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Your Selected Features

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Airlines And Hotels

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5 MATCHING CREDIT CARDS
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Southwest® Rapid Rewards® Performance Business Credit Card Southwest® Rapid Rewards® Performance Business Credit Card image

Southwest® Rapid Rewards® Performance Business Credit Card

Card Details
Learn How to Apply
🔔 Notify me of bonus offer changes

Southwest® Rapid Rewards® Performance Business Credit Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(4.25) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good (670-739) *
Annual Fee:
$299
🎁 Bonus offer
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening
✅ Matched Features:
Airlines and Hotels: Southwest Airlines
💵
Your Projected Rewards Value

Our "Projected Rewards Value" takes your spend in each category and calculates a value by using the dollars spent annually multiplied by the bonus multipliers. Those are totaled and then the card's annual fee (if any) is subtracted and the card's "easy to use" statement credits (if any) are added to give you a total value.

In Year 1, any applicable welcome bonus offer is also added. Our values for each point and mile with reasoning is linked here.

Year 1
tbd
Year 2
tbd
  • Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available.
  • First checked bag free for you and up to 8 additional passengers in the same reservation.
  • 9,000 bonus points on every cardmember anniversary

Pros

  • Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available.
  • First checked bag free for you and up to 8 additional passengers in the same reservation.
  • 9,000 bonus points on every cardmember anniversary

Cons

  • The high annual fee will be hard to justify for infrequent travelers
  • Rapid Rewards points only provide a good value for Southwest flights
Annual Fee: $299
Foreign
Transaction Fee: 0%
Min Credit
Score: Good (670-739) *
Point
Value: $0.0125

Last updated in 2025 to reflect the new dynamic pricing models which gives less value per point at peak times. Compared to the prior 1.4 cpp average, 1.25 cpp seems a bit more the average now. This may keep falling under the new management.

APR: 19.24%-27.74% (Variable)
Balance
transfer fees: Either $5 or 5% of the amount of each transfer, whichever is greater.

Bonus points for spend in the following categories:

  • 2x

    Gas Stations

    Gas Stations
  • 2x

    Hotels

    Hotels

    Booked directly with the hotel

  • 2x

    Transit

    Transit

    Local transit and commuting, Including rideshare

  • 1x-4x

    Airfare

    Airfare

    4X applies only to Southwest Airlines booked directly with Southwest; Otherwise earn 1X

  • 1x

    Everything Else

The go-to card for Southwest frequent travelers that own a small business. Packed with perks that can easily justify the annual fee.
Southwest Rapid Rewards® Priority Credit Card Southwest Rapid Rewards® Priority Credit Card image

Southwest Rapid Rewards® Priority Credit Card

Card Details
Learn How to Apply
🔔 Notify me of bonus offer changes

Southwest Rapid Rewards® Priority Credit Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.98) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good (670-739) *
Annual Fee:
$229
🎁 Bonus offer

Earn 60,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

✅ Matched Features:
Airlines and Hotels: Southwest Airlines
💵
Your Projected Rewards Value

Our "Projected Rewards Value" takes your spend in each category and calculates a value by using the dollars spent annually multiplied by the bonus multipliers. Those are totaled and then the card's annual fee (if any) is subtracted and the card's "easy to use" statement credits (if any) are added to give you a total value.

In Year 1, any applicable welcome bonus offer is also added. Our values for each point and mile with reasoning is linked here.

Year 1
tbd
Year 2
tbd
  • Excellent Southwest-specific perks - including annual bonus points every cardmember anniversary.
  • Earn points toward Southwest Companion Pass and Tier Qualifying Points toward A-List and A-List Preferred Status.
  • Upgrade to Extra Legroom seat within 48 hours prior to departure when available

Pros

  • Upgrade to Extra Legroom seats within 48 hours prior to departure when available
  • 7,500 bonus points each cardmember anniversary (worth $105)
  • Preferred Seat selection at booking when available

Cons

  • $229 annual fee is the highest annual fee of any personal Southwest credit card.
  • Rapid Rewards points are only really valuable for Southwest award flights.
Annual Fee: $229
Foreign
Transaction Fee: 0%
Min Credit
Score: Good (670-739) *
Point
Value: $0.0125

Last updated in 2025 to reflect the new dynamic pricing models which gives less value per point at peak times. Compared to the prior 1.4 cpp average, 1.25 cpp seems a bit more the average now. This may keep falling under the new management.

APR: 19.24%-27.74% (Variable)
Balance
transfer fees: Either $5 or 5% of the amount of each transfer, whichever is greater.

Bonus points for spend in the following categories:

  • 2x

    Gas Stations

    Gas Stations
  • 2x

    Dining Out / Food Delivery

    Dining Out / Food Delivery
  • 1x-4x

    Airfare

    Airfare

    4X applies only to tickets purchased directly from Southwest. Other airfare earns 1X.

  • 1x

    Everything Else

The go-to card for frequent Southwest flyers with a wide range of benefits like complimentary preferred seating and free checked bags.
Southwest® Rapid Rewards® Premier Business Credit Card Southwest® Rapid Rewards® Premier Business Credit Card image

Southwest® Rapid Rewards® Premier Business Credit Card

Card Details
Learn How to Apply
🔔 Notify me of bonus offer changes

Southwest® Rapid Rewards® Premier Business Credit Card

YBCC Card Rate Stars Filled
YBCC Card Rate Stars Empty
(3.9) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good (670-739) *
Annual Fee:
$149
🎁 Bonus offer
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening.
✅ Matched Features:
Airlines and Hotels: Southwest Airlines
💵
Your Projected Rewards Value

Our "Projected Rewards Value" takes your spend in each category and calculates a value by using the dollars spent annually multiplied by the bonus multipliers. Those are totaled and then the card's annual fee (if any) is subtracted and the card's "easy to use" statement credits (if any) are added to give you a total value.

In Year 1, any applicable welcome bonus offer is also added. Our values for each point and mile with reasoning is linked here.

Year 1
tbd
Year 2
tbd
  • Early boarding (Group 5), First free checked bag (you and up to 8 companions, Preferred seating
  • Ability to spend toward A-List status and the Southwest Companion Pass
  • 6,000 bonus points on every cardmember anniversary

Pros

  • 6,000 bonus points on every cardmember anniversary
  • Receive a 15% promo code each year on your cardmember anniversary (Excludes Basic fare).
  • Ability to spend toward A-List status and the Southwest Companion Pass
  • Early boarding (Group 5), First free checked bag (you and up to 8 companions, Preferred seating

Cons

  • Lack of business spending rewards categories
  • Better perks and earning rates on the Southwest Performance Business Card
Annual Fee: $149
Foreign
Transaction Fee: 0%
Min Credit
Score: Good (670-739) *
Point
Value: $0.0125

Last updated in 2025 to reflect the new dynamic pricing models which gives less value per point at peak times. Compared to the prior 1.4 cpp average, 1.25 cpp seems a bit more the average now. This may keep falling under the new management.

APR: 19.24%-27.74% (Variable)
Balance
transfer fees: Either $5 or 5% of the amount of each transfer, whichever is greater.

Bonus points for spend in the following categories:

  • 2x

    Gas Stations

    Gas Stations

    Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year

  • 2x

    Dining Out / Food Delivery

    Dining Out / Food Delivery

    Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year

  • 1x-3x

    Airfare

    Airfare

    Earn 3X on Southwest flights booked directly; otherwise earn 1X

  • 1x

    Everything Else

For a reasonable annual fee, select a Preferred seat at booking at no charge, when available, and get your first checked bag free.

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Southwest® Rapid Rewards® Premier Business Credit Card

An explanation of your rewards

Your Best Credit Cards has defined the value of this currency as 1.25 cents each.

bonus-ico
BONUS OFFER

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months from account opening.

Year 1 Rewards

60,000 points / miles worth $676 (includes bonus offer)

Year 2 Rewards

0 points / miles worth $0

* Values approximated based on your stated spend and are after subtracting any annual fees and adding in any cash equivalent credits offered, which we assume you will use. We also assume you will be able to meet all required spend for the full bonus offer on this card. If you did not earn the bonus, your value would be lower. Offers subject to change at any time. Confirm all terms on issuer’s website before applying.

Annual Fee

$149

Cash Equivalent Credits

$75

6,000 Rapid Rewards points awarded each cardmember anniversary X MilesTalk Rapid Rewards points value of 1.25 cents each

Last updated in 2025 to reflect the new dynamic pricing models which gives less value per point at peak times. Compared to the prior 1.4 cpp average, 1.25 cpp seems a bit more the average now. This may keep falling under the new management.

Rewards by Category

* If a category has a yearly limit on spending for a bonus category multiplier, that is factored in to your results above. If you see a category where the total is less than your spend multiplied by the bonus, that is likely due to an annual category bonus limit. Limits will not be displayed in this table.

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Most Popular Spend Categories

  • Dining Out / Food Delivery

    Dining Out / Food Delivery

  • Supermarkets

    Supermarkets

  • Gas Stations

    Gas Stations

  • Rent / Mortgage

    Rent / Mortgage

Most Popular Features

  • Highest Bonus Offers

  • Elevated Bonus Offer

  • 0% Intro APR on Purchases

  • 0% Intro APR on Balance Transfers

  • Extended Warranty

  • No Foreign Transaction Fees

Credit cards

Airlines and Hotels

  • Hilton Honors
  • Marriott Bonvoy
  • Delta Air Lines
  • United Airlines
  • Southwest Airlines
  • World of Hyatt

Most Popular Spend Categories

  • Dining Out / Food Delivery

    Dining Out / Food Delivery

  • Supermarkets

    Supermarkets

  • Drugstores

    Drugstores

  • Streaming Services

    Streaming Services

Most Popular Features

  • 0% Intro APR on Purchases

  • 0% Intro APR on Balance Transfers

  • Airport Lounge Access

  • Extended Warranty

  • Primary Car Rental CDW Waiver

  • No Foreign Transaction Fees

Credit cards

Airlines and Hotels

  • United Airlines
  • Delta Air Lines
  • Air Canada
  • Southwest Airlines
  • Hilton Honors
  • Marriott Bonvoy

Banks

Most Popular Spend Categories

  • Office Supplies

    Office Supplies

  • Advertising on Search Engines and Social Media

    Advertising on Search Engines and Social Media

  • Single Charges over $5,000

    Single Charges over $5,000

  • Shipping

    Shipping

Most Popular Features

  • 0% Intro APR on Purchases

  • Airport Lounge Access

  • Has No Preset Spending Limit

  • Primary Car Rental CDW Waiver

  • Earns Transferable Points

  • Does Not Report Credit Line to Personal Credit Profile

Credit cards

Airlines and Hotels

  • American Airlines
  • Hilton Honors
  • Avios
  • Air Canada
  • Marriott Bonvoy
  • World of Hyatt

Banks

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