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Large Expenses (Over $5,000)

These credit cards offer the best returns on your spend for large purchases, specifically over $5,000.

You’ll note that the Business Platinum Card from American Express is the only one that really fits this category, however, you can also see the Expenses Not in Any Other Category which shows you the best credit cards for all spend that doesn’t fit into any other bonus category.

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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1 Cards Available:

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Business Platinum Card from American Express (Amex)

Large Expenses (Over $5,000) Multiplier: 1.5X

Annual Large Expenses (Over $5,000) Limit: Unlimited

Estimated Rewards Value :

2.55%

Calculator

Business Platinum Card from American Express (Amex)

Large Expenses (Over $5,000) Multiplier: 1.5X

Annual Large Expenses (Over $5,000) Limit: Unlimited

Calculator
Estimated Rewards Value :

2.55%

Offer: Up to 100,000 Membership Rewards points: Spend $10,000 in 3 months for 50,000 bonus points. Spend an additional $15,000 in 3 months for an additional 50,000 points.

A great card for flights and prepaid hotels earning 5x points, and for large expenses over $5,000 for 1.5x points.

Get a suite of benefits that include Gold Hilton status, Gold Marriott status, the American Express Global Lounge Collection which includes Centurion, Delta, and Priority Pass Lounge access, 10 in-flight Gogo Wifi passes, Fine Hotels and Resorts benefits, and a $200 annual incidental airfare credit. You'll also get $100 in free Dell credits twice annually (Jan-June and July-Dec) and a free year of WeWork Platinum Access.

Note: When displaying Estimated Rewards Values and calculations, this card is factoring in airline and hotels at 5x. This requires booking at AmexTravel.com and, if you do not, your earned rewards will change. Hotel bookings made via AmexTravel will generally not earn points or elite benefits.

Offer: Up to 100,000 Membership Rewards points: Spend $10,000 in 3 months for 50,000 bonus points. Spend an additional $15,000 in 3 months for an additional 50,000 points.

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