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Your Best Credit Cards has partnered with CardRatings and MyBankTracker for our coverage of credit card products. Your Best Credit Cards and our partners may receive a commission from card issuers. Some or all of the offers that appear on Your Best Credit Cards are from advertisers and may influence how and where products are displayed on the site, as well as their rankings in tables. Your Best Credit Cards does not include all card companies, banks, or all available card or bank offers. Commissions do not affect or prioritize placement within our Card Explorer results, and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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Bilt World Elite Mastercard® Bilt World Elite Mastercard® image
Card Details
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All information about the Bilt World Elite Mastercard® has been collected independently by Your Best Credit Cards. See Rates & Fees

Bilt World Elite Mastercard®

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(4.1) Our Review

Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Min Credit Score:
Good (670-739) *
Annual Fee:
$0 (Rates and fees)

🎁 Bonus offer

There’s no traditional bonus offer, but Bilt cardholders can earn double points on purchases made on the first of the month (excluding Rent) up to 1,000 bonus points. You must use the card 5 times each statement period to earn points.

Bonus points for spend in the following bonus categories:

3 x
Dining Out / Food Delivery
Estimated Rewards Value: 5.4%
2 x
Airfare
Estimated Rewards Value: 3.6%
2 x
Car Rentals
Estimated Rewards Value: 3.6%
2 x
Hotels
Estimated Rewards Value: 3.6%
2 x
Cruises
Estimated Rewards Value: 3.6%
1 x
Rent
Estimated Rewards Value: 1.8%
+
 more
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  • The only credit card that lets you earn points for paying your rent with no transaction fee
  • Double points on the first of every month during Rent Day (Max 1,000 Bonus Points; excludes tax payments)
  • Bilt Rewards points are surprisingly valuable, with some of the best transfer partners of any program

Pros

  • Earn valuable transferrable points for paying your rent with the Bilt card
  • Comes with a range of trip protections, no Foreign Transaction Fees and cellular telephone protection
  • No annual fee

Cons

  • Somewhat limited bonus categories beyond rent
  • Earning points requires you to use the card 5 times each statement period
  • Lost American Airlines AAdvantage as a transfer partner
Annual Fee: $0
Foreign
Transaction Fee: 0%
Min Credit
Score: Good (670-739) *
Point
Value: $0.018

The currency of the only credit card that earns points for paying your rent with absolutely no fees (up to 100,000 points per year), it also has stellar transfer partners providing great value. Examples are World of Hyatt, American Airlines, United Airlines, and Turkish Airlines. They also award double points on Rent Day (up to 10,000 per Rent Day) on the first of each month and have one special "deal" on that day as well, different each month.

Author: Dave Grossman
Total Rating:
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Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Last Updated: November 18, 2025
Intro bonus:
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Annual Fee:
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Benefits:
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Multipliers:
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💵 Your Projected Rewards Value
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Citi Strata℠ Card

Annual fee
$0
Point value
$0.01 -
$0.017
Best Multiplier
3x Groceries
3x Gas Stations
+ 3 more

Bonus Offer

There is no bonus offer at this time

Card Details
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Citi Strata Elite℠

Annual fee
$595
Point value
$0.01 -
$0.017
Best Multiplier
12x Hotels
12x Car Rentals
+ 3 more

Bonus Offer

For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.

Card Details
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Chase Sapphire Reserve for Business℠

Annual fee
$795
Point value
$0.01 -
$0.0175
Best Multiplier
8x Airfare
8x Hotels
+ 4 more

Bonus Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.

Card Details Learn How to Apply
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Annual fee
$0
Point value
$0.01 -
$0.017
Best Multiplier

Bonus Offer

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Card Details How to Apply
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A Very Premium Credit Card

Annual fee
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Point value
$0.01
Best Multiplier

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Annual fee
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Point value
$0.014
Best Multiplier

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Business Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$95
Point value
$0.017
Best Multiplier

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Mid Tier Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$350
Point value
$0.014
Best Multiplier

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Card Details Learn How To Apply
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Premium Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$395
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply
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Airline Credit Card Earning Valuable Miles for oneworld Flights

Annual fee
$95
Point value
$0.017
Best Multiplier

Bonus Offer

Click Learn How to Apply to See Offer

Card Details Learn How To Apply

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