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Capital One SavorOne Student Cash Rewards Credit Card

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(4.1) Rating
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* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

Capital One SavorOne Student Cash Rewards Credit Card

A great student cash rewards credit card from Capital One for students that spend a lot on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target).

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(4.1) Our Review
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Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on Your Best Credit Cards are from advertisers and may impact how and where card products appear on the site. Your Best Credit Cards does not include all card companies or all available card offers. Commissions do not affect or prioritize placement within our Card Explorer results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

* Suggested credit score ranges are supplied by QuinStreet, not from the issuers, and are guidelines, not a guarantee of approval.

Capital One SavorOne Student Cash Rewards Credit Card

A great student cash rewards credit card from Capital One for students that spend a lot on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target).

BONUS OFFER

You’ll earn $50 after you spend $100 in your first three months.

💵 Your Projected Rewards Value
Year 1 tbd
Year 2 tbd

Key facts

A top choice for students that spend a lot on dining, entertainment, popular streaming services and at grocery stores where you’ll earn 3% cash back. Most student credits cards only earn 1% on these categories.

Annual Fee:

$0

AVG Point Value:

$0.01 (Learn More)

Min. Credit Score for Approval:

580-669 * Fair

Ongoing APR:

19.99%-29.99% Variable

Balance transfer fees

Balance Transfer Fee applies to balances transferred at a promotional rate

Foreign Transaction Fee:

0%

Reward multipliers

Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores.
Earn 5% cash back on travel booked via Capital One Travel

Earn 8% on entertainment booked via Capital One Entertainment

Earn 1% cash back on all other purchases

Earns bonus points for spend in the following bonus categories:

5x
Car Rentals

Estimated Rewards Value: 5%

5x
Hotels

Estimated Rewards Value: 5%

3x
Dining Out / Food Delivery

Estimated Rewards Value: 3%

1x
Everything Else

Estimated Rewards Value: 1%

ALREADY HAVE THIS CARD?

Pair another card and boost your rewards

In some cases, adding cards from the same points system will increase your rewards by unlocking a higher point value based on the ability to transfer points to air or hotel partners. In other cases, the cards simply work together to earn more points with one bank or diversify your bonus category rewards across banks.

Key features

1

Unique Card Benefits

Uber Benefits

Earn 10% cash back on your Uber and Uber Eats purchases (as a statement credit), plus receive a complimentary Uber One membership through 11/14/2024

Capital One Dining

Get access to exclusive reservations at restaurants plus access to tickets for culinary experiences.

8% Cash Back at Capital One Entertainment Portal

This portal allows you to buy things like concert tickets and show tickets directly from Capital One. Besides having features like early access to some events, you’ll also earn 8% cash back for entertainment purchases at the Capital One Entertainment portal with your SavorOne student credit card.

Capital One Mobile App

Check your balances and more on the go, with the Capital One Mobile App

Great for Students Without a Long Credit History

When you’re a student, you don’t have much credit history. That makes a student card perfect, since the bank isn’t expecting a significant credit history.

2

Extended Warranty

Get up to one additional year on eligible purchases with manufacturer warranties of three years or less with this Capital One credit card.

3

No Foreign Transaction Fees

As with all Capital One credit cards, there are no foreign transaction fees.

4

Trip Protections

This card lacks standard trip protections, but it does include Travel Accident Insurance for a covered loss (no extra charge) when you use your card to purchase your fare.

Earn more rewards by combining credit cards

Capital One SavorOne Student Cash Rewards Credit Card
? Best Combo
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Pros & cons

  • 3% cash back on popular bonus categories like dining, entertainment, streaming services and at grocery stores (excluding superstores like Walmart and Target).
  • No foreign transaction fees
  • No annual fee
  • Only 1% cash back on non-bonus category spend
  • Lacks a wide range of travel or shopping protections
  • Lacks a large Early Spend Bonus

Capital One SavorOne Student Cash Rewards Credit Card

Learn How to Apply

Our review

As far as student credit cards go, the Capital One SavorOne Student Cash Rewards Credit Card is a winner.

It’s got the most bonus categories of any student cash back rewards credit card, with 8% cash back for Entertainment booked through Capital One Entertainment, 5% cash back on travel booked via Capital One Travel, 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart and Target) and 1% cash back on all other eligible purchases.

grocery-stores-capital-one-savorone-student-cash-rewards-credit-card

You’ll also get a small cash bonus when you meet the terms of the Early Spend Bonus with your new card.

Most importantly, you’ll be building credit while also earning valuable rewards with no annual fee.

If you don’t spend a lot on dining, entertainment, streaming services and at grocery stores, you might prefer the Capital One Quicksilver Student Cash Rewards Credit Card, which lacks bonus categories but earns 1.5% cash back on all eligible purchases – 0.5% more than the Savor One Student credit card on non-bonused spend.

In short, it’s one of the best student credit cards around.

Frequently asked questions

1

Does the Capital One SavorOne Student Cash Rewards Credit Card have an annual fee?

No, the SavorOne Student card does not have any annual fee.

2

Does the Capital One SavorOne Student Cash Rewards Credit Card get you into airport lounges?

No, the SavorOne Student card does not offer any airport lounge access. No student credit cards do. You can find other credit cards with airport lounge access here.

3

Is it hard to get the Capital One SavorOne Student Cash Rewards Credit Card?

No, the SavorOne Student card is easy to be approved for if you meet the student criteria. You’ll need at least a 580 credit score.

4

Is it worth getting the Capital One SavorOne Student Cash Rewards Credit Card?

If you are a student that spends a lot on dining, entertainment, streaming services and at grocery stores, then yes, it absolutely is worth getting since you’ll earn 3% cash back on these purchases.

5

How do I earn cash with the Capital One SavorOne Student Cash Rewards Credit Card?

Earn 3% cash back on dining, entertainment, streaming services and at grocery stores.
Earn 5% cash back on travel booked via Capital One Travel

Earn 8% on entertainment booked via Capital One Entertainment

Earn 1% cash back on all other eligible purchases

6

Is there a better credit card than the Capital One SavorOne Student Cash Rewards Credit Card?

There are many credit cards that offer more features, benefits, or cash back on purchases. Use our World Famous Card Explorer to find one that meets your specifications.

7

Does the Capital One SavorOne Student Cash Rewards Credit Card charge foreign transaction fees?

No, the Capital One SavorOne Student Cash Rewards Credit Card does not have any foreign transaction fees. No Capital One cards do!

8

Does the Capital One SavorOne Student Cash Rewards Credit Card have car rental coverage?

No, the Capital One SavorOne Student card does not cover rental card for loss or damage.

9

Does the Capital One SavorOne Student Cash Rewards Credit Card offer extended warranty?

Yes, you’ll get up to 1 additional year on eligible purchases with manufacturer warranties of 3 years or less with the SavorOne Student credit card.

10

Does the Capital One SavorOne Student Cash Rewards Credit Card offer purchase protection?

No, the Capital One SavorOne Student card doesn’t offer purchase protection, but it does offer an extended warranty.

11

Does the Capital One SavorOne Student Cash Rewards Credit Card offer trip protections?

No, the Capital One SavorOne Student card doesn’t offer any trip protections, although it does come with Travel Accident Insurance when you use your card to pay your airfare.

12

What credit score do I need to get a Capital One SavorOne Student Cash Rewards Credit Card?

With about a 580 or higher, a qualifying student has a good chance of being approved for the Capital One SavorOne Student Cash Rewards Credit Card.

13

Does the Capital One SavorOne Student Cash Rewards Credit Card have Cell Phone Protection?

No, the Capital One SavorOne Student Cash Rewards Credit Card does not have cell phone protection insurance.

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