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IHG Rewards Credit Cards

Chase and IHG Rewards offer three credit cards for you to choose from, depending on what best suits your needs.

Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on Your Best Credit Cards are from advertisers and may impact how and where card products appear on the site. Your Best Credit Cards does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our Card Explorer results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.
link IHG One Rewards Premier Business Credit Card image
YBCC Card Rate Stars Filled
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(4.4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

IHG One Rewards Premier Business Credit Card

Annual fee:
$99
Min credit score:
Good (670-739) *

Bonus Offer

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months

The business credit card for IHG hotel frequent guests

Bonus points for spend in the following categories:

10x Hotels

10 points per dollar at eligible IHG hotels worldwide; 5X points per dollar on any other hotel purchases.

5x Advertising on Search Engines and Social Media
+7 more
Card Details Learn How to Apply
link IHG One Rewards Premier Credit Card image
YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.5)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

IHG One Rewards Premier Credit Card

Annual fee:
$99
Min credit score:
Good (670-739) *

Bonus Offer

Earn 140,000 bonus points after spending $3,000 in the first 3 months from account opening.

Arguably the most rewarding hotel credit card with an annual fee under $100.

Bonus points for spend in the following categories:

10x Hotels

10 points per dollar at eligible IHG hotels worldwide; 5X points per dollar on any other hotel purchases.

5x Airfare
+5 more
Card Details Learn How to Apply
link IHG One Rewards Traveler Credit Card image
YBCC Card Rate Stars Filled
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(4)

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

IHG One Rewards Traveler Credit Card

Annual fee:
$0
Min credit score:
Good (670-739) *

Bonus Offer

Earn 80,000 bonus points after spending $2,000 in the first 3 months from account opening.

The no-annual-fee card for IHG loyalists.

Bonus points for spend in the following categories:

5x Hotels

At IHG brand hotels and resorts booked directly; otherwise earn 2X.

3x Cable / Internet / VOIP Phone
+5 more
Card Details Learn How to Apply

The standard and most popular personal card is the IHG Rewards Club Premier Credit Card. Despite the $99 annual fee, this is a better option for most people than the no-annual fee IHG Rewards Club Traveler Credit Card (see card details for a comparison).

For small business owners, there is the IHG Premier Business Card

You can also transfer points from credit cards that earn Chase Ultimate Rewards points to IHG rewards at a 1:1 ratio.

One note: You must be under 5/24 to be eligible for these cards. If you aren’t approved instantly, read this article on calling the Chase reconsideration line.

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November 10, 2023

The Chase “5/24” Rule

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