Credit Cards That Earn Citi ThankYou Points
Looking for a credit card that earns Citi ThankYou Points?
Citi’s proprietary points – called ThankYou Points – are more valuable than you might think, especially if you’ve already collected a stockpile of Chase Ultimate Rewards points, American Express Membership Rewards points, and Capital One Miles.
The Citi Double Cash is the hidden gem – offering 2% cash back on all purchases with the option to convert your cash into the ThankYou program at a 1:1 ration to transfer to airlines, with the one “catch” that you must also have a Premier or Prestige to transfer.
We’ll give you one quick taste: Turkish Miles&Smiles is a Citi ThankYou point transfer partner. No other bank point transfer to Turkish Miles&Smiles.
Miles&Smiles is in the Star Alliance (the same airline alliance as United Airlines) and has some amazing deals.For example, you can use 12,500 Turkish miles to fly one way from New York to Los Angeles or San Francisco in United Business Class or spend 45,000 miles one way from the US to Europe on United’s Business Class (all subject to United releasing “Saver” award availability, of course). You can, of course, also book award flights on Turkish, whose Business Class is highly rated, most notably for the onboard food and service although they have also begun a rather nice overhaul of the seats (the so-called “hard product”).
In addition, Avianca’s LifeMiles, Virgin Atlantic’s Flying Club, and Cathay Pacific’s AsiaMiles can all be great redemtion opportunities for Citi ThankYou points.
Read more about The “Citi Trifecta / Quadfecta” + Best Uses of Citi ThankYou Points
Below, we base our rankings on the value of the points of each card multiplied by the amount of the bonus. Pretty simple!
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5 Cards Available:
Annual Fee: $0
Annual Fee: $0
o% APR Offers - Balance Transfers
Get a 0% Intro APR on both balance transfers and purchases for 15 months. Then, the variable APR will be 13.49% - 23.49%, depending on your creditworthiness. There is a balance transfer fee, which is either $5 or 3% of the amount of each transfer, whichever is greater.
Earning ThankYou Points
Earn 2x at supermarkets and gas stations for the first $6,000 combined per year, and 1x everywhere else, before rounding up. Excellent for small purchases. Round up to the nearest 10 points on all purchases.
Note: Your earnings will be larger than those shown in our calculations because we cannot factor in the "round up" feature of this card as it correlates to each exact transaction you will make.
Annual Fee: $495
Annual Fee: $495
Earn 5x Citi ThankYou points on Restaurants and Air Travel, 3x on Hotels and Cruise Lines, and 1x everywhere else. You'll also get the 4th Night Free on 2 hotel bookings per year (restrictions apply).
You'll pay up for this card, though, in the form of a $495 annual fee.
You'll also get a $250 travel credit every calendar year, Priority Pass airport lounge access, and a cell phone protection benefit.
For the purposes of valuing the rewards on this card, "Other Travel" is counted as Cruises which earn 3x points.
Chase Ink Preferred
Here’s how we calculated your Rewards Value:
Point Value X Multiplier = Rewards Value
Here’s how we calculated your Bonus Value:
Point Value X Bonus = Bonus Value