A no-fee Chase card offering 1.5x Ultimate Rewards points on everything, except as noted below. It's best combined with a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred to unlock the power of transfer partners.

Chase Freedom Unlimited Rate:

• 5X on travel when purchased through the Chase Ultimate Rewards portal*
• 5X on rotating quarterly bonus categories (max of $1,500 per quarter in spend; activation required – same as existing Freedom card)
• 5X on Lyft until March 2022
• 3X on dining (including takeout and delivery)
• 3X at drugstores
• 1.5X on everything else

NOTE: This card can be used as cash back or as an Ultimate Rewards points card. In valuing your rewards, we assume you also have a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred. You can then transfer points from this card to one of those to unlock the power of transfer partners. If you have this card without one of the above cards, your rewards value will be lower with each point worth exactly 1 cent.

0% Interest APR Intro Offer:

Get a 0% Intro APR for 15 months (Terms Apply)

Note: Our rewards optimization calculator will count all travel on this card at 5X, but please note the limitations around that above. 

The Chase Freedom Flex is the evolution of the Chase Freedom card, long a staple of the Chase card portfolio.

The Freedom Flex takes the best part of the Chase Freedom (rotating quarterly 5X bonus categories) and adds a ton of new features:

Chase Freedom Flex Earn Rate:

• 5X on travel when purchased through the Chase Ultimate Rewards portal*
• 5X on rotating quarterly bonus categories (max of $1,500 per quarter in spend; activation required – same as existing Freedom card)
• 3X on dining (including takeout and delivery)
• 3X at drugstores
• 1X on everything else

(* Keep in mind, booking via the portal for hotels means that you won’t, in most cases, earn any hotel points / stay credits nor have any hotel elite status honored. For airlines, the fares are generally the same or similar, however, it does mean that you have to deal with Chase for changes instead of the airline directly – and that can be a big hassle.)

Note: Our rewards optimization calculator will count all travel on this card at 5X, but please note the limitations around that above. 

o% APR Offers - Intro and Balance Transfers

Get a 0% Intro APR on both balance transfers and purchases for 15 months

Earning ThankYou Points

Earn 2x at supermarkets and gas stations for the first $6,000 combined per year, and 1x everywhere else, before rounding up. Excellent for small purchases. Round up to the nearest 10 points on all purchases.

Note: Your earnings will be larger than those shown in our calculations because we cannot factor in the "round up" feature of this card as it correlates to each exact transaction you will make.

The Blue Cash EveryDay credit card has no annual fee and earns cash back.

It features bonus cashback on groceries, gas, and department stores.

- Earn 3% cash back at US supermarkets for up to $6,000 in annual purchases

- Earn 2% cash back at US gas stations and certain US Department Stores

- Earn 1% cash back on everything else.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

0% Intro APR

Enjoy a 0% APR on new purchases for 15 months starting when you are approved for the Blue Cash Everyday card.

The Wells Fargo Propel offers 3x on gas stations, rideshares, transit, flights, hotels, car rentals, and some streaming services.

It earns 1x elsewhere.

These points can be used in their travel portal to purchase travel of almost any kind.

The Wells Fargo Propel credit card also provides complimentary cell phone insurance. There are no foreign transaction fees, either.

New cardholders will get a 12 month introductory 0% intro APR period on both purchases and balance transfers.

With 4% cash back on dining, including takeout and delivery, 2% back on groceries, streaming, and gas, and no annual fee, our review is that the Altitude GO is a surprisingly strong card.

Card Features:

• 4% cash back on dining, including takeout and delivery
• 2% cash back on grocery stores and grocery delivery, streaming services and purchases at gas stations
• 1% cash back on everything else
• No annual fee
• No foreign transaction fees
• A one-time $15 streaming service credit after 11 months of streaming service purchases.

0% Intro APR for 12 Months on the Altitude GO card

New cardmembers will get a 0% APR on new purchases and on balance transfers for 12 months. A 3% fee applies to balance transfers.

US Bank Altitude GO Credit Card Review

The bottom line is that 4% cash back on dining, including takeout, dine-in, and delivery, is extremely strong for a credit card without an annual fee. It compares to the Capital One Savor card, though that card carries an annual fee.

Beyond the 4% cash back on dining, the 2% and 1% categories aren't special, especially considering the Citi Double Cash earns 2% back on everything, all of the time. But we can't think of another card earning 4% back on dining without an annual fee.

This card is for people with a very strong credit profile. You should have a 720 or better FICO to apply for this card.

This is a simple 1.5% cash back card, though it offers a 12-month introductory rate of 1.8% cash back on purchases made with Apple Pay or Google Pay.

For new purchases or balance transfers made within the first 120 days on your new Wells Fargo Cash Wise, enjoy a 0% intro APR. (See application for terms.)

With no foreign transaction fees, no annual fee, and 3% back on dining as well as 2% back on grocery stores, this card is an easy way to up your cash back game.

Please note that applications are only being accepted in the following states:  Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

If you are not in an approved state, please see our other cash back credit cards.

0% APR Intro Offer

Get 6 months of 0% Interest on new purchases your new card account (Terms apply).

The ABOC Platinum Rewards Mastercard® Credit Card offers an intro 0% APR for your first 12 months.

It earns 1 point per dollar and also earns 5X points on categories that rotate each quarter, up to $1,500 per quarter, like dining, groceries, Amazon.com, gas, etc. 

ABOC points are redeemed for gift cards or travel and are worth approximately 0.8 cents each - equating to about a 4% cash back on the rotating quarterly categories. 

This is also a popular card for people with credit rated "Fair" or "Average".

A no-annual fee credit card with an extra long 0% APR intro period on both new purchases and balance transfers.

This card does not earn rewards.

The Citi Diamond Preferred credit card isn't about travel rewards. It's designed for those that want to take advantage of its 18 month long 0% intro APR and 18 month Balance Transfer offers.

Citi Diamond Preferred 0% APR Balance Transfer Offer:

Within the first four months after approval, you will get a 0% Intro APR on balance transfers for 18 months (this is from the date of your first transfer). The APR following the intro period is variable. This is currently the longest 0% APR balance transfer period on the market.

You must complete all Balance Transfers within the first four months following approval.

A $5 or 3% balance transfer fee applies, whichever is greater.

Citi Diamond Preferred 0% Intro APR Offer

You'll also get a 0% Intro Apr on all new purchases for the first 18 months.