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Best Bonuses

When you have a large expense coming up, it’s a smart idea to get a new credit card so you can take advantage of a new card bonus, which always requires a minimum amount of spend in a defined timeframe. Whether you call it a signup bonus, a welcome bonus, or an early spend bonus, we’ve got you covered. We base our rankings on the value of the points of each card by the amount of the bonus. Pretty simple!

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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26 Cards Available:

Credit card
Estimated Bonus Value :

$2,400

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Annual Fee: $95

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Estimated Bonus Value :

$2,400

Offer: Up to 200,000 miles! Get 50,000 Capital One miles when you spend $5,000 in your first 3 months and an additional 150,000 miles when you spend $50,000 total within your first 6 months

This business card offers 2x on all purchases and 5X miles on hotel and rental car booked via Capital One Travel.

Use these miles as a purchase eraser at 1 cent per point, or transfer them to a range of airlines at the ratio of 2:1.5, which equals 1.5 airline miles per dollar spent.

It also has a $100 credit for Global Entry or PreCheck once every 5 years.

NOTES:

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $500 or $2,000, depending on which early spend bonuses you qualify for, exactly.

2) 5X on Hotels and Car Rentals applies only when you book via Capital One's own travel service. Otherwise, you will earn the standard 2X miles.

Offer: Up to 200,000 miles! Get 50,000 Capital One miles when you spend $5,000 in your first 3 months and an additional 150,000 miles when you spend $50,000 total within your first 6 months
Credit card

Spark Cash from Capital One

Annual Fee: $95

Estimated Bonus Value :

$2,000

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Annual Fee: $95

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Estimated Bonus Value :

$2,000

Offer: Up to $2,000! Get $500 when you spend $5,000 in your first 3 months and an additional $1,500 when you spend $50,000 total within your first 6 months

This business card offers 2% cash back on all purchases.

Offer: Up to $2,000! Get $500 when you spend $5,000 in your first 3 months and an additional $1,500 when you spend $50,000 total within your first 6 months
Credit card
Estimated Bonus Value :

$1,700

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Annual Fee: $595

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Estimated Bonus Value :

$1,700

Offer: Up to 100,000 Membership Rewards points: Spend $10,000 in 3 months for 50,000 bonus points. Spend an additional $15,000 in 3 months for an additional 50,000 points.

A great card for flights and prepaid hotels earning 5x points, and for large expenses over $5,000 for 1.5x points.

Get a suite of benefits that include Gold Hilton status, Gold Marriott status, the American Express Global Lounge Collection which includes Centurion, Delta, and Priority Pass Lounge access, 10 in-flight Gogo Wifi passes, Fine Hotels and Resorts benefits, and a $200 annual incidental airfare credit. You'll also get $100 in free Dell credits twice annually (Jan-June and July-Dec) and a free year of WeWork Platinum Access.

Note: When displaying Estimated Rewards Values and calculations, this card is factoring in airline and hotels at 5x. This requires booking at AmexTravel.com and, if you do not, your earned rewards will change. Hotel bookings made via AmexTravel will generally not earn points or elite benefits.

Offer: Up to 100,000 Membership Rewards points: Spend $10,000 in 3 months for 50,000 bonus points. Spend an additional $15,000 in 3 months for an additional 50,000 points.
Credit card
Estimated Bonus Value :

$1,400

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Annual Fee: $95

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Estimated Bonus Value :

$1,400

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.

The Chase Ink Preferred card earns 3x Ultimate Rewards points on all travel, advertising, and shipping, as well on Internet, cable and phone services, up to $150,000 a year.

If your business spends a lot in any of these categories, you can earn a ton of points.

Complimentary cell phone insurance when you pay your cell phone bill with this card. No foreign transaction fees.

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.
Credit card
Estimated Bonus Value :

$1,300

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Annual Fee: $95

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Estimated Bonus Value :

$1,300

Offer: Up to 100,000 Miles: Get 50,000 bonus United MileagePlus miles when you spend $5,000 in your first 3 months and 50,000 more bonus miles if you spend $25,000 in total within 6 months.

Allows for a free checked bag, priority boarding, 2 United Club one-time passes each card anniversary, the Luxury Hotel and Resort Collection, access to United MileagePlus events, and expanded economy award availability. It offers bonus categories of 2x on office supply stores, restaurants, and gas stations, as well as on United itself, of course. It also offers 10,000 bonus miles and a PQD waiver upon spending $25,000. Perhaps best of all, cardholders get access to expanded saver award availability.

Need to Know: The calculations for this card assume that your "airfare" spend is on United only. If a portion of your airline spend is on other airlines, your reward values will be slightly lower than stated.

Offer: Up to 100,000 Miles: Get 50,000 bonus United MileagePlus miles when you spend $5,000 in your first 3 months and 50,000 more bonus miles if you spend $25,000 in total within 6 months.
Credit card
Estimated Bonus Value :

$1,050

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Annual Fee: $95

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Estimated Bonus Value :

$1,050

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months

Perhaps the best starting out card in miles and points.

The Chase Sapphire Preferred has a low annual fee, unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, comes with excellent built-in trip delay insurance, primary car rental CDW coverage and earns 2x points on travel and dining.

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months
Credit card
Estimated Bonus Value :

$1,020

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Annual Fee: $550

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Estimated Bonus Value :

$1,020

Offer: 60,000 Membership Rewards points when you spend $5,000 in your first three months.

The Platinum Card is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of monthly credits.

The benefits include a $200 in yearly Uber credits and Uber VIP status as well as $200 in annual incidental airline credits for your chosen airline, access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta.

NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

Offer: 60,000 Membership Rewards points when you spend $5,000 in your first three months.
Credit card
Estimated Bonus Value :

$980

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Annual Fee: $199

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Estimated Bonus Value :

$980

Offer: Get 70,000 Bonus Rapid Rewards points when you spend $5,000 in your first 3 months

The premium version of the Southwest Rapid Rewards Premier Business Credit Card, this card offers 9,000 bonus Rapid Rewards points each cardmember anniversary, has multiple spending bonus categories, and includes benefits like 4 upgraded boardings per year, in-flight Wifi credits and Global Entry / PreCheck fee credits.

Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Offer: Get 70,000 Bonus Rapid Rewards points when you spend $5,000 in your first 3 months
Credit card
Estimated Bonus Value :

$875

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Annual Fee: $0

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Estimated Bonus Value :

$875

Offer: Get $500 in the form of 50,000 bonus Ultimate Rewards points when you spend $3,000 in 3 months

The simplest of the Chase Business cards, it earns a flat 1.5x Ultimate Rewards points for every dollar spent on the card.

It is best used in conjunction with a Chase Ultimate Rewards card that is enabled for points transfers to airline/hotel partners, such as the Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve, as you can transfer points from this product to one of those.

Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $500.

Offer: Get $500 in the form of 50,000 bonus Ultimate Rewards points when you spend $3,000 in 3 months
Credit card

Chase Sapphire Reserve

Annual Fee: $450

Estimated Bonus Value :

$875

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Annual Fee: $450

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Estimated Bonus Value :

$875

Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months

The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler.

It offers 3x Ultimate Rewards points on travel and dining. It provides a 50% boost in point value within the Chase portal and you get an annual $300 travel credit each card year which greatly offsets the card's annual fee.

Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months
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United Explorer Card

Annual Fee: $95

Estimated Bonus Value :

$845

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Annual Fee: $95

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Estimated Bonus Value :

$845

Offer: Earn up to 65,000 Bonus United Mileage Plus Miles: 40,000 bonus miles after you spend $2,000 in your first 3 months and 25,000 additional bonus miles after you spend $10,000 total in your first 6 months.

This United card offers a free checked bag for you and a travel companion (must pay with card) and priority boarding. You get two one-time United Club passes per card year, the Luxury Hotel and Resort Collection, and access to both Inside Access events and United MileagePlus Events. You earn 2x at restaurants, hotels purchased directly, and, of course, United. You can earn a PQD status waiver with $25,000 spend and, best of all, this card entitles you to expanded saver award availability on United flights.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on United and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn up to 65,000 Bonus United Mileage Plus Miles: 40,000 bonus miles after you spend $2,000 in your first 3 months and 25,000 additional bonus miles after you spend $10,000 total in your first 6 months.
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Avianca Vuela Visa Card

Annual Fee: $149

Estimated Bonus Value :

$720

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Annual Fee: $149

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Estimated Bonus Value :

$720

Offer: 60,000: Earn 40,000 Bonus Avianca LifeMiles after you use the card one time and 20,000 more after spending $1,000 in 90 days - must use promo code SB4060 on application.

While not a card typically on most people's radar, this card and its sister, the Avianca Vida card, are an interesting proposition for two reasons.

1) The Welcome offer essentially allows you to buy 40,000 LifeMiles for the $149 annual fee, or less than half a cent per mile.

2) Many people have been locked out of the more conventional program's affiliated cards, for reasons such as Chase's 5/24 rule. This card is issued by Banco Popular.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Avianca and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: 60,000: Earn 40,000 Bonus Avianca LifeMiles after you use the card one time and 20,000 more after spending $1,000 in 90 days - must use promo code SB4060 on application.
Credit card
Estimated Bonus Value :

$625

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Annual Fee: $95

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Estimated Bonus Value :

$625

Offer: Get 125,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases.

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Get 125,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months
Credit card
Estimated Bonus Value :

$600

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Annual Fee: $95

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Estimated Bonus Value :

$600

Offer: 50,000 bonus points when you spend $3,000 in 3 months

Earn 2x Capital One miles on all purchases. Use as a travel eraser at 1 cent per point or transfer to airline miles at 2:1.5 ratio (equals 1.5 airline miles per dollar spent).

Earn 10x on hotels.com through January 2020.

Click below to see details on the airline partners.

Offer: 50,000 bonus points when you spend $3,000 in 3 months
Credit card
Estimated Bonus Value :

$560

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Annual Fee: $99

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Estimated Bonus Value :

$560

Offer: Get 40,000 points after you spend $1,000 in your first 3 months

A mid-level personal Southwest card with a modest annual fee. Get 6,000 points per card anniversary and 2x points on Southwest flights.

Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Offer: Get 40,000 points after you spend $1,000 in your first 3 months
Credit card
Estimated Bonus Value :

$525

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Annual Fee: $125

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Estimated Bonus Value :

$525

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months

Earn Marriott Bonvoy points for all purchases. Earn 6x for stays at Marriott; 4x at restaurants, gas stations, shipping, and wireless telephone service; and 2x everywhere else. Get a free night award, silver status, and 15 elite credits annually.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months
Credit card
Estimated Bonus Value :

$525

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