Credit Card Transfer Bonuses for June 2026 (Plus Our Famous Alerts)

Does that make this a great deal? Well, no, not really for most; maybe for some… Generally I peg a Rapid Rewards point under the current management as being worth an average of 1.25 cents per point. With this bonus you are looking at a blended average somewhere in the 1.6 cents per point range. That means that in most cases, this will be a better redemption than using the Chase Travel℠ portal, but it won’t be a gangbusters / aspirational redemption by any means.

If you already transfer to higher value partners or are getting 1.75 cents per point regularly in Points Boost, this won’t be as attractive. If you fly Southwest and aren’t getting better than 1.6 cents per point on average now, then maybe it’s worth it – just keep in mind this new management is likely to keep devaluing the value you get from points, so I wouldn’t back up the truck.

Flying Blue rates are variable, so run a search before transferring. When you get lucky, business class from the US to Europe can run as low as 60,000 Flying Blue miles (up from 50,000 previously). But that would be just 48,000 credit card points during this promotion! Of course you can also get even luckier during an Air France monthly promo award sale.

Flying Blue is often the best way to book Virgin Atlantic Upper Class from the US to Europe and beyond, due to the lowest taxes of any way to book Virgin Atlantic, however with Virgin’s new dynamic pricing you really have to compare the pricing on both programs as it can now be cheaper with Virgin in some cases. Flying Blue can also book Delta, KLM, and other SkyTeam members when Saver award space is available.

If you have lots of points across various programs, no need to speculatively transfer due to the number of overall transfer bonuses each year.

I suggest reviewing historical transfer bonuses from Chase and American Express to Air Canada Aeroplan as you might find that bonuses are more common than you think. 20% is the “standard” offer we see the most, though Chase did offer a flat 30% in late 2022. I’m not counting a one-off Bilt Rewards transfer bonus that went as high as 150% since that is unlikely to repeat.

Aeroplan sweet spots: No fuel surcharges; just a $39CAD booking fee. Lap infant just $25CAD. Can book Star Alliance flights as well as partners like Etihad and Emirates. Add a stopover for just 5,000 miles! Award pricing is not necessarily the best there is, but is consistently fair.

A business class award on a partner (not on Air Canada metal as that is dynamically priced) from the East Coast to Europe would be 70,000 points (as an example), which would be 56,000 Chase points with this promotion.

You also may be looking to “top up” an existing IHG Rewards balance for a reward stay and this would be an opportune time.

But as a general rule, we find that one Chase Ultimate Rewards point is at least 4 times more valuable than  IHG Rewards points, so, again, do your homework before transferring and make sure you have a deal lined up – ideally using the 4th night free benefit from a co-branded credit card.

Transfers take less than a day (most likely less than a few hours, but not instant), although note that IHG is adding the bonus on their side so their could be a delay.

• Of course you can book Wyndham Rewards Hotels. These brands are generally low end, like La Quinta^® by Wyndham, Super 8^® by Wyndham, Days Inn^® by Wyndham, and Wyndham Grand^®. The highest end brand I’m aware of that they have is Dolce and have seen some nice ones. A standard award will cost 7,500, 15,000, or 30,000 points per room (or per bedroom if applicable). If you aren’t fancy, I have seen some fantastic value where it’s a lower end property but a relatively expensive (for the property) suite for the same price as the base room. Check out the one in Saint Maarten for an example of that, though the resort has generally poor reviews. Wyndham also offers “experiences” you can book although at less than 1/3 of a cent per point, so they are a very poor value unless dumping expiring points.

• Book Caesars Rewards properties. If you gamble you probably get good enough casino rates to make these a poor redemption but you never know. I did use once for a Las Vegas stay where the room was over $300 and I used 15,000 points. However, even if you have a status with waived resort fees with Caesars, a stay booked via Wyndham points will incur resort fees unless….

• Transfer points to Caesars Rewards. You can transfer up to 30,000 per calendar year and they will be worth one cent a piece (or you can redeem for slot credit but at only half a cent per point). Two notes about this: One is that it can take up to 2 weeks for the points to transfer, so you need a level of planning we aren’t really used to these days. The other is that these will reset the relevant point expiration from Wyndham. Since they expire 4 years after they are earned (and this shows in your account profile at Wyndham), if you are in that last year with no plans, this is a great way to save those points.

Note that Vacasa is no longer a Wyndham partner.

Wyndham is not going to be a program that many (any?) should speculatively transfer to, but if you have a redemption ready to go, 30% more only makes it better.

This still remains about the only award you would book with Iberia (you may find other instances where Iberia remains cheaper on its own metal) but keep in mind the biggest flaw of the Iberia program:

Award travel on partner airlines booked with Iberia Avios is non-refundable!!

That said, generally you want to move your points to British Airways first for the most flexibility – since you can move from there to Finnair, which has some great redemptions, or Qatar. I just booked an actual Iberia an award and I’ll add that the website is full of glitches that can make booking even an Iberia award on Iberia quite painful.

See this post on the transfer bonus to British Airways Avios for more on the Finnair program.

British Airways Avios used to be best for shorthaul flights on Oneworld carriers but recent changes have killed that. Where a flight from New York to Toronto (under 650 miles) used to be as little as 4,500 miles in years past, it’s now 12,000 miles. I mention this as some people may not realize this has all changed.

However, you can still transfer these miles over to Qatar Airways Avios where that same flight would be 6,000 miles. And that’s the thing – you can transfer these Avios to any other Avios program airline.

Also – outside of the US, BA still prices flights under 650 miles (i.e. SYD-MEL on Qantas) at 6,000 miles in Economy and only 12,500 miles in Business – hello, sweet spot!

BA does have a very favorable lap infant policy – 10% of the miles paid for the adult fare.

Beware their draconian surcharges on long haul awards.

Advanced Mode: Transfer to Finnair’s Avios program which has sweet spots like 62,500 Avios and less than $200 from the US to Finland on Finnair and, (available only by phone or chat) amazing deals on AA transcons. If you can find JFK-LAX/SFO with an available Saver seat in 3-Cabin First (Z class), it’s yours for just 40,000 Finnair Avios. Traveling within the EU in business class (yes, the standard economy seat with the middle blocked, but premium services) is also a steal on Finnair.

Redeem for flights starting at 6,000 points. We like using points for domestic Delta flights (when there is availability!) as well as for SkyTeam flights like Air France and, of course, ANA First and Business Class flights. Virgin’s own flight rewards are dynamically priced but with high surcharges. We often see Upper Class seats across the pond from 29,000 points but you’ll want to confirm availability on what you are hoping to book before transferring as the cheaper award seats aren’t always available despite the surcharges.

ANA First and Business class awards:

• First Class to/from Japan from West Coast: 145,000 points Round Trip
• First Class to/from Japan from East Coast: 170,000 points Round Trip
• Business Class to/from Japan from West Coast: 105,000 points Round Trip
• Business Class to/from Japan from East Coast: 120,000 points Round Trip

(Note that you can book one way for half the price of the points price listed.)