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All information about the Bilt Mastercard® has been collected independently by Your Best Credit Cards. Terms

Bilt Mastercard®

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(4.1) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Annual Fee:

Bonus Offer

There's no traditional bonus offer, but you'll be eligible for Rent Day double points on the 1st of every month (excluding rent).

Bonus points for spend in the following bonus categories:

3 x
Dining Out / Food Delivery
Estimated Rewards Value: 5.4%
2 x
Airfare
Estimated Rewards Value: 3.6%
2 x
Car Rentals
Estimated Rewards Value: 3.6%
2 x
Hotels
Estimated Rewards Value: 3.6%
2 x
Cruises
Estimated Rewards Value: 3.6%
1 x
Rent
Estimated Rewards Value: 1.8%
+
 more
  • The only credit card that lets you earn points for paying your rent with no transaction fee
  • Double points on the first of every month during Rent Day (Max 1,000 Bonus Points; excludes tax payments)
  • Bilt Rewards points are surprisingly valuable, with some of the best transfer partners of any program

Pros

  • Earn valuable transferrable points for paying your rent with the Bilt card
  • Comes with a range of trip protections, no Foreign Transaction Fees and cellular telephone protection
  • No annual fee

Cons

  • Somewhat limited bonus categories beyond rent
  • Earning points requires you to use the card 5 times each statement period
  • Lost American Airlines AAdvantage as a transfer partner
Annual Fee: $0
Foreign
Transaction Fee:
0%
Point
Value:
$0.018

The currency of the only credit card that earns points for paying your rent with absolutely no fees (up to 100,000 points per year), it also has stellar transfer partners providing great value. Examples are World of Hyatt, American Airlines, United Airlines, and Turkish Airlines. They also award double points on Rent Day (up to 10,000 per Rent Day) on the first of each month and have one special "deal" on that day as well, different each month.

Author: Dave Grossman
Total Rating:
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Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.

Last Updated: September 14, 2024
Intro bonus:
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Annual Fee:
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Benefits:
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Multipliers:
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View Table Image
Annual fee
$95
Point value
$0.01 -
$0.0175
Best Multiplier
3x Airfare
3x Transit
+ 8 more
View Table Image
Annual fee
$95
Point value
$0.01 -
$0.0175
Best Multiplier
5x Airfare
5x Car Rentals
+ 6 more
View Table Image
Annual fee
$0
Point value
$0.01 -
$0.0175
Best Multiplier
1.5x Everything Else
View Table Image
Annual fee
$0
Point value
$0.01 -
$0.0175
Best Multiplier
5x Cable / Internet / VOIP Phone
5x Cellular Phone Service
+ 4 more
View Table Image
Annual fee
$195
Point value
$0.01
Best Multiplier
5x Airfare
5x Cruises
+ 4 more
View Table Image
Annual fee
$95
Point value
$0.016
Best Multiplier
5x Hotels
5x Car Rentals
+ 1 more
View Table Image
Annual fee
$0
Point value
$0.016
Best Multiplier
5x Hotels
5x Car Rentals
+ 1 more
View Table Image
Annual fee
$550
Point value
$0.01 -
$0.0175
Best Multiplier
10x Car Rentals
10x Hotels
+ 5 more
View Table Image
Annual fee
$0
Point value
$0.01 -
$0.0175
Best Multiplier
5x Airfare
5x Car Rentals
+ 4 more
View Table Image
Annual fee
$95
Point value
$0.017
Best Multiplier
3x Airfare
2x Gas Stations
+ 5 more

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