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Credit Cards That Earn Chase Ultimate Rewards Points

If you are looking for credit cards that earn Chase Ultimate Rewards points, you have come to the right place. From the Chase Sapphire Preferred to the Chase Ink Business Preferred, we have them all.

Looking to learn why you want to earn Chase Ultimate Rewards points? Don’t worry, we’ve written the ultimate guide for that: Chase Ultimate Rewards Points: How to Earn and Redeem with Transfer Partners [Comprehensive Guide]

Below, we base our rankings on the value of the points of each card by the amount of the bonus. Pretty simple!

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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7 Cards Available:

Credit card
Estimated Bonus Value :

$1,400

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Annual Fee: $95

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Estimated Bonus Value :

$1,400

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.

The Chase Ink Preferred card earns 3x Ultimate Rewards points on all travel, advertising, and shipping, as well on Internet, cable and phone services, up to $150,000 a year.

If your business spends a lot in any of these categories, you can earn a ton of points.

Complimentary cell phone insurance when you pay your cell phone bill with this card. No foreign transaction fees.

Offer: Get 80,000 Ultimate Rewards points as a bonus when you spend $5,000 in your first 3 months.
Credit card
Estimated Bonus Value :

$1,050

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Annual Fee: $95

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Estimated Bonus Value :

$1,050

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months

Perhaps the best starting out card in miles and points.

The Chase Sapphire Preferred has a low annual fee, unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, comes with excellent built-in trip delay insurance, primary car rental CDW coverage and earns 2x points on travel and dining.

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months
Credit card
Estimated Bonus Value :

$875

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Annual Fee: $0

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Estimated Bonus Value :

$875

Offer: Get $500 in the form of 50,000 bonus Ultimate Rewards points when you spend $3,000 in 3 months

The simplest of the Chase Business cards, it earns a flat 1.5x Ultimate Rewards points for every dollar spent on the card.

It is best used in conjunction with a Chase Ultimate Rewards card that is enabled for points transfers to airline/hotel partners, such as the Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve, as you can transfer points from this product to one of those.

Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $500.

Offer: Get $500 in the form of 50,000 bonus Ultimate Rewards points when you spend $3,000 in 3 months
Credit card

Chase Sapphire Reserve

Annual Fee: $450

Estimated Bonus Value :

$875

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Annual Fee: $450

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Estimated Bonus Value :

$875

Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months

The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler.

It offers 3x Ultimate Rewards points on travel and dining. It provides a 50% boost in point value within the Chase portal and you get an annual $300 travel credit each card year which greatly offsets the card's annual fee.

Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months
Credit card

Chase Ink Business Cash

Annual Fee: $0

Estimated Bonus Value :

$875

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Annual Fee: $0

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Estimated Bonus Value :

$875

Offer: Get $500 in the form of 50,000 Ultimate Rewards points when you spend $3,000 in your first 3 months

This card generously offers an excellent 5x on up to $25,000 annually at office supply stores and on internet, cable, and phone services. It also offers 2x on up to $25,000 annually at gas stations and restaurants.

Businesses with a lot of spend at office supply stores like Staples and Office Depot can really clean up.

Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $500.

Offer: Get $500 in the form of 50,000 Ultimate Rewards points when you spend $3,000 in your first 3 months
Credit card

Chase Freedom Credit Card

Annual Fee: $0

Estimated Bonus Value :

$263

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Annual Fee: $0

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Estimated Bonus Value :

$263

Offer: Earn 15,000 Bonus Ultimate Rewards points (can be redeemed for $150) when you spend $500 within 3 months

A no-fee Chase card with rotating 5x Ultimate Rewards points earning categories. The categories change every 3 months and vary from gas to drug stores and anything in between. This card is excellent to have in conjunction with a Chase Sapphire Reserve or Chase Sapphire Preferred, both of which unlock transfers to airlines and hotels and an ability to combine your points between them.

Because the 5% bonus categories rotate, we cannot factor this into your spend. Therefore, your actual rewards will be higher than shown.

This card is best combined with a Chase Sapphire Reserve, Chase Sapphire Preferred, or Chase Ink Business Preferred to unlock the power of transfer partners.

NOTE: This card can be used as cash back or as an Ultimate Rewards points card. In valuing your rewards, we assume you also have a Chase Sapphire Reserve, Chase Sapphire Preferred, or Chase Ink Business Preferred. You can then transfer points from this card to one of those to unlock the power of transfer partners. If you have this card without one of the above cards, your rewards value will be lower with each point worth exactly 1 cent.

Offer: Earn 15,000 Bonus Ultimate Rewards points (can be redeemed for $150) when you spend $500 within 3 months
Credit card
Estimated Bonus Value :

$263

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Annual Fee: $0

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Estimated Bonus Value :

$263

Offer: Get $150 (15,000 Ultimate Rewards points) when you spend $500 in your first 3 months

A no-fee Chase card offering 1.5x Ultimate Rewards points on everything. It's best combined with a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred to unlock the power of transfer partners.

NOTE: This card can be used as cash back or as an Ultimate Rewards points card. In valuing your rewards, we assume you also have a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred. You can then transfer points from this card to one of those to unlock the power of transfer partners. If you have this card without one of the above cards, your rewards value will be lower with each point worth exactly 1 cent.

Offer: Get $150 (15,000 Ultimate Rewards points) when you spend $500 in your first 3 months

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