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Capital One Credit Card Reviews and Offers

The “best” credit card is not the same for everyone. You need perks that are meaningful to the way that you live. The most popular cards offer big sign-up bonuses ($500 or more) and/or great rewards for spending, particularly in high-volume categories, like travel or dining. 

If you are looking for an Capital One brand credit card, you’ve come to the right place. You can filter by personal or small business Capital One credit cards and view all early spend bonus offers below. All Capital One cards are completely free of foreign transaction fees. Click “See more details” below any card below for a full review.

The cards below are listed in the order of their total welcome bonus offer values.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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14 Cards Available:

Credit card

Capital One Spark Cash Plus

Annual Fee: $150

Estimated Bonus Value :

$3,000

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Annual Fee: $150

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Estimated Bonus Value :

$3,000

Offer: Earn up to up to $3,000: $500 once you spend $5,000 in the first three months, and an additional $2,500 once you spend $50,000 in the first six months

The new Capital One Spark Cash Plus replaces the older Spark Cash card and earns 2% cash back on everything. The primary difference is that the new Spark Cash Plus is a charge card with no preset spending limit, making it ideal for companies that spend a lot on their cards and tend to run into issues with credit limits. 

Offer: Earn up to up to $3,000: $500 once you spend $5,000 in the first three months, and an additional $2,500 once you spend $50,000 in the first six months
Credit card
Estimated Bonus Value :

$1,600

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Annual Fee: $395

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Estimated Bonus Value :

$1,600

Offer: Earn 100,000 bonus miles when you spend $10,000 within your first 6 months plus you can earn up to $200 in statement credits for vacation rental purchases like Airbnb and VRBO.

Capital One Venture X Credit Card Earn Rate

  • 10X Capital One Miles on hotels and car rentals when booked via Capital One Travel
  • 5X Capital One Miles on airfare booked via Capital One Travel - which utilizes Hopper.
  • 2X Capital One Miles on everything else

Capital One Venture X Credit Card Benefits

Capital One launched this card with a laundry list of benefits which are very impressive. You'll quickly see that the annual fee is wiped out and then some by the benefits.

  • Up to a $300 credit annually for bookings made on Capital One Travel
  • 10,000 bonus miles every account anniversary (equal to $100 towards travel)
  • Unlimited access to Capital One Lounges and also to 1,300+ Priority Pass lounges internationally + two guest passes (Notably, I verified with Capital One that this is “full” Priority Pass access, meaning that it includes airport restaurant locations.
  • Up to $100 in statement credits for either TSA PreCheck or Global Entry
  • Complimentary Hertz President’s Circle status (top tier!) for primary cardholders, authorized users and account managers
  • Primary Car Rental Collision/Damage Coverage
  • Authorized Users can be added for no fee and they also get their own Priority Pass membership.
  • Cardholders can earn up to 100,000 miles per year for referring friends, who can then experience the unparalleled benefits Venture X has to offer (up to 4 referrals per year; 25,000 miles awarded per referral)
  • No foreign transaction fees

You can transfer to several airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

If you used our Credit Cards Optimization Tool to find this card, please remember that the 10X and 5X bonus rates only apply to travel booked through the Capital One Travel Portal.

Offer: Earn 100,000 bonus miles when you spend $10,000 within your first 6 months plus you can earn up to $200 in statement credits for vacation rental purchases like Airbnb and VRBO.
Credit card

Capital One Venture Card

Annual Fee: $95

Estimated Bonus Value :

$960

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Annual Fee: $95

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Estimated Bonus Value :

$960

Offer: 60,000 bonus Miles when you spend $3,000 within your first 3 months

Earn 2x Capital One miles on all purchases. Use as a travel eraser at 1 cent per point or transfer to airline miles.

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be 1 cent per point, exactly.

You can transfer to several airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: 60,000 bonus Miles when you spend $3,000 within your first 3 months
Credit card

Capital One Spark Miles for Business

Annual Fee: $0 Introductory Annual Fee for the first year, then $95

Estimated Bonus Value :

$800

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Annual Fee: $95

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Estimated Bonus Value :

$800

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months

This business card offers 2x on all purchases and 5X miles on hotel and rental car booked via Capital One Travel.

Use these miles as a purchase eraser at 1 cent per point, or transfer them to a range of airlines at the ratio of 2:1.5, which equals 1.5 airline miles per dollar spent.

It also has a $100 credit for Global Entry or PreCheck once every 5 years.

NOTES:

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $500, exactly.

2) 5X on Hotels and Car Rentals applies only when you book via Capital One's own travel service. Otherwise, you will earn the standard 2X miles.

You can transfer to more than 18 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months
Credit card
Estimated Bonus Value :

$500

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Annual Fee: $0

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Estimated Bonus Value :

$500

Offer: $500 when you spend $4,500 in 3 months

This no-fee business card offers 1.5% cash back on all purchases.

Offer: $500 when you spend $4,500 in 3 months
Credit card
Estimated Bonus Value :

$320

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Annual Fee: $0

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Estimated Bonus Value :

$320

Offer: 20,000 miles when you spend $500 within 3 months

This no-fee card offers 1.25x on all purchases.

Compare this card with the standard Venture which earns 2x miles on all purchases. Spend your miles to erase purchases or transfer them to more than a dozen airlines.

Most people would fare better with the standard Capital One Venture card, despite its annual fee, because it earns at the rate of 2x per dollar instead of 1.25x.

The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $200, exactly.

You can transfer to more than 15 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: 20,000 miles when you spend $500 within 3 months
Credit card

Capital One Savor Cash Rewards Credit Card

Annual Fee: $0 Introductory Annual Fee for the first year, then $95

Estimated Bonus Value :

$300

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Annual Fee: $95

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Estimated Bonus Value :

$300

Offer: $300 when you spend $3,000 in 3 months

This card offers high bonus cash back categories at 4% in dining, streaming and entertainment, as well as 3% in groceries and 1% everywhere else.

Offer: $300 when you spend $3,000 in 3 months
Credit card
Estimated Bonus Value :

$200

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Annual Fee: $0

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Estimated Bonus Value :

$200

Offer: Get a $200 cash bonus when you spend $500 in your first 3 months.

Earns 1.5% cash back on all purchases with no annual fee and no foreign transaction fees. For those with good credit.

Offer: Get a $200 cash bonus when you spend $500 in your first 3 months.
Credit card
Estimated Bonus Value :

$200

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Annual Fee: $0

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Estimated Bonus Value :

$200

Offer: Get a $200 cash bonus when you spend $500 within your first 3 months.

This no-fee card offers food and entertainment-centric cash back bonus categories.

Get 3% on dining, 3% on streaming, 3% on entertainment, 3% at grocery stores and 1% everywhere else.

Offer: Get a $200 cash bonus when you spend $500 within your first 3 months.
Credit card
Estimated Bonus Value :

$0

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Annual Fee: $0

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Estimated Bonus Value :

$0

Offer: This card does not have a bonus offer at this time.

This starter business card for average credit offers 1% cash back on all purchases and no annual fee.

Offer: This card does not have a bonus offer at this time.
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Estimated Bonus Value :

$0

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Annual Fee: $39

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Estimated Bonus Value :

$0

Offer: None at this time

The Quicksilver One is a version of the Quicksilver card designed for those with Average credit and who may not qualify for the Quicksilver card. It earns 1.5% cash back on all purchases.

Offer: None at this time
Credit card
Estimated Bonus Value :

$0

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Annual Fee: $0

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Estimated Bonus Value :

$0

Offer: Get a monthly $5 Streaming Subscription credit for 12 months on select Streaming Subscriptions as long as you you pay on time

Designed with students in mind, this no-fee card offers 1% cash back on everything, plus a .25% bonus when you pay on time, for a total of 1.25%.

You only need average credit to qualify and it comes with nice extras that other student cards might not have, like no foreign transaction fees.

A solid starter card to build your credit from.

NOTE: Our calculator assumes you will make on-time payments, for the full 1.25% cash back. Your rewards will be less if you do not pay on-time.

Offer: Get a monthly $5 Streaming Subscription credit for 12 months on select Streaming Subscriptions as long as you you pay on time
Credit card
Estimated Bonus Value :

$0

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Annual Fee: $0

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Estimated Bonus Value :

$0

Offer: None at this time

The Capital One Quicksilver Student Cash Rewards Credit Card is a version of the Quicksilver card designed for students.

Quicksilver Student Cash Rewards Earn Rate

It earns 1.5% cash back on all purchases.

Capital One Quicksilver Student Cash Rewards Review

A nice feature of this card is that Capital One does not charge foreign transaction fees.

If you don't already have a card that waives these fees, this card is a nice one to have in your wallet for international travel.

If you have good credit and are not enrolled as a student, you should apply for the Capital One Quicksilver instead.

Offer: None at this time
Credit card
Estimated Bonus Value :

$0

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Annual Fee: $0

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Estimated Bonus Value :

$0

Offer: None at this time.

The Capital One SavorOne Student Cash Rewards Credit Card offers high bonus cash back categories at 3% back for spend on  dining, entertainment, popular streaming services and at grocery stores (excluding superstores) and 1% everywhere else.

Offer: None at this time.

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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