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* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

World of Hyatt Credit Card

A no-brainer card for those that regularly stay at Hyatt hotels. Information for this card has been independently collected and has not been reviewed by Chase.

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All information about the World of Hyatt Credit Card has been collected independently by Your Best Credit Cards.
Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on Your Best Credit Cards are from advertisers and may impact how and where card products appear on the site. Your Best Credit Cards does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our Card Explorer results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

World of Hyatt Credit Card

A no-brainer card for those that regularly stay at Hyatt hotels. Information for this card has been independently collected and has not been reviewed by Chase.

Not Currently Available at Your Best Credit Cards

This card is not currently available on Your Best Credit Cards. Please use our Card Explorer to find similar cards.

All information about World of Hyatt Credit Card has been collected independently by Your Best Credit Cards. World of Hyatt Credit Card is no longer available through Your Best Credit Cards.

Key facts

Get an annual free night award and Hyatt elite status just for holding the World of Hyatt Card.

Annual Fee:

$95

AVG Point Value:

$0.017 (Learn More)

Min. Credit Score for Approval:

670-739 * Good

Ongoing APR:

20.24%-27.24% Variable

Foreign Transaction Fee:

0%

If you frequent Hyatt hotels, the World of Hyatt Credit Card is easily worth its $95 annual fee. Cardholders get automatic Discoverist elite status and one free night (valid at Category 1-4 hotels) on each cardmember anniversary. Plus, get five elite night credits each calendar year and two more elite night credits for every $5,000 spent on the Hyatt Card each calendar year. And earn bonus points on a wide range of purchases, including Hyatt hotel purchases.

Reward multipliers

World of Hyatt Credit Card holders earn 4 bonus points per dollar spent at Hyatt hotels plus 2x bonus points in a wide range of bonus categories: local transit and commuting; dining out at restaurants, cafes, and coffee shops; airline tickets purchased directly from the airline; and fitness club and gym memberships. All other purchases earn 1 Hyatt point per dollar spent.

Earns bonus points for spend in the following bonus categories:

At Hyatt family hotels booked directly with Hyatt only; Otherwise earn 1X

4x
Hotels

Estimated Rewards Value: 6.8%

2x
Airfare

Estimated Rewards Value: 3.4%

2x
Dining Out / Food Delivery

Estimated Rewards Value: 3.4%

2x
Gym Memberships

Estimated Rewards Value: 3.4%

2x
Transit

Estimated Rewards Value: 3.4%

1x
Everything Else

Estimated Rewards Value: 1.7%

Key features

1

Unique Card Benefits

Earn Hyatt Elite Qualifying Night Credits

You will earn five elite qualifying night credits each calendar year towards higher elite status. Plus, earn two qualifying elite night credits for every $5,000 spent on your card in a calendar year.

2

Free Annual Hotel Night

World of Hyatt Credit cardholders get an annual free night certificate after each cardmember anniversary.

Plus, you can earn an extra free night award by spending $15,000 in a calendar year. These free night certificates are valid at Category 1-4 Hyatt hotels.

3

Secondary Car Rental CDW Waiver

Get secondary auto rental Collision Damage Waiver each time you decline the car rental agency’s insurance and charge a rental car to your World of Hyatt Credit Card. Terms and conditions apply.

4

Grants Hotel Status

Cardholders get automatic elite status in the World of Hyatt program just by holding the World Of Hyatt Credit Card.

You’ll start with Hyatt Discoverist status, although you can get a higher tier status by earning qualifying night credits by spending on your card.

5

Extended Warranty

Extends the time period of the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or less. Terms and conditions apply.

6

Purchase Protection

Get purchase protection which covers your new purchases against damage or theft for 120 days. Your purchases will be protected up to $500 per claim and $50,000 per account. Terms and conditions apply.

7

Trip Protections

The World of Hyatt Credit Card protects you when traveling with: trip cancellation/trip interruption insurance, trip delay reimbursement, lost luggage reimbursement, baggage delay insurance, and travel accident insurance.

8

No Foreign Transaction Fees

The World of Hyatt Credit Card doesn’t charge foreign transaction fees on overseas purchases, so you’ll never need to worry about those extra fees when spending abroad.

9

Free Access to Credit Score

You’ll have access to use Chase Credit Journey to keep track of your credit score.

10

Concierge Services

The World of Hyatt Credit Card grants you complimentary access to the Visa Signature Concierge Service. This service is available 24 hours a day to help you find tickets to the top sports and entertainment events, make dinner reservations, and even get help sending the perfect gift.

11

No Fees for Authorized Users

You can add authorized users for no additional annual fee and earn bonus points on their purchases.

Earn more rewards by combining credit cards

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Pros & cons

  • Complimentary World of Hyatt Discoverist status, plus earn qualifying elite night credits toward higher elite status.
  • One free Category 1-4 award night each cardmember anniversary plus earn an extra free night by spending $15,000 in a calendar year.
  • Earn bonus points in a wide range of spending categories.
  • Lacks any killer bonus categories aside from on Hyatt stays.
  • It may be better to earn Chase Ultimate Rewards instead and then transfer points to World of Hyatt, while keeping some flexibility.

Our review

For World of Hyatt fans, the World of Hyatt Credit Card is easily worth its $99 annual fee. Just the annual free night earned on each cardmember anniversary can provide that much value. Plus, cardholders will get automatic Discoverist World of Hyatt elite status with the ability to earn even higher elite status levels by spending on the card.

Not surprisingly, the Hyatt Credit Card offers bonus points on Hyatt stays. Cardholders earn 4X bonus points on Hyatt stays. Add in the 5X base points you earn as a World of Hyatt member and 10% elite status bonus points from Hyatt Discoverist status, and cardholders earn at least 9.5x World of Hyatt points per dollar spent at Hyatt properties.

Bonus points aren’t just limited to your Hyatt purchases. World of Hyatt Credit Card holders earn 2 Hyatt bonus points per dollar spent in the following categories: local transit and commuting; dining out at restaurants, cafes, and coffee shops; flights purchased directly from the airline; and fitness club and gym memberships. All other eligible purchases earn 1x Hyatt points.

Although Discoverist elite status is the bottom tier in the World of Hyatt program, it still offers valuable benefits like waived resort fees on free night awards, premium internet, preferred room upgrade, 2 pm late checkout, and bonus points when flying American Airlines.

But you don’t have to be content with Discoverist tier status. You can use the World of Hyatt Credit Card to earn even higher elite status in the World of Hyatt program. Each calendar year, World of Hyatt Credit Card cardholders will start with five qualifying night credits. Then you’ll earn two qualifying night credits for every $5,000 in purchases every calendar year.

Another reason to spend on the World of Hyatt Credit Card is to earn free night awards. Like many co-branded hotel cards, cardholders get one free night certificate every cardmember anniversary. However, World of Hyatt Credit Card account holders can also earn an extra free night certificate by spending $15,000 in a calendar year.

That means cardholders will get a total of two free nights and 11 qualifying night credits each year they spend $15,000 on the World of Hyatt Credit Card. That puts you more than one-third of the way to World of Hyatt Explorist status.

World of Hyatt status requirements

These free nights can are limited to Category 1-4 Hyatt properties. While that’s somewhat limiting, you still have plenty of options for redeeming your Hyatt free nights. For example, you can redeem your free night certificates at the Grand Hyatt Tampa Bay — a waterside Category 3 hotel that averages $266 per night.

A Hyatt member can redeem a World of Hyatt hotel Category 1-4 free night at Hyatt locations like the Grand Hyatt Tampa Bay.

World of Hyatt Credit Card holders are protected when traveling with extensive travel protections like trip delay reimbursement, lost luggage reimbursement, baggage delay insurance, and travel accident insurance. Plus, the World of Hyatt Credit Card doesn’t charge foreign transaction fees.

Plus, you’ll get benefits from several partners. Get up to $10 in statement credits each month toward GoPuff purchases through December 2023. Plus, get lower service fees when you use DoorDash by enrolling to get one complimentary year of DashPass through December 2024.

Get a free year of DoorDash DashPass through the World of Hyatt Card.

Frequently asked questions

1

How much is the Hyatt credit card's annual fee?

World of Hyatt Credit Card account holders must pay a $95 annual fee each year. It is one of our favorite hotel credit cards with under a $100 annual fee.

2

Is the Chase World of Hyatt Credit Card worth it?

Like other hotel credit cards, the World of Hyatt Credit Card justifies its annual fee by offering cardholders a free night certificate each calendar year.

3

Does the World of Hyatt Card charge of foreign transaction fee?

The World of Hyatt Credit Card doesn’t charge foreign transaction fees. That means you can make purchases overseas or in different currencies without paying a foreign transaction fee.

4

Is the World of Hyatt hotels program any good?

The World of Hyatt program is one of our favorite hotel loyalty programs. The hotel brand makes up for its relatively small number of Hyatt properties with a strong

5

How do you earn bonus points on the World of Hyatt Credit Card?

World of Hyatt Credit Card holders earn 4X bonus points on Hyatt stays and 2X bonus points at restaurants, on airline tickets purchased directly from the airline, local transit, commuting, fitness club, and gym memberships.

6

Is the Hyatt Credit Card hard to get?

The World of Hyatt Credit Card requires good-to-excellent credit scores. That means you’ll generally want to have at least a 700 credit score before applying for the World of Hyatt Credit Card.

7

Should you get a credit card that earns Chase Ultimate Rewards points instead?

Chase Ultimate Rewards points can be transferred to World of Hyatt points at a 1:1 transfer ratio. That means you can get the Chase Sapphire Preferred Card instead to effectively earn 5 Hyatt bonus points per dollar spent on travel purchases through the Chase Ultimate Rewards travel portal. However, the Hyatt Credit Card offers additional perks like Hyatt hotel free nights and the opportunity to spend your way to elite night credits.

8

What is the best way to redeem Hyatt points?

The best way for a World of Hyatt member to redeem points is for hotel stays at a Hyatt hotel. You can redeem points for hotel stays at a Hyatt hotel starting at just 3,500 Hyatt points.

9

Does the World of Hyatt Card earn bonus points on airline tickets purchased directly?

The World of Hyatt Credit Card earns bonus points on purchases at Hyatt hotels, restaurants, airline tickets purchased directly from the airline, local transit, commuting, fitness club, and gym memberships. All other purchases charged to the Hyatt Card earn 1X Hyatt points.

10

How does the World of Hyatt credit card compare to the World of Hyatt Business Credit Card

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