The American Express® Business Gold card is a powerful earner for business owners with high spend on the included bonus categories.

You will earn 4 points per dollar on any 2 out of 6 categories, automatically selected each calendar month based on which ones you spent the most on, up to $150,000 per year. Terms apply.

Categories include airfare purchased directly with airlines, US advertising and media, US gas stations, US hardware/software/cloud computing services, US restaurants, and US shipping.

Our page on the Amex Business Gold Card has the American Express definition of hardware, software, and cloud computing merchants.

Also, get a 25% rebate on airfare booked American Express Travel using Membership Rewards. Applies to all First/Business Class tickets and economy tickets with your one selected airline, up to 250,000 points back per calendar year. Terms apply.

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on purchases. Terms apply.

Also, you'll receive 10 free airport lounge visits each year with included free Priority Pass Select membership. (Enrollment required.)

Earn 6X bonus points on eligible purchases in select business and travel categories: U.S. gas stations, U.S. wireless telephone service, U.S. shipping, U.S. restaurants, U.S. flights booked direct, and U.S. car rentals booked direct or with Amex Travel.

Earn 3x Hilton points on all other eligible purchases.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

A great card for flights and prepaid hotels earning 5x points, and for large expenses over $5,000 for 1.5x points. It earns:

• 5X Membership Rewards points on flights and prepaid hotels booked via AmexTravel
• 1.5X Membership Rewards points on any single purchase that is over $5,000
• 1.5X Membership Rewards at U.S. Construction material and hardware suppliers, Electronic goods retailers and software & at cloud system providers, and with Shipping providers
• 1X Membership Rewards points on other purchases

(1.5X purchases are capped at $2,000,000 in spend per calendar year.)

Card Benefits

• Hilton Gold status (enrollment required)
• Marriott Gold status (enrollment required)
• Receive up to $100 as a statement credit every 4 years after you apply for Global Entry or every 4.5 years for TSA Pre✔^®
• Access to the American Express Global Lounge Collection which includes Centurion, Delta, and Priority Pass Lounge access (enrollment required)
• Fine Hotels and Resorts benefits
• $200 airfare credit for incidentals like luggage fees on your chosen airline. (enrollment required). Terms apply.
• $200 in Dell statement credits twice annually, up to $400 total (Jan-June and July-Dec; Enrollment required / terms apply).
• Up to $120 a year in wireless credits; up to $10 per month, Enrollment required / terms apply.
• Up to $360 in Indeed credits ($90 per quarter; enrollment required, Terms Apply)
• Up to $150 in credits with Adobe on annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign, enrollment required, Terms Apply.
• $189 CLEAR® Plus Credit: Use your Card and get up to $189 back per year on your CLEAR® Plus membership - subject to auto-renewal.
• (Enrollment required; credit is a statement credit.)

Note: When displaying Estimated Rewards Values and calculations, this card is factoring in airline and hotels at 5x. This requires booking at AmexTravel.com and, if you do not, your earned rewards will change. Hotel bookings made via AmexTravel will generally not earn points or elite benefits.

Earn Marriott Bonvoy points with the Marriott Bonvoy Business® American Express® Card for all eligible purchases.

Earn 6x for stays at Marriott; 4x at restaurants worldwide, U.S. gas stations, with U.S. shipping companies, and wireless telephone service from U.S. providers; and 2x on all other eligible purchases.

Get a free night award, Gold Elite status, and 15 elite credits annually. Terms apply.

Also, receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level. In fact, if you also have a personal Bonvoy credit card, you can earn 15 elite nights annually on each card - for a total of 30 per year.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

With the Delta SkyMiles® Gold Business American Express Card, you'll get your first checked bag free and priority boarding on Delta.

Gold Delta SkyMiles Business Credit Card Earn Rate

• 2X Delta SkyMiles on Delta purchases
• 2X miles on eligible U.S. shipping purchases (Effective 1/1/2024, this benefit will have a cap of $50,000 in eligible purchases per category, per year.)
• 2X miles on restaurants worldwide
• 2X miles on U.S. advertising in select online / TV media (Effective 1/1/2024, this benefit will have a cap of $50,000 in eligible purchases per category, per year.)
• 1X miles on other eligible purchases

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.