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Citi Strata Premier® Credit Card
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Bonus Offer
Earn 70,000 bonus ThankYou® points after spending $4,000 in the first 3 months of account opening
A Leaders Club point is generally worth around 7.75 cents each, although that is a rough average as their hotels are dynamically prices. That gives a value of about 1.55 cents per Citi point at normal transfer rates, since you must transfer 5 Citi ThankYou points to receive one Leaders Club point.
(The stated standard transfer ratio is 1,000 Citi ThankYou for 200 Leaders Club points.)
With this bonus, you’ll get 250 Leaders Club points for 1,000 Citi ThankYou – a 25% bump. Or, put another way, you only need to transfer 4 Citi ThankYou points for 1 Leaders Club point.
Using the average of 7.75 cents per Leaders Club point, with the transfer bonus you could expect to extract about 1.90 – 2.0 cents per ThankYou point. That’s not bad at all if you have your eye on a hotel that participates in Leading Hotels of the World.
Avianca Lifemiles runs VERY frequent transfer bonuses. Want to see a history? Here’s the last NINETEEN transfer bonuses to Avianca Lifemiles since mid-2022. They generally range from 10% to 25%.
Avianca is a Star Alliance partner that does not pass along fuel surcharges, however:
Keep in mind that Avianca just devalued their program.
Also see: Downsides of LifeMiles program.
Bonus points for spend in the following bonus categories:
- Earn triple points from five distinct spending categories from air travel and hotels to restaurants, supermarkets, gas stations
- Take advantage of World Elite Mastercard perks, like Lyft and DoorDash perks and extended warranty protection
- Citi ThankYou® points are extremely flexible, with the ability to utilize an array of more than 15 airline and two hotel transfer partners to get the most bang for your buck on travel
Pros
- The $95 annual fee can be completely offset by the $100 hotel credit
- Redeem Citi ThankYou® points for a variety of travel, including the ability to transfer points to more than 15 airline and hotel programs
- Trip Protection benefits
Cons
- Citi ThankYou® points can only be transferred to airline programs (no hotels) and of them, the partners are more obscure international airlines
- Weaker on travel perks, with no airport lounge access or TSA PreCheck/Global Entry reimbursement
- No domestic airline transfer partners
If you have a Citi Strata Premier® card or a legacy Citi Prestige card, you can transfer your points to Citi's full range of airline and hotel partners. Other ThankYou points-earning cards can be pooled with your Premier or Prestige to unlock airline and hotel program transfers. We calculate that you can get an average of 1.6 cents per point when redeeming this way. If you have any other Citi ThankYou point cards and do not have a Strata Premier or Prestige, then your ThankYou points are worth 1 cent each.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Alaska Airlines Visa Signature® credit card
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
Bonus Offer
LIMITED TIME ONLINE OFFER - Buy One, Get One + 50,000 Bonus Miles! Buy one ticket, get one for just the taxes and fees ($0 fare plus taxes and fees from $23) and get 50,000 bonus miles with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.
Bonus points for spend in the following bonus categories:
Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases; otherwise earn 1X
Including EV charging stations
Including ride share, trains, even tolls and ferries
- Earn Alaska's Famous Companion Fare ($99 fare plus taxes) after you spend $6,000 or more on purchases within the prior anniversary year.
- 3x miles on Alaska flights; 2x miles on useful categories from gas and EV Charging to local transit; and 1x miles on all non-bonus purchases
- A free checked bag on Alaska flights can save you at least $30 one-way. Multiply by that the number of Alaska flights you take in a year, and you could save hundreds! Available for co-applicants and authorized users when they book a reservation too!
Pros
- Earn Alaska's Famous Companion Fare after you spend $6,000 or more on purchases within the prior anniversary year.
- Rack up thousands of Alaska Airlines Mileage Plan miles from the welcome offer to Alaska Airlines purchases to everyday spend
- Free checked bag and priority boarding for you and up to six travelers on the same reservation. Available for co-applicants and authorized users when they book a reservation too!
Cons
- Earning rates could be more competitive to rival other airline and travel cards
- The annual fee has recently increased from $79 to $95
- The $100 lounge membership discount may not move the needle for you to purchase a membership that costs at least $550 per year
Alaska miles have a few things going for them that make them worth a bit more than the average mile, especially to Asia, Fiji, and the South Pacific where they still have separate charts with great rates on First and Business Class. However, since joining Oneworld, they are increasingly making awards more expensive as they integrate new programs. They also partner with luxury Taiwan based Starlux. Additionally, only Marriott points transfer to Alaska making them harder to acquire than most.
Our ratings are determined by the authors and editors on our team. Each individual card feature is compared against all other cards we offer and the total score is an average of those 4 ratings.
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