Our “Famous Card Explorer”

Pros

• Up to $2,500 in annual value from benefits and statement credits
• Airport lounge access for you and up to two guests at both Chase Sapphire lounges and Priority Pass lounges
• Too many benefits and statement credits to list! Comes with IHG Platinum status for a start...

Cons

• Very high annual fee
• Only one business related (non-travel) bonus category

Pros

• Aside from a $300 annual credit on travel, you'll earn up to 8X on all travel purchases made via Chase Travel℠
• Chase Sapphire Lounge by the Club and Priority Pass Select airport lounge access for you and 2 guests, including Priority Pass Experiences
• The potential for more than $2,700 in annual value in benefits and statement credits.

Cons

• High annual fee
• Not as many bonus categories as some other cards
• If booking travel directly (rather than via Chase Travel℠), 4X bonus categories are limited to Airfare and Hotels booked directly but not all travel.

Pros

• 3X points per dollar for combined purchases travel, advertising on social media sites, phone services and more - up to $150,000 per account anniversary year can mean huge points earnings
• Earns fully transferable Chase Ultimate Rewards points
• Travel protections, primary car rental CDW, and cell phone protections

Cons

• $95 annual fee
• The 3X bonus categories have a cap of $150,000 on combined purchases, then the earn rate drops to 1X. It also earns 1 point per dollar on other eligible purchases.
• No 0% intro APR offers

Pros

• With 1.5% cash back on all purchases, it's a perfect "default" card for purchases not in a bonus category on your other cards
• No annual fee
• Points earned can be transferred to your Chase Ink Preferred®, Sapphire Preferred® Card, or Sapphire Reserve® Card

Cons

• Comes with a foreign transaction fee when travelling or making a purchase in a foreign currency
• Rewards earned are only cash back, although you can transfer the Ultimate Rewards points earned to a Chase Ink Preferred®, Sapphire Preferred® Card, or Sapphire Reserve® Card to enable airline and hotel points transfers
• No bonus spend categories

Pros

• Great 5X (office supplies, cable, internet, phone) and 2X (gas stations and dining) bonus categories - on up to $25,000 in combined purchases each cardmember year.
• No annual fee
• Points earned can be combined to a Chase Ink Preferred®, Chase Sapphire Preferred® Card, or Chase Sapphire Reserve® Card

Cons

• Charges a foreign transaction fee
• Rewards earned are only cash back unless you have a Chase Ink Preferred®, Chase Sapphire Preferred® Card, or Chase Sapphire Reserve® Card to unlock points transfers
• Earns only 1% on non-bonus categories

Pros

• You can offset the annual fee by more than half with the $50 annual credit on hotel stays purchased through Chase Travel℠
• Earns valuable and highly flexible Chase Ultimate Rewards points.
• Extensive travel protections -- including lost luggage insurance and a damage waiver on rental cars.

Cons

• A low earning rate of 1x point per dollar on other purchases keeps it from being an ideal everyday spending card.
• High credit scores required for account opening.
• Lack of travel benefits like a Global Entry application fee credit.

Pros

• No annual fee
• 0% Intro APR offers on both purchases and balance transfers
• Points earned can be combined with other cards that earn Chase Ultimate Rewards

Cons

• Cannot transfer points to airline or hotel partners unless you also have a Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred
• Carries a foreign transaction fee of 3%
• Limited trip protections and no bonus points on travel purchases

Pros

• No annual fee
• 0% Intro APR offers on both purchases and balance transfers
• Points earned can be combined with other cards that earn Chase Ultimate Rewards

Cons

• Cannot transfer points to airline or hotel partners unless you also have a Chase Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred
• Carries a foreign transaction fee of 3%
• Limited travel protections and no bonus points on travel purchases

Pros

• Designed for those building credit; not a secured credit card
• Offers Purchase Protection and Extended Warranty benefits
• Earns 1.5% cash back (as Chase Ultimate Rewards points) with no annual fee

Cons

• No bonus categories other than a 2X multiplier on Lyft rides
• Charges a 3% foreign transaction fee
• Lacks a rich set of features and benefits

Pros

Cons