fbpx
Select Page

Best Bonuses

When you have a large expense coming up, it’s a smart idea to get a new credit card so you can take advantage of a new card bonus, which always requires a minimum amount of spend in a defined timeframe. Whether you call it a signup bonus, a welcome bonus, or an early spend bonus, we’ve got you covered. We base our rankings on the value of the points of each card by the amount of the bonus. Pretty simple!

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Category

Filter By

21 Cards Available:

Credit card
Estimated Bonus Value :

$1,445

Calculator

Annual Fee: $595

Calculator
Estimated Bonus Value :

$1,445

Offer: 85,000 Membership Rewards points when you spend $20,000 within 3 months

A great card for flights and prepaid hotels earning 5x points, and for large expenses over $5,000 for 1.5x points.

Get a suite of benefits that include Gold Hilton status, Gold Marriott status, the American Express Global Lounge Collection which includes Centurion, Delta, and Priority Pass Lounge access, Fine Hotels and Resorts benefits, and a $200 annual incidental airfare credit. You'll also get $100 in free Dell credits twice annually (Jan-June and July-Dec).

Note: When displaying Estimated Rewards Values and calculations, this card is factoring in airline and hotels at 5x. This requires booking at AmexTravel.com and, if you do not, your earned rewards will change. Hotel bookings made via AmexTravel will generally not earn points or elite benefits.

Offer: 85,000 Membership Rewards points when you spend $20,000 within 3 months
Credit card

Chase Ink Preferred

Annual Fee: $95

Estimated Bonus Value :

$1,400

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$1,400

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.

The Chase Ink Preferred credit card earns 3x Ultimate Rewards points on all travel, advertising, and shipping, as well on Internet, cable and phone services, up to $150,000 a year.

If your business spends a lot in any of these categories, you can earn a ton of points.

It also earns 5X Ultimate Rewards points on Lyft rides.

You'll get complimentary cell phone insurance when you pay your cell phone bill with this card. (See Chase website for details). No foreign transaction fees.

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.
Credit card
Estimated Bonus Value :

$1,050

Calculator

Annual Fee: $99

Calculator
Estimated Bonus Value :

$1,050

Offer: 70,000 bonus AAdvantage® miles after spending $4,000 in your first 4 months

Review: Get a free checked bag and preferred boarding on American Airlines. The free checked bag is valid for for you and up to 4 travel companions. Earn a $99 companion certificate for domestic main cabin travel.

Earn AAdvantage miles at the rate of 2x for American Airlines, telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations, plus 1x for everything else.

Gain access to Reduced Mileage Awards for up to 7,500 miles off rotating origins and destinations each month.

NOTE: Our estimated rewards values assume all of your airline spend is with AA for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on AA purchases only.

Offer: 70,000 bonus AAdvantage® miles after spending $4,000 in your first 4 months
Credit card
Estimated Bonus Value :

$1,050

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$1,050

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months

Perhaps the best "starting out card" in miles and points.

The Chase Sapphire Preferred has a low annual fee, unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, comes with excellent built-in trip delay insurance, primary car rental CDW coverage and earns 2x points on travel and dining.

Chase Sapphire Preferred Card Earn Rate:

  • 5X Chase Ultimate Rewards points on Lyft rides
  • 2X Ultimate Rewards points on travel and dining
  • 1X Ultimate Rewards on all other purchases
Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months
Credit card
Estimated Bonus Value :

$875

Calculator

Annual Fee: $0

Calculator
Estimated Bonus Value :

$875

Offer: Get $500 in the form of 50,000 bonus Ultimate Rewards points when you spend $3,000 in 3 months

The simplest of the Chase Business cards, it earns a flat 1.5x Ultimate Rewards points for every dollar spent on the card except Lyft rides, where it earns 5X points.

It is best used in conjunction with a Chase Ultimate Rewards card that is enabled for points transfers to airline/hotel partners, such as the Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve, as you can transfer points from this product to one of those.

0% APR Intro Offer

Get 12 months of 0% Interest on new purchases your new card account for 12 months (Terms apply).

Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $500.

Offer: Get $500 in the form of 50,000 bonus Ultimate Rewards points when you spend $3,000 in 3 months
Credit card

Chase Sapphire Reserve

Annual Fee: $550

Estimated Bonus Value :

$875

Calculator

Annual Fee: $550

Calculator
Estimated Bonus Value :

$875

Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months

The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler.

It offers 3x Ultimate Rewards points on travel and dining. It provides a 50% boost in point value within the Chase portal and you get an annual $300 travel credit each card year which greatly offsets the card's annual fee.

New Lyft and DoorDash Benefits:

  • Earn 10X Ultimate Rewards points on Lyft rides
  • Get a one-time complimentary Lyft Pink (15% Lyft discounts, free bike/scooter rentals each month, and better cancellation rules). ($19.99 / month value)
  • Get $60 in DoorDash credits each year (2020 and 2021).
  • Get free DashPass to get free DoorDash deliveries at select restaurants with $12 or more in your order and decreased service charges.
Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months
Credit card
Estimated Bonus Value :

$800

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$800

Offer: Up to 50,000 bonus World of Hyatt Points: 25,000 Bonus Points when you spend $3,000 in your first 3 months and 25,000 more when you spend $6,000 total within the first 6 months.

Earn 4x World of Hyatt points at Hyatt, 2x at restaurants, airline tickets purchased directly, local transit and commuting, and fitness club and gym memberships.

The Hyatt card gives you a Category 1 - 4 night every card year at renewal and you can earn a second one with $15,000 spend. Additional benefits include automatic Discoverist status and 5 elite nights credited each calendar year as well as the ability to earn 2 elite nights for every $5,000 in purchases.

Keep in mind that all points earned on a Chase Sapphire Reserve or Chase Sapphire Preferred can also be transferred to World of Hyatt at a 1 to 1 ratio.

NOTE: In calculating your rewards for this card, we are making the assumption that all Hotel spend entered is spent on Hyatt. If part of that spend is on other hotel chains, that spend will earn only 1x on this card, reducing the value of your rewards.

Offer: Up to 50,000 bonus World of Hyatt Points: 25,000 Bonus Points when you spend $3,000 in your first 3 months and 25,000 more when you spend $6,000 total within the first 6 months.
Credit card
Estimated Bonus Value :

$750

Calculator

Annual Fee: $99

Calculator
Estimated Bonus Value :

$750

Offer: Get 50,000 AAdvantage miles when you spend $2,500 in your first 3 months

Review: Get a free checked bag and preferred boarding on American Airlines. Earn 2x AAdvantage miles at gas stations and restaurants, as well as on American Airlines. Also earn a $100 flight discount after spending $20,000 and renewing your card.

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

Offer: Get 50,000 AAdvantage miles when you spend $2,500 in your first 3 months
Credit card
Estimated Bonus Value :

$750

Calculator

Annual Fee: $450

Calculator
Estimated Bonus Value :

$750

Offer: Get 50,000 AAdvantage miles when you spend $5,000 in your first 3 months.

Review: Get full Admirals Club Membership for the primary cardholder, plus Admirals Club access for authorized users. Get a free checked bag for you and up to 8 companions on the same record, priority boarding, priority check-in, and priority screening (screening where available).

Earn American Airlines AAdvantage miles, and earn a bonus of 10,000 EQMs (towards elite qualification) in any calendar year you spend $40,000 on the card.

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

Offer: Get 50,000 AAdvantage miles when you spend $5,000 in your first 3 months.
Credit card
Estimated Bonus Value :

$700

Calculator

Annual Fee: $89

Calculator
Estimated Bonus Value :

$700

Offer: 140,000 bonus points when you spend $3,000 within three months of approval

The IHG credit card offers an annual anniversary free night, the fourth reward night free whenever you redeem for 4 or more nights, and Platinum status.

Earn 10x at IHG and 2x at gas stations, grocery stores, and restaurants. Also earn 10,000 bonus points when you spend $20,000 plus one additional purchase each card year.

NOTE: In calculating your rewards values for this card, we are making the assumption that all Hotel spend entered is spent on IHG. If part of that spend is on other hotels, that spend will earn only 1x on this card, reducing the value of your rewards.

Offer: 140,000 bonus points when you spend $3,000 within three months of approval
Credit card
Estimated Bonus Value :

$625

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$625

Offer: Get 50,000 bonus Avios after you spend $3,000 within the first 3 months and an additional 50,000 bonus Avios if you spend $20,000 total within your first year

This card earns 3x Avios on British Airways, Iberia, LEVEL, and Air Lingus.

Earn a Travel Together Ticket, good for bringing a companion for just the taxes and fees when you redeem a reward flight for yourself, when you spend $30,000.

NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on British Airways, Iberia, LEVEL, and Aer Lingus. If part of that spend is on other airlines, that spend will earn only 1x on this card, reducing the value of your rewards.

ALSO: While the bonus offer can net you up to 100,000 bonus Avios, we only count the first 50,000 in our calculations because of the steep spend requirement to receive the full 100,000.

Offer: Get 50,000 bonus Avios after you spend $3,000 within the first 3 months and an additional 50,000 bonus Avios if you spend $20,000 total within your first year
Credit card
Estimated Bonus Value :

$560

Calculator

Annual Fee: $69

Calculator
Estimated Bonus Value :

$560

Offer: Earn 40,000 points after spending $1,000 in your first 3 months

This is the entry-level Chase Southwest card and has the lowest annual fee of the three. Get 2x points on Southwest flights and 3,000 points per card anniversary in exchange for your annual fee each year.

Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Offer: Earn 40,000 points after spending $1,000 in your first 3 months
Credit card
Estimated Bonus Value :

$560

Calculator

Annual Fee: $99

Calculator
Estimated Bonus Value :

$560

Offer: Earn 40,000 points after spending $1,000 in your first 3 months

A mid-level personal Southwest card with a modest annual fee. Get 6,000 points per card anniversary and 2x points on Southwest flights.

Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Offer: Earn 40,000 points after spending $1,000 in your first 3 months
Credit card
Estimated Bonus Value :

$560

Calculator

Annual Fee: $149

Calculator
Estimated Bonus Value :

$560

Offer: Earn 40,000 points after spending $1,000 in your first 3 months

This premium-level Southwest card comes with extra benefits for loyal Southwest flyers. Get 7,500 points, a $75 Southwest credit, and 4 upgraded boarding positions each card anniversary.

Note: Our rewards calculator and Estimated Rewards Values assume all of your "Airfare" is on Southwest and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases.

Offer: Earn 40,000 points after spending $1,000 in your first 3 months
Credit card

United Explorer Card

Annual Fee: $95

Estimated Bonus Value :

$480

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$480

Offer: 40,000 bonus United MileagePlus miles after you spend $2,000 within your first 3 months

This United card offers a free checked bag for you and a travel companion (must pay with card) and priority boarding. You get two one-time United Club passes per card year, the Luxury Hotel and Resort Collection, and access to both Inside Access events and United MileagePlus Events. You earn 2x at restaurants, hotels purchased directly, and, of course, United. You can earn a PQD status waiver with $25,000 spend and, best of all, this card entitles you to expanded saver award availability on United flights.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on United and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: 40,000 bonus United MileagePlus miles after you spend $2,000 within your first 3 months
Credit card
Estimated Bonus Value :

$450

Calculator

Annual Fee: $125

Calculator
Estimated Bonus Value :

$450

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months

Earn Marriott Bonvoy points for all purchases. Earn 6x for stays at Marriott; 4x at restaurants, gas stations, shipping, and wireless telephone service; and 2x everywhere else. Get a free night award, silver status, and 15 elite credits annually.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months
Credit card
Estimated Bonus Value :

$450

Calculator

Annual Fee: $95

Calculator
Estimated Bonus Value :

$450

Offer: Get 75,000 Marriott Bonvoy points when you spend $3,000 in your first 3 months

Earn Marriott points for purchases. Earn 6x at Marriott and SPG and 2x everywhere else. Get a Free Night Award, 15 elite credits, and Silver status every year.

NOTE: In valuing your potential rewards from this card, we assumed that all spend from Hotels is at Marriott brands, which earn 6x points. If some of your hotel spend is at other hotel brands, your actual rewards will be somewhat lower.

Offer: Get 75,000 Marriott Bonvoy points when you spend $3,000 in your first 3 months
Credit card
Estimated Bonus Value :

$375

Calculator