Student Credit Cards
When you are a student just starting out on your credit journey, you are only eligible for certain credit cards. These are those student credit cards.
We base our rankings on the value of the points of each card multiplied by the amount of the bonus. Pretty simple!
Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
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4 Cards Available:
Chase Freedom Student Credit Card
Annual Fee:
$0
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$50
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$50
Chase Freedom Student Credit Card Earn Rate
- 1X Ultimate Rewards Points on everything
- Points are equal to cash back (i.e. 1,000 points is $10)
Chase Freedom Student Credit Card Benefits
- No Annual Fee
- Get a $20 "Good Standing Rewards" after each account anniversary. You can get this for up to 5 years
- You will earn a credit limit increase when you make 5 monthly payments on time within 10 months from account opening (and while meeting credit criteria).
- Track your credit score for free with Chase Credit Journey
Journey Student Rewards from Capital One
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
Designed with students in mind, this no-fee card offers 1% cash back on everything, plus a .25% bonus when you pay on time, for a total of 1.25%.
You only need average credit to qualify and it comes with nice extras that other student cards might not have, like no foreign transaction fees.
A solid starter card to build your credit from.
NOTE: Our calculator assumes you will make on-time payments, for the full 1.25% cash back. Your rewards will be less if you do not pay on-time.
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
If you don't already have a credit history in the United States, likely because you are a new arrival without a Social Security Number, you are in the awkward position of trying to prove to US credit card companies that you are credit worthy.
The Jasper Mastercard® is designed just for you, with credit lines up to $5,000.
Your on-time payments will be reported to US credit bureaus, which will help you build your US credit history.
There are no annual fees, and you can even add Jasper to your mobile wallet like any other Mastercard.
A Jasper rewards program is coming soon, but for right now you will not earn any rewards or cash back.
Deserve EDU Student Credit Card
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
The Deserve EDU credit card is designed for students looking to build their credit profile while still earning 1% back in rewards.
Deserve EDU Review, Features and Benefits
- Amazon Prime Student free for one year after your first purchase.
- Cell Phone Protection (Up to $600 a year; see terms)
- Car rental Collision Damage Waiver (CDW) coverage (see terms)
- No annual fees
- No foreign transaction fees
- No Social Security Number is required to apply if you are an international student in the US. (Build your US Credit!)
- Earn 1% Cash Back on all purchases with your Deserve Mastercard
Best Travel Credit Cards
Best Hotel Credit Cards
Chase Ink Preferred
Here’s how we calculated your Rewards Value:
Point Value X Multiplier = Rewards Value
X =
Here’s how we calculated your Bonus Value:
Point Value X Bonus = Bonus Value
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Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.
