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Supermarkets

These credit cards offer the best returns on your spend for purchases on groceries at supermarkets.

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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16 Cards Available:

Credit card

Amex Everyday Preferred Credit Card

Supermarkets Multiplier: 4.5X

Annual Supermarkets Limit: $6,000

Estimated Rewards Value :

7.65%

Calculator

Amex Everyday Preferred Credit Card

Supermarkets Multiplier: 4.5X

Annual Supermarkets Limit: $6,000

Calculator
Estimated Rewards Value :

7.65%

Offer: 15,000 bonus Membership Rewards points when you spend $1,000 in 3 months

This card is good for people who make lots of purchases - 30 per month earns you a 50% bonus on all points earned. With the bonus, it features some of the best earn rates available today, especially on groceries and gas where the points are multiplied.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

NOTE: This tool is automatically calculating your rewards with the assumption that you will have 30 transactions a month. If you have fewer, your rewards earned will be substantially less than shown.

Offer: 15,000 bonus Membership Rewards points when you spend $1,000 in 3 months
Credit card

American Express Gold Card

Supermarkets Multiplier: 4X

Annual Supermarkets Limit: $25,000

Estimated Rewards Value :

6.80%

Calculator

American Express Gold Card

Supermarkets Multiplier: 4X

Annual Supermarkets Limit: $25,000

Calculator
Estimated Rewards Value :

6.80%

Offer: 35,000 bonus Membership Rewards points when you spend $4,000 in 3 months

This game-changing card offers 4x Membership Rewards points on restaurants and supermarkets, as well as 3x on flights. It also offers $10 in monthly dining credits (see card details for more information) and $100 in annual airline incidental credits.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Offer: 35,000 bonus Membership Rewards points when you spend $4,000 in 3 months
Credit card

Blue Cash Preferred Card

Supermarkets Multiplier: 6X

Annual Supermarkets Limit: $6,000

Estimated Rewards Value :

6.00%

Calculator

Blue Cash Preferred Card

Supermarkets Multiplier: 6X

Annual Supermarkets Limit: $6,000

Calculator
Estimated Rewards Value :

6.00%

Offer: Get $250 when you spend $1,000 in your first 3 months.

This may be the best cash back card for groceries and gas combined, with 6% back on supermarkets (up to $6,000 a year) and streaming services and 3% back on gas and land travel (bus, train, ferry, etc).

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Note on the 3% cash back on transit: It does not include cruises, airfare, or other standard "travel" categories. The YourBestCreditCards tool classifies this in the Other Travel category. See site for details.

Offer: Get $250 when you spend $1,000 in your first 3 months.
Credit card

Amex Everyday Credit Card

Supermarkets Multiplier: 2.4X

Annual Supermarkets Limit: $6,000

Estimated Rewards Value :

4.08%

Calculator

Amex Everyday Credit Card

Supermarkets Multiplier: 2.4X

Annual Supermarkets Limit: $6,000

Calculator
Estimated Rewards Value :

4.08%

Offer: 15,000 Membership Rewards points when you spend $2,000 in your first 3 months.

This card features no annual fee and a bonus of 20% if you use this card 20 times in a month. It also earns double points on purchases at US supermarkets.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

NOTE: For simplicity, this tool assumes you will make 20 transactions a month.

Offer: 15,000 Membership Rewards points when you spend $2,000 in your first 3 months.
Credit card

Blue Cash Everyday Card

Supermarkets Multiplier: 3X

Annual Supermarkets Limit: $6,000

Estimated Rewards Value :

3.00%

Calculator

Blue Cash Everyday Card

Supermarkets Multiplier: 3X

Annual Supermarkets Limit: $6,000

Calculator
Estimated Rewards Value :

3.00%

Offer: Get a $150 statement credit when you spend $1,000 in your first 3 months.

The Blue Cash EveryDay credit card has no annual fee and earns cash back.

It features bonus cashback on groceries, gas, and department stores.

- Earn 3% cash back at US supermarkets for up to $6,000 in annual purchases

- Earn 2% cash back at US gas stations and certain US Department Stores

- Earn 1% cash back on everything else.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Offer: Get a $150 statement credit when you spend $1,000 in your first 3 months.
Credit card

Hilton Honors Surpass Card from American Express

Supermarkets Multiplier: 6X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Get 125,000 extra Hilton Honors points when you spend $2,000 in your first 3 months.

This mid-tier Hilton card comes with complimentary Hilton Gold status.

It will allow you to earn 12x Hilton Honors points at Hilton; 6x at US restaurants, US supermarkets, and US gas stations; and 3x everywhere else.

There is also an opportunity to earn Diamond status and a free weekend night via card spend.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Get 125,000 extra Hilton Honors points when you spend $2,000 in your first 3 months.
Credit card

Citi Rewards+

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: $6,000

Estimated Rewards Value :

3.00%

Calculator

Citi Rewards+

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: $6,000

Calculator
Estimated Rewards Value :

3.00%

Offer: Get 15,000 bonus points when you spend $1,000 within your first 3 months.

Round up to the nearest 10 points on all purchases. Earn 2x at supermarkets and gas stations for the first $6,000 combined per year, and 1x everywhere else, before rounding up. Excellent for small purchases.

Note: Your earnings will be larger than those shown in our calculations because we cannot factor in the "round up" feature of this card as it correlates to each exact transaction you will make.

Offer: Get 15,000 bonus points when you spend $1,000 within your first 3 months.
Credit card

American Airlines AAdvantage MileUp Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

American Airlines AAdvantage MileUp Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Earn 10,000 miles and a $50 statement credit when you spend $500 in your first 3 months.

This no-fee card earns 2x AAdvantage miles at grocery stores, as well as 2x on American Airlines.

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

Offer: Earn 10,000 miles and a $50 statement credit when you spend $500 in your first 3 months.
Credit card

Citi Rewards+ Student Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: $6,000

Estimated Rewards Value :

3.00%

Calculator

Citi Rewards+ Student Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: $6,000

Calculator
Estimated Rewards Value :

3.00%

Offer: Get 2,500 Bonus ThankYou Points when you spend $500 within the first 3 months

This Student credit card earns 2x on supermarkets and gas, up to a combined $6,000 per year.

It earns 1x ThankYou Points on everything else and gives you the ability the ability to get 10% Points Back for the first 100,000 ThankYou points as you redeem them each year.

Offer: Get 2,500 Bonus ThankYou Points when you spend $500 within the first 3 months
Credit card

Hilton Honors Card from American Express

Supermarkets Multiplier: 5X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

2.50%

Calculator

Hilton Honors Card from American Express

Supermarkets Multiplier: 5X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

2.50%

Offer: Get 75,000 Hilton Honors Bonus Points when you spend $1,000 in the your first 3 months

This no-annual fee Hilton card comes with complimentary Hilton Silver status, earns bonus Hilton points on Hilton stays, US restaurants, US gas stations, and US supermarkets*.

*American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

NOTE: For the purposes of calculating your expected rewards, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Get 75,000 Hilton Honors Bonus Points when you spend $1,000 in the your first 3 months
Credit card

Avianca Vuela Visa Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

2.40%

Calculator

Avianca Vuela Visa Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

2.40%

Offer: 60,000: Earn 40,000 Bonus Avianca LifeMiles after you use the card one time and 20,000 more after spending $1,000 in 90 days - must use promo code SB4060 on application.

While not a card typically on most people's radar, this card and its sister, the Avianca Vida card, are an interesting proposition for two reasons.

1) The Welcome offer essentially allows you to buy 40,000 LifeMiles for the $149 annual fee, or less than half a cent per mile.

2) Many people have been locked out of the more conventional program's affiliated cards, for reasons such as Chase's 5/24 rule. This card is issued by Banco Popular.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Avianca and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: 60,000: Earn 40,000 Bonus Avianca LifeMiles after you use the card one time and 20,000 more after spending $1,000 in 90 days - must use promo code SB4060 on application.
Credit card

Disney Premier Visa Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

2.00%

Calculator

Disney Premier Visa Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

2.00%

Offer: $250 statement credit when you spend $500 in 3 months

Disney offers discounts on merchandise, select dining locations, and guided tours; and special perks to cardholders, including cardholder-only photo opportunities, character experiences, and special cardholder-only locations in Disney parks, exclusive cardholder-only events, exclusive early access to events and Broadway tickets, and 0% APR for 6 months from date of purchase on Disney vacation packages. Choose from 10 Disney card designs. Earn 2% DRD (Disney Reward Dollars) at restaurants, grocery stores, gas stations, and most Disney locations; earn 1% DRD everywhere else.

Offer: $250 statement credit when you spend $500 in 3 months
Credit card

SavorOne Rewards from Capital One

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

2.00%

Calculator

SavorOne Rewards from Capital One

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

2.00%

Offer: Get a $150 cash bonus when you spend $500 within your first 3 months (ELEVATED OFFER)

This no-fee card offers food-centric cash back bonus categories.

Get 3% on dining and entertainment, 2% at grocery stores and 1% everywhere else.

Offer: Get a $150 cash bonus when you spend $500 within your first 3 months (ELEVATED OFFER)
Credit card

TD Bank TD Cash Visa Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

2.00%

Calculator

TD Bank TD Cash Visa Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

2.00%

Offer: Get $200 cash back when you spend $500 in 90 days

With no foreign transaction fees, no annual fee, and 3% back on dining as well as 2% back on grocery stores, this card is an easy way to up your cash back game.

Please note that applications are only being accepted in the following states:  Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

If you are not in an approved state, please see our other cash back credit cards.

Offer: Get $200 cash back when you spend $500 in 90 days
Credit card

IHG Rewards Club Premier Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

1.00%

Calculator

IHG Rewards Club Premier Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

1.00%

Offer: 80,000 bonus points when you spend $2,000 within three months of approval

The IHG credit card offers an annual anniversary free night, the fourth reward night free whenever you redeem for 4 or more nights, and Platinum status.

Earn 10x at IHG and 2x at gas stations, grocery stores, and restaurants. Also earn 10,000 bonus points when you spend $20,000 plus one additional purchase each card year.

NOTE: In calculating your rewards values for this card, we are making the assumption that all Hotel spend entered is spent on IHG. If part of that spend is on other hotels, that spend will earn only 1x on this card, reducing the value of your rewards.

Offer: 80,000 bonus points when you spend $2,000 within three months of approval
Credit card

IHG Rewards Club Traveler Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Estimated Rewards Value :

1.00%

Calculator

IHG Rewards Club Traveler Credit Card

Supermarkets Multiplier: 2X

Annual Supermarkets Limit: Unlimited

Calculator
Estimated Rewards Value :

1.00%

Offer: 60,000 bonus IHG points when you spend $2,000 within 3 months

This is the no-fee version of the IHG Rewards Club Premier Credit Card, with somewhat reduced benefits in exchange for not having an annual fee.

The IHG credit card is best suited for spend at IHG properties where it earns IHG points at the rate of 5x IHG points per dollar (vs. 10x IHG points with the IHG Rewards Club Premier Credit Card).

This card still gives you the 4th Night Free on an Award Stay benefit which is one of the best reasons to have either IHG credit card, although you do give up many other features of the IHG Rewards Club Premier Credit Card which does have an annual fee.

Offer: 60,000 bonus IHG points when you spend $2,000 within 3 months

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