US Bank Altitude® GO Review

Bonus Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days
Bonus Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days
★ This card earns bonus points for spend in the following bonus categories:
Best for:
Those that want 4% cash back on dining with no annual fee
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Card Features and Benefits:
- 4% cash back on dining, including takeout and delivery
- 2% cash back on grocery stores and grocery delivery, streaming services and purchases at gas stations
- 1% cash back on everything else
With 4% cash back on dining, including takeout and delivery, 2% back on groceries, streaming, and gas, and no annual fee, our review is that the Altitude GO is a surprisingly strong card.
Although it technically earns points, they aren't transferable and are worth a flat 1 cent on all redemptions - so we label this a "cash back" credit card, not a points card.
US Bank Altitude GO - How it Earns
US Bank Altitude GO Fees
There's no annual fee and there are no foreign transaction fees.
0% Intro APR for 12 Months on the Altitude GO card
0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 19.49% - 28.49%.
Altitude GO's Streaming Credit
You will also get a one-time $15 streaming service credit after 11 months of streaming service purchases. Not bad for a card with no fee.
What Credit Score Do You Need for The US Bank Altitude GO card?
This card is for people with a very strong credit profile. You should have a 720 or better FICO to apply for this card.
US Bank Altitude GO Credit Card Review
The bottom line is that 4% cash back on dining, including takeout, dine-in, and delivery, is extremely strong for a credit card without an annual fee. It compares to the Capital One Savor card, though that card carries an annual fee.
Beyond the 4% cash back on dining, the 2% and 1% categories aren't special, especially considering the Citi Double Cash earns 2% back on everything, all of the time. But we can't think of another card earning 4% back on dining without an annual fee.
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Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days