Find the best credit card for you
Each card is unique. They earn differently based on a variety of bonus categories. The most rewarding credit card for you based on your spending habits may be the least rewarding card for someone else.
Each card is unique.
They earn differently based on a
variety of bonus categories.
The most rewarding credit card for
you based on your spending habits
may be the least rewarding card for
someone else.
At MilesTalk, we’ve spent years optimizing our methods of earning and spending credit card points and this credit card rewards calculator is the culmination of those years of learning. Whether your interest is points or cashback, we’ll compare your spending habits against our enormous database of card bonus categories to find Your Best Credit Cards.
Figuring out the best card for you is as easy as…
01
Tell us your
rewards goals
02
Let us know your
spending habits
03
Identify your
loyalty preferences
Find the best credit card for you
Each card is unique. They earn differently based on a variety of bonus categories. The most rewarding card for you based on your spending habits may be the least rewarding card for someone else.
At MilesTalk, we’ve spent years optimizing our methods of earning and spending credit card points and this rewards calculator is the culmination of those years of learning. Whether your interest is points or cashback, we’ll compare your spending habits against our enormous database of card bonus categories to find Your Best Credit Cards.
Figuring out the best card for you is as easy as…
01
Tell us your
rewards goals
02
Let us know your
spending habits
03
Identify your
loyalty preferences
Best Business Credit Cards
Want More?
Join the Facebook group dedicated to maximizing Miles and Points for free travel
There are many factors to consider with choosing a credit card: You should consider the signup bonus offer, the value of the points you’ll earn, the card benefits, your spending habits, and much more.
We automagically analyze those factors with our patent pending rewards calculator, we can quickly identify the cards that will match your spending and maximize the points or cash back you’ll get. We’ll also tell you how much the rewards you’ll earn, based on MilesTalk’s proprietary point valuations and your stated spending habits, are worth in the first year (including signup bonuses) and in subsequent years.
* This site is focused on credit card rewards and does not take interest rates into account. These cards often have high APRs. They are best suited for those that pay balances in full each month.
You can access your results any time or start the process over again
Best Travel Credit Cards
Bonus Offer
Earn 60,000 bonus points with a Chase Sapphire Preferred
Want to learn more about how to get the most out of your credit cards?
We have an active Facebook group with thousands of rewards enthusiasts like yourself. Join the conversation and become your own expert!
Join the conversation
MilesTalk founder Dave used credit card points to fly in this Etihad First Class Apartment. You can too!
Don’t Miss Out On Limited time Offers
Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
Sign up for the YourBestCreditCards.com newsletter and you’ll never miss out again.
Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.
