Best Bonuses

The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of statement credits and other perks and benefits.

Statement Credit Offers

• $200 in Uber credits annually ($15 per month with a $20 bonus in December)
• $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required)
• $200 in annual airline fee credits (as statement credits) for your chosen airline (Enrollment required)
• $240 Digital Entertainment Credit which is good for up to $20 back each month on select digital subscriptions with Peacock, Audible, SiriusXM, and The New York Times.(Enrollment Required)
• $200 Hotel Credit as statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings with American Express Travel. (Enrollment Required) 
• $179 CLEAR Credit as statement credits when you pay for your CLEAR membership with your Card. (Enrollment Required) 
• $300 Equinox Credit as a $25 statement credit valid each month at Equinox, valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+.(Enrollment required)

(All above offers require enrollment after you receive the card.)

You also get access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)

In addition, you get elite status in two hotel programs (enrollment required):

• Marriott Bonvoy Gold Elite
• Hilton Gold

While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!

More Platinum Card benefits:

• Reimbursement (as a statement credit) for your Global Entry or PreCheck membership fees every 4 years.
• Secondary Car rental CDW/LDW collision/damage coverage
• Lost, damaged or stolen baggage insurance
• Extended warranty, purchase protection and return protection on covered purchases
• No foreign transaction fees.
• Access to the Platinum Concierge line

Cell phone protection:

Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
• Please visit americanexpress.com/benefitsguide for more details.
• Underwritten by New Hampshire Insurance Company, an AIG Company.

NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

Capital One Venture X Credit Card Earn Rate

• 10X Capital One Miles on hotels and car rentals when booked via Capital One Travel
• 5X Capital One Miles on airfare booked via Capital One Travel - which utilizes Hopper.
• 2X Capital One Miles on everything else

Capital One Venture X Credit Card Benefits

Capital One launched this card with a laundry list of benefits which are very impressive. You'll quickly see that the annual fee is wiped out and then some by the benefits.

• Up to a $300 credit annually for bookings made on Capital One Travel
• 10,000 bonus miles every account anniversary (equal to $100 towards travel)
• Unlimited access to Capital One Lounges and also to 1,300+ Priority Pass lounges internationally + two guest passes (Notably, I verified with Capital One that this is “full” Priority Pass access, meaning that it includes airport restaurant locations.
• Up to $100 in statement credits for either TSA PreCheck or Global Entry
• Complimentary Hertz President’s Circle status (top tier!) for primary cardholders, authorized users and account managers
• Primary Car Rental Collision/Damage Coverage
• Authorized Users can be added for no fee and they also get their own Priority Pass membership.
• Cardholders can earn up to 100,000 miles per year for referring friends, who can then experience the unparalleled benefits Venture X has to offer (up to 4 referrals per year; 25,000 miles awarded per referral)
• No foreign transaction fees

You can transfer to several airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

If you used our Credit Cards Optimization Tool to find this card, please remember that the 10X and 5X bonus rates only apply to travel booked through the Capital One Travel Portal.