Select Page

Credit Cards for No Credit History

If you don’t have credit history in the United States, you won’t be approved for traditional credit cards because without a US-based credit history (FICO credit score) and a Social Security Number, the credit card companies cannot assess your risk profile.

“Credit Builder” credit cards are credit cards for people with no credit history. No social security numbers nor US credit scores are required. 


Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Category

Filter By

2 Cards Available:

Credit card
Estimated Bonus Value :



dollar Annual Fee: $0

Estimated Bonus Value :


Offer: None at this time

Designed with students in mind, this no-fee card offers 1% cash back on everything, plus a .25% bonus when you pay on time, for a total of 1.25%.

You only need average credit to qualify and it comes with nice extras that other student cards might not have, like no foreign transaction fees.

A solid starter card to build your credit from.

NOTE: Our calculator assumes you will make on-time payments, for the full 1.25% cash back. Your rewards will be less if you do not pay on-time.

Offer: None at this time

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
Sign up for the newsletter and you’ll never miss out again.

Meet Dave

MilesTalk - Dave GrossmanMilesTalk - book