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Best American Express Credit Cards

The “best” credit card is not the same for everyone. You need perks that are meaningful to the way that you live. The most popular cards offer big sign-up bonuses ($500 or more) and/or great rewards for spending, particularly in high-volume categories, like travel or dining. But your needs may differ: Some cards offer zero interest or no annual fees, while others get you benefits like airline lounge access or primary rental insurance.

If you are looking for an American Express brand credit card or charge card, you’ve come to the right place. You can filter by personal or small business Amex cards and view all welcome bonus offers below.

The cards below are listed in the order of their total welcome bonus offer values.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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25 Cards Available:

Credit card
Estimated Bonus Value :

$2,040

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Annual Fee: $695

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Estimated Bonus Value :

$2,040

Offer: 120,000 Membership Rewards points when you spend $15,000 within 3 months. Terms apply. (Rates and Fees).

A great card for flights and prepaid hotels earning 5x points, and for large expenses over $5,000 for 1.5x points. It earns:

  • 5X Membership Rewards points on flights and prepaid hotels booked via AmexTravel
  • 1.5X Membership Rewards points on any single purchase that is over $5,000
  • 1.5X Membership Rewards at Construction material and hardware suppliers, Electronic goods retailers and software & at cloud system providers, and with Shipping providers
  • 1X Membership Rewards points on other purchases

(1.5X purchases are capped at $2,000,000 in spend per calendar year.)

Card Benefits

  • Hilton Gold status (enrollment required)
  • Marriott Gold status (enrollment required)
  • Receive up to $100 as a statement credit every 4 years after you apply for Global Entry or every 4.5 years for TSA Pre✔®
  • Access to the American Express Global Lounge Collection which includes Centurion, Delta, and Priority Pass Lounge access (enrollment required)
  • Fine Hotels and Resorts benefits
  • $200 airfare credit for incidentals like luggage fees on your chosen airline. (enrollment required). Terms apply.
  • $200 in Dell statement credits twice annually, up to $400 total (Jan-June and July-Dec; Enrollment required / terms apply).
  • Up to $120 a year in wireless credits; up to $10 per month, Enrollment required / terms apply.
  • Up to $360 in Indeed credits ($90 per quarter; enrollment required, Terms Apply)
  • Up to $150 in credits with Adobe on annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign, enrollment required, Terms Apply.
  • Up to $189 in fee credits for a CLEAR® airport security service plan. (Enrollment required; credit is a statement credit.)

Note: When displaying Estimated Rewards Values and calculations, this card is factoring in airline and hotels at 5x. This requires booking at AmexTravel.com and, if you do not, your earned rewards will change. Hotel bookings made via AmexTravel will generally not earn points or elite benefits.

Offer: 120,000 Membership Rewards points when you spend $15,000 within 3 months. Terms apply. (Rates and Fees).
Credit card
Estimated Bonus Value :

$1,700

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Annual Fee: $695

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Estimated Bonus Value :

$1,700

Offer: Earn 100,000 Membership Rewards Points when you spend $6,000 in your first 6 months. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Terms apply. (Rates and Fees)

The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of statement credits and other perks and benefits.

Statement Credit Offers

  • $200 in Uber credits annually ($15 per month with a $20 bonus in December)
  • $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required)
  • $200 in annual airline fee credits (as statement credits) for your chosen airline (Enrollment required)
  • $240 Digital Entertainment Credit which is good for up to $20 back each month on select digital subscriptions with Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.(Enrollment Required)
  • $200 Hotel Credit as statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, with a two night minimum stay, with American Express Travel. (Enrollment Required) 
  • $189 CLEAR® Credit as statement credits when you pay for your CLEAR® membership with your Card. (Enrollment Required) 
  • $300 Equinox Credit as a $25 statement credit valid each month at Equinox, valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+.(Enrollment required)
  • $300 statement credit when you purchase a SoulCycle At-Home Bike, up to 15x per calendar year. An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. (Enrollment required)
  • $155 Walmart+ Credit: The cost of a $12.95 monthly Walmart+ membership is covered with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. (Plus Ups are excluded.)

(All above offers require enrollment after you receive the card.)

You also get access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)

In addition, you get elite status in two hotel programs (enrollment required):

  • Marriott Bonvoy Gold Elite
  • Hilton Gold

While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!

More Platinum Card benefits:

  • Reimbursement (as a statement credit) for your Global Entry or PreCheck membership fees every 4 years.
  • Secondary Car rental CDW/LDW collision/damage coverage
  • Lost, damaged or stolen baggage insurance
  • Extended warranty, purchase protection and return protection on covered purchases
  • No foreign transaction fees.
  • Access to the Platinum Concierge line

Cell phone protection:

Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.

  • Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
  • Please visit americanexpress.com/benefitsguide for more details.
  • Underwritten by New Hampshire Insurance Company, an AIG Company.

NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

Offer: Earn 100,000 Membership Rewards Points when you spend $6,000 in your first 6 months. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu. Terms apply. (Rates and Fees)
Credit card
Estimated Bonus Value :

$1,320

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Annual Fee: $550

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Estimated Bonus Value :

$1,320

Offer: Earn 110,000 Bonus Miles when you spend $6,000 in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)

The Delta SkyMiles® Reserve Business American Express Credit Card offers an annual companion certificate in any cabin class and Delta Sky Club Access + Centurion Lounge, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Reserve Bonus Categories

  • Earn 3X miles on Delta purchases

Additional Delta Reserve Benefits

  • Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
  • Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
  • Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
  • $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.

Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 110,000 Bonus Miles when you spend $6,000 in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)
Credit card
Estimated Bonus Value :

$1,200

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Annual Fee: $250

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Estimated Bonus Value :

$1,200

Offer: Earn 100,000 Bonus Miles after spending $4,000 in in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)

With the Delta SkyMiles® Platinum Business American Express Card you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Business Platinum Bonus Categories

  • Earn 3X miles on Delta purchases.
  • Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
  • Earn 1.5 miles on purchases of $5,000 or more, up to 50,000 miles per year.

Additional Amex Delta Business Platinum Benefits

  • $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
  • Buy One, Get One Companion Certificate on select fares.
  • $39 Delta SkyClub per-visit lounge access.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 100,000 Bonus Miles after spending $4,000 in in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)
Credit card
Estimated Bonus Value :

$1,200

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Annual Fee: $550

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Estimated Bonus Value :

$1,200

Offer: Earn 100,000 Bonus Miles when you spend $5,000 in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)

The Delta SkyMiles® Reserve American Express Card gets an annual domestic companion certificate in any class, including First and Business, plus your first checked bag free and priority boarding on Delta. Moreover, it includes Delta SkyCub membership with an annual fee ($550) that is only $5 more than buying a Delta SkyClub membership on your own!

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds: Get 15,000 MQMs and 15,000 bonus miles when you spend $30,000 in a calendar year - up to 4 times per year! Terms apply.

Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Earn Rate:

  • Earn 3X miles on Delta purchases

Primary Benefits:

  • Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
  • Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
  • Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
  • $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
  • Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 100,000 Bonus Miles when you spend $5,000 in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)
Credit card
Estimated Bonus Value :

$1,190

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Annual Fee: $295

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Estimated Bonus Value :

$1,190

Offer: Earn 70,000 Membership Rewards points when you spend $10,000 within first 3 months. Terms apply. (Rates and Fees)

The American Express® Business Gold card is a powerful earner for business owners with high spend on the included bonus categories.

You will earn 4 points per dollar on any 2 out of 6 categories, automatically selected each calendar month based on which ones you spent the most on, up to $150,000 per year. Terms apply.

Categories include airfare purchased directly with airlines, US advertising and media, US gas stations, US hardware/software/cloud computing services, US restaurants, and US shipping.

Our page on the Amex Business Gold Card has the American Express definition of hardware, software, and cloud computing merchants.

Also, get a 25% rebate on airfare booked American Express Travel using Membership Rewards. Applies to all First/Business Class tickets and economy tickets with your one selected airline.

Offer: Earn 70,000 Membership Rewards points when you spend $10,000 within first 3 months. Terms apply. (Rates and Fees)
Credit card
Estimated Bonus Value :

$1,080

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Annual Fee: $250

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Estimated Bonus Value :

$1,080

Offer: Earn 90,000 Bonus Miles after spending $3,000 in in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)

With the Delta SkyMiles® Platinum American Express Card, you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Platinum Bonus Categories

  • Earn 3X miles on Delta purchases
  • Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
  • Earn 2X miles at U.S. supermarkets
  • Earn 2X miles at restaurants, worldwide
  • Terms apply

Additional Delta Platinum Benefits

  • $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓® every 4.5 years.
  • Buy One, Get One Companion Certificate on select fares.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 90,000 Bonus Miles after spending $3,000 in in your first 3 months. Terms Apply. Offer expires 8/3/22. (Rates and Fees)
Credit card
Estimated Bonus Value :

$1,020

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Annual Fee: $250

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Estimated Bonus Value :

$1,020

Offer: Earn 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months. Terms apply. (Rates and Fees)

Is the American Express® Gold Card the best credit card for dining and groceries?

The Gold Card offers 4x Membership Rewards points at restaurants (including takeout and delivery) and at US supermarkets (up to $25,000 a year; 1X thereafter), as well as 3x on flights.

And at long last, American Express is once again offering both new and existing cardholders the opportunity to get the Rose Gold version of the Gold Card. (Simply select it when applying.)

It also offers $20 in monthly dining statement credits - $10 monthly at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment and $10 in Uber Cash each month. Enrollment required / terms apply.

(Note that the airline incidental credits will no longer be offered after 2021 and are no longer available to new applicants.)

While many Amex bonus categories are US-only, this card earns 4x on all restaurants, including internationally.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

It's also important to note that as a card product that American Express used to classify as "charge" - meaning that it has No Preset Spending Limit - so it is not counted against your 5 Amex credit card limit. The Gold Card will still be in the category of cards (former charge products) in which you can have up to 10. Those include the Green, Gold, Platinum, and Centurion.

Offer: Earn 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months. Terms apply. (Rates and Fees)
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Delta SkyMiles® Gold Business American Express Card

Annual Fee: $0 Introductory Annual Fee for the first year, then $99

Estimated Bonus Value :

$900

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Annual Fee: $99

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Estimated Bonus Value :

$900

Offer: Earn 75,000 Bonus Miles after spending $3,000 within 3 months. Terms apply. Offer expires 8/3/22. (Rates and Fees)

With the Delta SkyMiles® Gold Business American Express Card, you'll get your first checked bag free and priority boarding on Delta.

Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status. Terms apply.

Gold Delta SkyMiles Business Credit Card Earn Rate

  • 2X Delta SkyMiles on Delta purchases
  • 2X miles on shipping with U.S. merchants
  • 2X miles on restaurants worldwide
  • 2X miles on U.S. advertising in select media (online, TV)
  • 1X miles on everything else

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 75,000 Bonus Miles after spending $3,000 within 3 months. Terms apply. Offer expires 8/3/22. (Rates and Fees)
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Delta SkyMiles® Gold American Express Card

Annual Fee: $0 Introductory Annual Fee for the first year, then $99

Estimated Bonus Value :

$840

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Annual Fee: $99

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Estimated Bonus Value :

$840

Offer: Limited Time Offer: Earn 70,000 bonus miles when you spend $2,000 in your first 3 months. Terms Apply. Offer ends 8/3/2022. (Rates and Fees)

With the Delta SkyMiles® Gold American Express Card, get your first checked bag free and priority boarding on Delta. It also earns 2x miles on Delta spend. More serious Delta flyers should consider the Platinum Delta SkyMiles Credit Card from American Express.

Gold Delta SkyMiles Credit Card Earn Rate

  • 2X Delta SkyMiles on Delta purchases
  • 2X miles on U.S. supermarkets
  • 2X miles on restaurants worldwide
  • 1X miles on all other eligible purchases

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year. Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Limited Time Offer: Earn 70,000 bonus miles when you spend $2,000 in your first 3 months. Terms Apply. Offer ends 8/3/2022. (Rates and Fees)
Credit card
Estimated Bonus Value :

$765

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Annual Fee: $150

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Estimated Bonus Value :

$765

Offer: 45,000 Membership Rewards when you spend $2,000 within 6 months. Terms apply.

The biggest feature of this card is 3X American Express Membership Rewards points on Travel, Transit and Dining.

The new Amex Green card also comes with a few annual credits:

  • $100 credit towards a CLEAR membership for expedited airport security lines.
  • $100 credit to Lounge Buddy (airport lounges - a competitor to Priority Pass lounge access
Offer: 45,000 Membership Rewards when you spend $2,000 within 6 months. Terms apply.
Credit card
Estimated Bonus Value :

$750

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Annual Fee: $450

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Estimated Bonus Value :

$750

Offer: Earn 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months. Terms apply.

Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Weekend Night Award.

Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).

Earn Rate:

14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.

 

NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

All information about the Hilton Honors Aspire® Credit Card has been collected independently by Your Best Credit Cards.

Offer: Earn 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months. Terms apply.
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Estimated Bonus Value :

$650

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Annual Fee: $95

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Estimated Bonus Value :

$650

Offer: Earn 130,000 Hilton Honors Bonus Points when you spend $3,000 your first 3 months. Also, you can earn up to $130 in Statement Credits on eligible purchases made at any Hilton family hotels in your first 12 months of Membership. Offer expires 7/6/2022. Terms apply. (Rates and Fees)

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases. Terms apply.

Also, you'll receive 10 free airport lounge visits each year with included free Priority Pass Select membership. (Enrollment required.)

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Earn 130,000 Hilton Honors Bonus Points when you spend $3,000 your first 3 months. Also, you can earn up to $130 in Statement Credits on eligible purchases made at any Hilton family hotels in your first 12 months of Membership. Offer expires 7/6/2022. Terms apply. (Rates and Fees)
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Estimated Bonus Value :

$650

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Annual Fee: $95

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Estimated Bonus Value :

$650

Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Also, you can earn up to $130 in Statement Credits on eligible purchases using your Card at any of the Hilton family hotels in the first 12 months of Membership. Terms apply. (Rates and Fees)

This mid-tier Hilton card comes with complimentary Hilton Gold status.

It will allow you to earn 12x Hilton Honors points at Hilton; 6x at US restaurants, US supermarkets, and US gas stations; and 3x everywhere else.

There is also an opportunity to earn Diamond status and a free weekend night via card spend.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

All information about the Hilton Honors Surpass® Credit Card has been collected independently by Your Best Credit Cards.

Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Also, you can earn up to $130 in Statement Credits on eligible purchases using your Card at any of the Hilton family hotels in the first 12 months of Membership. Terms apply. (Rates and Fees)
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Estimated Bonus Value :

$500

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Annual Fee: $0

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Estimated Bonus Value :

$500

Offer: Earn 100,000 bonus Hilton Honors points when you spend $1,000 within 3 months. Also, earn up to $100 in Statement Credits on eligible purchases made at any of the Hilton family hotels in the first 12 months of Membership. Terms apply. (Rates and Fees)

The no-annual fee Hilton Honors American Express Card comes with complimentary Hilton Silver status, earns bonus Hilton points on Hilton stays, US restaurants, US gas stations, and US supermarkets*. Terms apply.

*American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

NOTE: For the purposes of calculating your expected rewards, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Earn 100,000 bonus Hilton Honors points when you spend $1,000 within 3 months. Also, earn up to $100 in Statement Credits on eligible purchases made at any of the Hilton family hotels in the first 12 months of Membership. Terms apply. (Rates and Fees)
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Estimated Bonus Value :

$450

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Annual Fee: $125

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Estimated Bonus Value :

$450

Offer: Earn 75,000 bonus Marriott Bonvoy points when you spend $3,000 in your first three months. Terms apply.(Rates and Fees)

Earn Marriott Bonvoy points with the Marriott Bonvoy Business™ American Express® Card for all purchases.

Earn 6x for stays at Marriott; 4x at U.S. restaurants, U.S. gas stations, with U.S. shipping companies, and wireless telephone service from U.S. providers; and 2x everywhere else.

Get a free night award, silver status, and 15 elite credits annually. Terms apply.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level. In fact, if you also have a personal Bonvoy credit card, you can earn 15 elite nights annually on each card - for a total of 30 per year.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Earn 75,000 bonus Marriott Bonvoy points when you spend $3,000 in your first three months. Terms apply.(Rates and Fees)
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Estimated Bonus Value :

$450

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