Credit Cards with Priority Pass Lounge Access
The Best Credit Cards for Priority Pass Lounge Access
Are you looking for a credit card that includes Priority Pass Select lounge access? When you have access to Priority Pass airport lounges and experiences, getting to the airport early can actually be enjoyable! And while Priority Pass charges hundreds of dollars per year on its own, many premium credit cards include it.
Most Inclusive Personal Credit Cards with Priority Pass Lounge Access:
Chase Sapphire Reserve – having the card grants you access for you and up to two guests. Includes all Priority Pass lounges as well as Priority Pass airport dining experiences (These are restaurants at the airport where you get a credit of generally $28-$32 for you and each guest to spend on the meal).
[The Chase Sapphire Reserve is our TOP PICK for Priority Pass Lounge Access]
Citi Prestige – having the card grants you access for you and up to two guests or immediate family. Includes all Priority Pass lounges as well as Priority Pass airport dining experiences (These are restaurants at the airport where you get a credit of generally $28-$32 for you and each guest to spend on the meal).
Other Credit Cards with Priority Pass Lounge Access:
Platinum Card from American Express includes Priority Pass Select for you and one guest. Also includes Delta SkyClub access for you (no guests) if flying Delta and access to the American Express Centurion Lounge Collection. Notably, all American Express cards do not allow you to use non-lounge experiences such as the in-airport restaurant credits.
Hilton Honors Surpass Card from American Express includes 10 visits to Priority Pass Select lounges per year. Notably, all American Express cards do not allow you to use non-lounge experiences such as the in-airport restaurant credits.
Marriott Bonvoy Brilliant American Express Card includes unlimited visits for you and two guests to Priority Pass Select lounges per year. Notably, all American Express cards do not allow you to use non-lounge experiences such as the in-airport restaurant credits.
Hilton Honors Aspire Card from American Express includes unlimited visits for you and two guests to Priority Pass Select lounges per year. Notably, all American Express cards do not allow you to use non-lounge experiences such as the in-airport restaurant credits.
Business Credit Cards with Priority Pass Lounge Access:
The Business Platinum Card from American Express includes Priority Pass Select for you and one guest. Also includes Delta SkyClub access for you (no guests) if flying Delta and access to the American Express Centurion Lounge Collection. Notably, all American Express cards do not allow you to use non-lounge experiences such as the in-airport restaurant credits.
The Hilton Honors American Express Business Card includes 10 visits to Priority Pass Select lounges per year. Notably, all American Express cards do not allow you to use non-lounge experiences such as the in-airport restaurant credits.
We base our ratings below on the value of the points of each card by the amount of the bonus. Pretty simple!
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Chase Sapphire Reserve® Review
Annual Fee:
$550
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,050
Annual Fee:
$550
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,050
The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve® is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler.
It offers 3X Ultimate Rewards points on travel and dining. It provides a 50% boost in point value within the Chase portal or via Pay Yourself Back, and you get an annual $300 travel credit each card year which greatly offsets the card's annual fee.
If you don't mind booking your hotel stays via the Chase Travel portal, you will earn an incredible 10X points, although as a prepaid rate you won't receive hotel chain status benefits.
Earn Rate:
- 10X total points on hotel stays and car rentals purchased through Ultimate Rewards
- 10X Ultimate Rewards points on Lyft rides through March 2025
- 5X total points on air travel purchased through Ultimate Rewards
- 3X Ultimate Rewards points on travel and dining
- 10x total points on Chase Dining purchases through Ultimate Rewards (This is powered by Tock Dining and is only in select markets)
- 1X points on all other purchases
Important Note on the 5X multiplier for airfare and 10X multiplier for hotels and car rentals: You will only receive these bonus multipliers if you book your travel via the Chase Ultimate Rewards Travel portal (using cash). Hotels booked via the portal are prepaid will not earn hotel points or provide hotel loyalty program benefits. If you book travel directly with a provider, you will earn 3X instead of 5X or 10X.
Lyft Benefits:
- Earn 10X Ultimate Rewards points on Lyft rides through March 2025.
- 2 years of complimentary Lyft Pink All Access
Instacart Benefits
- 12 free months of Instacart Express
- $15/month in statement credits
Chase Sapphire Reserve® Card DoorDash Benefits
You'll get free access to DashPass which gives you $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Also receive $5 monthly DoorDash Credits through December 31, 2024.
Global Entry or TSA Pre ® or NEXUS fee credit
You can also receive up to a $100 credit for enrollment in Global Entry or PreCheck once every 5 years.
Chase Will Let you “Pay Yourself Back”
Chase Sapphire Reserve cardmembers can always use their points to book travel via the travel portal where they get 1.5 cents per point.
Now, you can redeem in the same manner for select purchase categories. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.5 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“.

Annual Fee:
$495
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
Annual Fee:
$495
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$0
Earn 5x Citi ThankYou points on Restaurants and Air Travel, 3x on Hotels and Cruise Lines, and 1x everywhere else. You'll also get the 4th Night Free on 2 hotel bookings per year (restrictions apply).
You'll pay up for this card, though, in the form of a $495 annual fee.
You'll also get a $250 travel credit every calendar year, Priority Pass airport lounge access, and a cell phone protection benefit.
This card is subject to Citi's 1/24 restriction, therefore you may wish to consider the Citi Premier card before applying, as you can only get one bonus or the other within 24 months.
For the purposes of valuing the rewards on this card, "Other Travel" is counted as Cruises which earn 3x points.

Chase Ink Preferred
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Here’s how we calculated your Bonus Value:
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