Chase Ink Business Credit Cards
The Chase Ink business credit cards from Chase are some of the best small business credit cards on the market.
Not only do they have massive bonuses on offer for new cardmembers (worth $750 to $1,000 and more), but you get a wide range of bonus categories.
We strongly recommend that every small business acquire all three Chase Ink business cards.
Start with the Chase Ink Business Preferred, as it not only has the biggest bonus offer, but it also unlocks the ability to transfer your Ultimate Rewards points to airline and hotel partners or redeem for travel or Pay Yourself Back categories with a value of 1.25 cents per point. The Ink Preferred earns 3X Ultimate Rewards points on travel, advertising, shipping, internet, cable and phone (up to $150,000 per year)
Then get the Chase Ink Business Cash, which offers 5x cash back or points on up to $25,000 annually at office supply stores and on internet, cable, and phone services as well as 5X points on Lyft rides.
Lastly, go for the Chase Ink Business Unlimited which earns a simple 1.5X points on everything else.
It’s the Chase Business Trifecta.
One note: You must be under 5/24 to be eligible for these cards and you must apply for each card at least 32 days after your last application (so you need three months to get all three cards). If you aren’t approved instantly, read this article on calling the Chase reconsideration line.
Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
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4 Cards Available:
Chase Ink Business Preferred® Credit Card
Annual Fee:
$95
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,750
Annual Fee:
$95
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,750
The Chase Ink Business Preferred® Credit Card earns 3x Ultimate Rewards points on all travel, advertising, and shipping, as well on Internet, cable and phone services, up to $150,000 a year.
If your business spends a lot in any of these categories, you can earn a ton of points.
It also earns 5X Ultimate Rewards points on Lyft rides.
You'll get complimentary cell phone insurance when you pay your cell phone bill with this card. (See Chase website for details). No foreign transaction fees.
Chase Ink Business Unlimited® Credit Card
Annual Fee:
$0
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This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,313
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,313
The simplest of the Chase Business cards, the Chase Ink Business Unlimited® Credit Card earns a flat 1.5x Ultimate Rewards points for every dollar spent on the card except Lyft rides, where it earns 5X points through March 2025.
It is best used in conjunction with a Chase Ultimate Rewards card that is enabled for points transfers to airline/hotel partners, such as the Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve, as you can transfer points from this product to one of those.
0% APR Intro Offer
Get 12 months of 0% Interest (17.99% - 23.99% thereafter) on purchases on your new card account for 12 months (Terms apply).
Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $750.
Chase Ink Business Cash® Credit Card
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,313
Annual Fee:
$0
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,313
The Chase Ink Business Cash® Credit Card generously offers an excellent 5x on up to $25,000 annually at office supply stores and on internet, cable, and phone services as well as 5X on Lyft rides. It also offers 2x on up to $25,000 annually at gas stations and restaurants.
Businesses with a lot of spend at office supply stores like Staples and Office Depot can really clean up.
Get a 0% introductory APR for 12 months on purchases,17.99% - 23.99% thereafter.
Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these other Chase cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $750.
Chase Ink Business PremierSM Credit Card
Annual Fee:
$195
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,000
Annual Fee:
$195
Close X
This is the Estimated Value that you can expect to earn from the Bonus Offer this card. It represents an average value based on you knowing a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.$1,000
The Chase Ink Business Premier(SM) credit card, which earns 2% cash back on everything and 2.5% on purchases over $5,000 is now available.
- $195 annual fee, not waived the first year
- Earn 2% cash back on all purchases
- Earn a bonus 0.5% back (2.5% total) when you make a purchase of $5,000 or more in one transaction
- Earn 5% cash back when you book travel through the Chase Travel Portal
- No foreign transaction fees
- No fees for authorized users
- Cell phone protection with a $100 deductible
- The Chase Ink Business Premier is a “charge card” meaning that you are expected to pay in full each month, however . It won’t have “No Preset Spending Limit” as we are used to with charge cards, however, but it will be similar as this product is intended for very high spenders. You’ll have a limit, but you’ll also be able to exceed the limit. The limit will be based on your financials. Chase will also (similar to Amex’s Pay Over Time) have. “Flex for Business” which says “We may assign a portion of your Credit Access Line for use with Flex for Business. Flex for Business allows a portion of your Credit Access Line to be used for qualifying purchases over time, with interest.”
Chase Ink Preferred
Here’s how we calculated your Rewards Value:
Point Value X Multiplier = Rewards Value
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Here’s how we calculated your Bonus Value:
Point Value X Bonus = Bonus Value
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Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.
