

★ This card earns bonus points for spend in the following bonus categories:


Best for:

United flyers that want unlimited United Club access

Card Features and Benefits:

    This is the Premium United Airlines credit card that includes United Club lounge access.

    United Club Infinite Card Earn Rate

    • 4X miles on United flights
    • 2X miles on dining
    • 1X miles on everything else

    United Club Infinite Card Features and Review

    • United Club membership
    • Two free checked bags
    • Premier Access (including priority boarding, priority check-in, priority baggage handling, etc)
    • Expanded award availability
    • Status PQD waiver with $25,000 spend
    • Up to $100 in Global Entry / TSA PreCheck fee reimbursements
    • 25% back on in-flight United purchases
    • No foreign transaction fees

    With a sizable annual fee, this card is only likely to make sense for someone that currently pays for the United Club with an annual membership. If that's you., you'll certainly do better carrying this card, with its included United Club membership. You could then also earn 4X on your United flights and get a pretty good return on your United spend.

    United Miles vs. Chase Ultimate Rewards points

    However, if you don't utilize the United Club, you would be better off carrying a Chase Sapphire Reserve (which 3X on travel and dining; $550 annual fee includes $300 travel credit) or a Chase Sapphire Preferred (2X on travel and dining with just a $95 annual fee). Those points can be transferred 1:1 to United miles as well as almost a dozen other transfer partners, giving you maximum flexibility.

    United Club Infinite Card Bonus Eligibility

    This card product is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months.

    5/24 Rule Applies: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

    NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on United, which earns 4X. If part of that spend is on other airlines, that spend will earn only 1x on this card, reducing the value of your rewards.

    More Chase credit cards | More United Airlines credit cards (MileagePlus)

United Club Infinite Card

Offer: 100,000 bonus MileagePlus miles when you spend $5,000 in your first 3 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
Sign up for the newsletter and you’ll never miss out again.

Meet Dave

MilesTalk - Dave GrossmanMilesTalk - book