US Bank Altitude® GO Review
Bonus Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days
Bonus Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days
★ This card earns bonus points for spend in the following bonus categories:
Best for:
Those that want 4% cash back on dining with no annual fee
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Card Features and Benefits:
- 4% cash back on dining, including takeout and delivery
- 2% cash back on grocery stores and grocery delivery, streaming services and purchases at gas stations
- 1% cash back on everything else
With 4% cash back on dining, including takeout and delivery, 2% back on groceries, streaming, and gas, and no annual fee, our review is that the Altitude GO is a surprisingly strong card.
Although it technically earns points, they aren't transferable and are worth a flat 1 cent on all redemptions - so we label this a "cash back" credit card, not a points card.
US Bank Altitude GO - How it Earns
US Bank Altitude GO Fees
There's no annual fee and there are no foreign transaction fees.
0% Intro APR for 12 Months on the Altitude GO card
0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.49% - 28.49%.
Altitude GO's Streaming Credit
You will also get a one-time $15 streaming service credit after 11 months of streaming service purchases. Not bad for a card with no fee.
What Credit Score Do You Need for The US Bank Altitude GO card?
This card is for people with a very strong credit profile. You should have a 720 or better FICO to apply for this card.
US Bank Altitude GO Credit Card Review
The bottom line is that 4% cash back on dining, including takeout, dine-in, and delivery, is extremely strong for a credit card without an annual fee. It compares to the Capital One Savor card, though that card carries an annual fee.
Beyond the 4% cash back on dining, the 2% and 1% categories aren't special, especially considering the Citi Double Cash earns 2% back on everything, all of the time. But we can't think of another card earning 4% back on dining without an annual fee.
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Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days
Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.
