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Low Interest Credit Cards

We base our ratings on the value of the points of each card by the amount of the bonus. Pretty simple!


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Estimated Bonus Value :



Annual Fee: $450

Estimated Bonus Value :


Offer: Get 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months.

Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Weekend Night Award.

Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).

Earn Rate:

14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.

Only in 2020 - Additional Hilton Aspire Benefits including Grocery Bonus Points

  • Bonus Points earned through eligible purchases on all Hilton American Express Cards, that post to the Card Member’s Hilton Honors account between May 1 through December 31, 2020 will be considered Base Points and will count towards Elite tier qualification and Lifetime Diamond Status.
  • Hilton Aspire Consumer Card Members’ eligible purchases at U.S. restaurants, including takeout and delivery, will now qualify toward the $250 Hilton resort credit benefit (June through August 2020).
  • Groceries: From May 1 – July 31, 2020, you’ll get 12X points per dollar at US Supermarkets.
  • Free Night Awards: Unexpired and new Free Weekend Night Rewards issued now through Dec 31, 2020 can be used any night of the week and any newly issued awards now through Dec 31, 2020 will be valid for 24 months.

NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Get 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months.

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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