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Capital One Quicksilver Student Cash Rewards Credit Card

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* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

Capital One Quicksilver Student Cash Rewards Credit Card

A great student cash rewards credit card from Capital One for students that want an easy 1.5% cash back.

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Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on Your Best Credit Cards are from advertisers and may impact how and where card products appear on the site. Your Best Credit Cards does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our Card Explorer results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

Capital One Quicksilver Student Cash Rewards Credit Card

A great student cash rewards credit card from Capital One for students that want an easy 1.5% cash back.

BONUS OFFER

You’ll earn $50 after you spend $100 in your first three months.

💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd

Key facts

There are few bonus categories on this credit card. However, it does offer 1.5% cash back on everything while being accessible to students just starting out with their credit score.

Annual Fee:

$0

AVG Point Value:

$0.01 (Learn More)

Min. Credit Score for Approval:

580-669 * Fair

Ongoing APR:

19.99%-29.99% Variable

Balance transfer fees

Balance Transfer Fee applies to balances transferred at a promotional rate

Foreign Transaction Fee:

0%

Reward multipliers

Earn 5% cash back on travel booked via Capital One Travel

Earn 8% on entertainment booked via Capital One Entertainment

Earn 1.5% cash back on all other purchases

Earns bonus points for spend in the following bonus categories:

5x
Car Rentals

Estimated Rewards Value: 5%

5x
Hotels

Estimated Rewards Value: 5%

1.5x
Everything Else

Estimated Rewards Value: 1.5%

ALREADY HAVE THIS CARD?

Pair another card and boost your rewards

In some cases, adding cards from the same points system will increase your rewards by unlocking a higher point value based on the ability to transfer points to air or hotel partners. In other cases, the cards simply work together to earn more points with one bank or diversify your bonus category rewards across banks.

Key features

1

Unique Card Benefits

UBER BENEFITS

Earn 10% cash back on your Uber and Uber Eats purchases (as a statement credit), plus receive a complimentary Uber One membership through 11/14/2024.

Capital One Dining

Get access to exclusive reservations at restaurants plus access to tickets for culinary experiences.

8% Cash Back at Capital One Entertainment portal

This portal allows you to buy things like concert tickets and show tickets directly from Capital One. Besides having features like early access to some events, you’ll also earn 8% cash back for entertainment purchases at the Capital One Entertainment portal with your Quicksilver student credit card.

Capital One Mobile App

Check your balances and more on the go, with the Capital One Mobile App

Great for Students Without a Long Credit History

When you’re a student, you don’t have a lot of credit history. That makes a student card perfect, since the bank isn’t expecting a significant credit history.

2

Extended Warranty

Get up to one additional year on eligible purchases with manufacturer warranties of three years or less with this Capital One credit card.

3

No Foreign Transaction Fees

As with all Capital One credit cards, there are no foreign transaction fees.

4

Trip Protections

This card lacks standard trip protections, but it does include Travel Accident Insurance for a covered loss (no extra charge) when you use your card to purchase your fare.

5

Free Access to Credit Score

Via Capital One’s Creditwise service.

Earn more rewards by combining credit cards

Capital One Quicksilver Student Cash Rewards Credit Card
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Pros & cons

  • An easy 1.5% cash back on all purchases
  • No foreign transaction fees
  • No annual fee
  • No bonus categories outside of using Capital One portals
  • Lacks a wide range of travel or shopping protections
  • Lacks a large Early Spend Bonus

Capital One Quicksilver Student Cash Rewards Credit Card

Learn How to Apply

Our review

As far as student credit cards go, the Capital One Quicksilver Student Cash Rewards Credit Card is an easy choice since no student card offers a flat cash back rate that is higher.

With 1.5% cash back on everything, you’re both building your credit (so you can step up to credit cards with richer rewards after you graduate, and earning a nice return on your credit card spend.

Plus, you’ll get a small cash bonus when you meet the terms of the Early Spend Bonus with your new Quicksilver Student card.

Importantly, there’s no annual fee and this is not a secured credit card.

And you do have the opportunity to earn 5% cash back on travel booked via Capital One Travel and 8% back on entertainment booked through Capital One Entertainment.

entertainment-capital-one-quicksilver-student-cash-rewards-credit-card

Finally, you get that Uber benefit, which can be worth quite a lot if you use Uber and / or Uber Eats regularly.

All around, it’s a pretty solid student credit card!

Frequently asked questions

1

Does the Capital One Quicksilver Student Cash Rewards Credit Card have an annual fee?

No, the Quicksilver Student card does not have any annual fee.

2

Does the Capital One Quicksilver Student Cash Rewards Credit Card get you into airport lounges?

No, the Quicksilver Student card does not offer any airport lounge access. No student credit cards do. You can find other credit cards with airport lounge access here.

3

Is it hard to get the Capital One Quicksilver Student Cash Rewards Credit Card?

No, the Quicksilver Student card is easy to be approved for if you meet the student criteria. You’ll need at least a 580 credit score.

4

Is it worth getting the Capital One Quicksilver Student Cash Rewards Credit Card?

If you are a student that wants to keep things simple, yes – you’ll earn 1.5% cash back on all purchases.

5

How do I earn cash with the Capital One Quicksilver Student Cash Rewards Credit Card?

Earn 5% cash back on travel booked via Capital One Travel
Earn 8% on entertainment booked via Capital One Entertainment

Earn 1.5% cash back on all other eligible purchases

6

Is there a better credit card than the Capital One Quicksilver Student Cash Rewards Credit Card?

There are many credit cards that offer more features, benefits, or cash back on purchases. Use our World Famous Card Explorer to find one that meets your specifications.

7

Does the Capital One Quicksilver Student Cash Rewards Credit Card charge foreign transaction fees?

No, the Capital One Quicksilver Student Cash Rewards Credit Card does not have any foreign transaction fees. No Capital One cards do!

8

Does the Capital One Quicksilver Student Cash Rewards Credit Card have car rental coverage?

No, the Capital One Quicksilver Student card does not cover rental cars for loss or damage.

9

Does the Capital One Quicksilver Student Cash Rewards Credit Card offer extended warranty?

Yes, you’ll get up to 1 additional year on eligible purchases with manufacturer warranties of 3 years or less with the Quicksilver Student credit card.

10

Does the Capital One Quicksilver Student Cash Rewards Credit Card offer purchase protection?

No, the Capital One Quicksilver Student card doesn’t offer purchase protection, but it does offer an extended warranty.

11

Does the Capital One Quicksilver Student Cash Rewards Credit Card offer trip protections?

No, the Capital One Quicksilver Student card doesn’t offer any trip protections, although it does come with Travel Accident Insurance when you use your card to pay your airfare.

12

What credit score do I need to get a Capital One Quicksilver Student Cash Rewards Credit Card?

With about a 580 or higher, a qualifying student has a good chance of being approved for the Capital One Quicksilver Student Cash Rewards Credit Card.

13

Does the Capital One Quicksilver Student Cash Rewards Credit Card have Cell Phone Protection?

No, the Capital One Quicksilver Student Cash Rewards Credit Card does not have cell phone protection insurance.

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