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Credit Cards for No Credit History

If you don’t have credit history in the United States, you won’t be approved for traditional credit cards because without a US-based credit history (FICO credit score) and a Social Security Number, the credit card companies cannot assess your risk profile.

“Credit Builder” credit cards are credit cards for people with no credit history. No social security numbers nor US credit scores are required. 

 

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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2 Cards Available:

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Jasper Mastercard®

Annual Fee: $0

Estimated Bonus Value :

$0

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Annual Fee: $0

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Estimated Bonus Value :

$0

Offer: None

If you don't already have a credit history in the United States, likely because you are a new arrival without a Social Security Number, you are in the awkward position of trying to prove to US credit card companies that you are credit worthy.

The Jasper Mastercard® is designed just for you, with credit lines up to $5,000. 

Your on-time payments will be reported to US credit bureaus, which will help you build your US credit history. 

There are no annual fees, and you can even add Jasper to your mobile wallet like any other Mastercard. 

A Jasper rewards program is coming soon, but for right now you will not earn any rewards or cash back.

Offer: None
Credit card
Estimated Bonus Value :

$0

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Annual Fee: $0

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Estimated Bonus Value :

$0

Offer: Free Student Amazon Prime for One Year (Max Value $59) After First Purchase

The Deserve EDU credit card is designed for students looking to build their credit profile while still earning 1% back in rewards.

Deserve EDU Review, Features and Benefits

  • Amazon Prime Student free for one year after your first purchase.
  • Cell Phone Protection (Up to $600 a year; see terms)
  • Car rental Collision Damage Waiver (CDW) coverage (see terms)
  • No annual fees
  • No foreign transaction fees
  • No Social Security Number is required to apply if you are an international student in the US. (Build your US Credit!)
  • Earn 1% Cash Back on all purchases with your Deserve Mastercard
Offer: Free Student Amazon Prime for One Year (Max Value $59) After First Purchase

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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