Key facts
For Costco members who want a pure cash back credit card, the Costco Anywhere Visa Card by Citi has some pretty compelling bonus categories.
Annual Fee:
$0Min. Credit Score for Approval:
800-850 * ExcellentOngoing APR:
19.99% VariableBalance transfer fees
Balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum.Foreign Transaction Fee:
0%Reward multipliers
- Earn 4% cash back at gas stations including EV charging stations, both at Costco and otherwise for the first $7,000 per year.
- Earn 3% cash back at restaurants and on travel.
- Earn 2% cash back at Costco.
Earns bonus points for spend in the following bonus categories:
Estimated Rewards Value: 4%
Estimated Rewards Value: 3%
Estimated Rewards Value: 3%
Estimated Rewards Value: 3%
Estimated Rewards Value: 3%
Estimated Rewards Value: 3%
Estimated Rewards Value: 2%
Estimated Rewards Value: 1%
Key features
Unique Card Benefits
Damage and Theft Protection
Damage and Theft Protection (covers you for purchases made with this card and damaged or stolen within 120 days of purchase – or 90 days in NY)
Secondary Car Rental CDW Waiver
Worldwide car rental insurance, secondary to your own insurance, up to $50,000 per claim. Terms apply.
No Foreign Transaction Fees
The Costco credit card won’t charge you a foreign transaction fee when spending abroad.
Roadside Assistance
You’ll be responsible for the costs of the dispatch and any associated roadside service, paying a pre-negotiated price per service call.
Covers:
- Towing and winching.
- Jump starts.
- Flat tire changes (when a spare is available).
- Lock-out service (when the key is in the vehicle).
- Delivery of up to 2 gallons of fuel.
Travel and Emergency Assistance Services
You can call if needed for emergency travel arrangements, travel issues, medical and legal referrals, and more, however you will be responsible for all costs.
Earn more rewards by combining credit cards
Pros & cons
- 4% cash back at gas stations including EV charging stations, both at Costco and otherwise, for the first $7,000 per year.
- 3% cash back at restaurants
- 3% cash back on travel
- Limited benefits to this card aside from cash back.
Our review
This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations including EV charging stations, both at Costco and otherwise, for the first $7,000 per year.
Additionally, it earns 3% cash back at restaurants and on travel.
** You must have a Costco membership to be eligible for this card. *
