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Credit Cards That Earn Capital One Miles

Looking to earn Capital One miles?

You can spend them for a penny each as a Purchase Eraser or transfer them to a range of airline transfer and hotel partners. Note that different transfer partners have different transfer ratios.

Capital One Miles Last updated: April 2021
Transfer RatioExpected Transfer Time
Avianca Lifemiles1:1Instant
Aeromexico1:1Instant
Cathay Pacific Asia Miles1:11-3 days
Choice Hotels1:1TBD; Not yet available - launches later in 2021
Etihad Guest1:11-2 days
Finnair1:1Instant
Qantas1:11-2 days
TAP Air Portugal1:1TBD
Wyndham Rewards Hotel Program1:1Instant
Air Canada (Aeroplan)2:1.5Instant
Air France / KLM Flying Blue2:1.5Instant
British Airways Avios2:1.5TBD
Alitalia2:1.5Instant
EVA2:1.51-2 days
JetBlue2:1.5Instant
Turkish Airlines Miles&Smiles2:1.5TBD
Emirates Skywards2:1Instant
Singapore Airlines KrisFlyer2:11-2 days
Accor Live Limitless (ALL) Hotel Program2:11-2 days

Here are the most exciting Capital One transfer partners in my opinion – and why:

  • Aeroplan: Provides a low cost Star Alliance award chart with very generous open jaw / stopover rules. They are a great way to book United Business class to Europe. They’ve hashed out their differences with Air Canada and will remain the Air Canada program and maintain their Star Alliance relationship.  Only Amex and Marriott are currently partners with Aeroplan besides Capital One.
  • Etihad Airways: I’ve written about my favorite use here. That involved using Etihad miles to book premium class AA flights. You can also use them for a bunch of solid deals, like 44,000 each way in Business class to Morocco on Royal Air Maroc.
  • Avianca: Read my Avianca Cheat Sheet here.  Amex, Citi and Marriott are current Avianca partners.
  • Cathay Pacific: Currently an Amex membership Rewards,  Citi ThankYou and Marriott partner, it’s another way to use points for Oneworld bookings. They did recently devalue their award chart but it’s always worth comparing to your other options, namely using American Airlines miles or Avios. On some longer, connecting mixed class itineraries, you can get some fantastic deals with AsiaMiles.
  • Singapore Airlines is less amazing since you can already transfer every other transferable currency there and this ratio is lower than the others, but it could still be useful if you need to top off for an award. Singapore’s own miles remain the only way to book their famous Singapore First Class Suites.
  • Air France / KLM Flying Blue: With every other transferable credit card point also transferring to Flying Blue, this is another source you can combine miles from for a big award.
  • Turkish Miles&Smiles: While it takes some effort to learn how to use this program (it’s a bit more advanced level!), the value can be outstanding. Read how you could book a one way flight to Hawaii in Business Class from anywhere in the continental USA for just 12,500 miles (availability permitting).

Be aware: Capital One will pull all 3 credit bureaus when deciding to approve or deny your application. As well, a business card with Capital One will be reported to credit bureaus on your personal report, meaning that it will count against your Chase 5/24 status.

We base our rankings on the value of the points of each card by the amount of the bonus. Pretty simple!

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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3 Cards Available:

Credit card
Estimated Bonus Value :

$1,200

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$1,200

Offer: Up to 100,000 bonus miles: 50,000 when you spend $3,000 within your first 3 months and 50,000 more when you spend a total of $20,000 in your first 12 months

Earn 2x Capital One miles on all purchases. Use as a travel eraser at 1 cent per point or transfer to airline miles at 2:1.5 ratio (equals 1.5 airline miles per dollar spent).

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $500, exactly.

You can transfer to more than 18 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: Up to 100,000 bonus miles: 50,000 when you spend $3,000 within your first 3 months and 50,000 more when you spend a total of $20,000 in your first 12 months
Credit card
Estimated Bonus Value :

$600

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$600

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months

This business card offers 2x on all purchases and 5X miles on hotel and rental car booked via Capital One Travel.

Use these miles as a purchase eraser at 1 cent per point, or transfer them to a range of airlines at the ratio of 2:1.5, which equals 1.5 airline miles per dollar spent.

It also has a $100 credit for Global Entry or PreCheck once every 5 years.

NOTES:

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $500, exactly.

2) 5X on Hotels and Car Rentals applies only when you book via Capital One's own travel service. Otherwise, you will earn the standard 2X miles.

You can transfer to more than 18 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months
Credit card
Estimated Bonus Value :

$240

Calculator

Annual Fee: $0

Calculator
Estimated Bonus Value :

$240

Offer: 20,000 miles when you spend $500 within 3 months

This no-fee card offers 1.25x on all purchases.

Compare this card with the standard Venture which earns 2x miles on all purchases. Spend your miles to erase purchases or transfer them to more than a dozen airlines.

Most people would fare better with the standard Capital One Venture card, despite its annual fee, because it earns at the rate of 2x per dollar instead of 1.25x.

The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $200, exactly.

You can transfer to more than 18 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: 20,000 miles when you spend $500 within 3 months

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