Select Page

US Bank Altitude® GO Review

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author's alone.
Credit card

US Bank Altitude® GO

Annual Fee:  $0

Bonus Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days

Bonus Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days

★ This card earns bonus points for spend in the following bonus categories:

Gas Stations2x
Streaming Services2x

Best for:

Those that want 4% cash back on dining with no annual fee

Card Features and Benefits:

    With 4% cash back on dining, including takeout and delivery, 2% back on groceries, streaming, and gas, and no annual fee, our review is that the Altitude GO is a surprisingly strong card.

    Although it technically earns points, they aren't transferable and are worth a flat 1 cent on all redemptions - so we label this a "cash back" credit card, not a points card.

    US Bank Altitude GO - How it Earns

    • 4% cash back on dining, including takeout and delivery
    • 2% cash back on grocery stores and grocery delivery, streaming services and purchases at gas stations
    • 1% cash back on everything else

    US Bank Altitude GO Fees

    There's no annual fee and there are no foreign transaction fees.

    0% Intro APR for 12 Months on the Altitude GO card

    0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.49% - 28.49%.

    Altitude GO's Streaming Credit

    You will also get a one-time $15 streaming service credit after 11 months of streaming service purchases. Not bad for a card with no fee.

    What Credit Score Do You Need for The US Bank Altitude GO card?

    This card is for people with a very strong credit profile. You should have a 720 or better FICO to apply for this card.

    US Bank Altitude GO Credit Card Review

    The bottom line is that 4% cash back on dining, including takeout, dine-in, and delivery, is extremely strong for a credit card without an annual fee. It compares to the Capital One Savor card, though that card carries an annual fee.

    Beyond the 4% cash back on dining, the 2% and 1% categories aren't special, especially considering the Citi Double Cash earns 2% back on everything, all of the time. But we can't think of another card earning 4% back on dining without an annual fee.

US Bank Altitude® GO

Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
Sign up for the newsletter and you’ll never miss out again.

Meet Dave

MilesTalk - Dave GrossmanMilesTalk - book