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Dining

Who doesn’t love to eat? Whether it’s fine dining or fast food, these credit cards offer the best returns on your spend for purchases made when you are dining out at restaurants. This applies to dining out, take-out meals and ordering in delivery via services like DoorDash, Seamless, GrubHub, Caviar, and Postmates. 

So, these are also the best credit cards for food delivery. 

It’s worth keeping in mind that the Chase Sapphire Reserve comes with annual DoorDash statement credits of $60 per year in 2020 and 2020 as well as a free year of DashPass which gives you free delivery and reduced service fees on orders of $12 or more with many restaurants. 

The American Express Gold Card comes with $10 in monthly credits which can be used at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, and most Shake Shack locations.

Finally, the Amex Platinum offers Uber credits which can be used at UberEats. You’d never get this card just for the dining credits, but the $15 monthly Uber credit (which gets increased to $35 in December) can be used for Uber Eats.

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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28 Cards Available:

Credit card

American Express Business Gold Card

Dining Multiplier: 4X

Annual Dining Limit: $150,000

Estimated Rewards Value :

6.80%

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American Express Business Gold Card

Dining Multiplier: 4X

Annual Dining Limit: $150,000

Calculator
Estimated Rewards Value :

6.80%

Offer: Get 35,000 Membership Rewards points when you spend $5,000 within 3 months

You will earn 4 points per dollar on any 2 out of 6 categories, automatically selected each calendar month based on which ones you spent the most on, up to $150,000 per year.

Categories include airfare purchased directly with airlines, US advertising and media, US gas stations, US hardware/software/cloud computing services, US restaurants, and US shipping.

Also, get a 25% rebate on airfare paid on points with your card.

Offer: Get 35,000 Membership Rewards points when you spend $5,000 within 3 months
Credit card

American Express Gold Card

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

6.80%

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American Express Gold Card

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

6.80%

Offer: 35,000 bonus Membership Rewards points when you spend $4,000 in 3 months

This game-changing card offers 4x Membership Rewards points on restaurants and supermarkets, as well as 3x on flights. It also offers $10 in monthly dining credits (see card details for more information) and $100 in annual airline incidental credits.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Offer: 35,000 bonus Membership Rewards points when you spend $4,000 in 3 months
Credit card

Chase Sapphire Reserve Review

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

5.25%

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Chase Sapphire Reserve Review

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

5.25%

Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months

The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler.

It offers 3x Ultimate Rewards points on travel and dining. It provides a 50% boost in point value within the Chase portal and you get an annual $300 travel credit each card year which greatly offsets the card's annual fee.

New Lyft and DoorDash Benefits:

  • Earn 10X Ultimate Rewards points on Lyft rides
  • Get a one-time complimentary Lyft Pink (15% Lyft discounts, free bike/scooter rentals each month, and better cancellation rules). ($19.99 / month value)
  • Get $60 in DoorDash credits each year (2020 and 2021).
  • Get free DashPass to get free DoorDash deliveries at select restaurants with $12 or more in your order and decreased service charges.

Limited Time Chase Sapphire Reserve Bonus Categories - July 1st - September 30, 2020 Only

  • Earn 10X Ultimate Rewards points for Streaming Services
  • Earn 5X Ultimate Rewards points at Gas Stations
  • Earn 5X Ultimate Rewards points for Instacart
  • Get up to $50 in Instacart Express credits
  • Qualifying Streaming Services are listed as: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV.

 

Chase Will Let you “Pay Yourself Back”

Chase Sapphire Reserve cardmembers can always use their points to book travel via the travel portal where they get 1.5 cents per point.

Now, you can redeem in the same manner for grocery stores, home improvement stores and dining, including restaurants, takeout and eligible delivery services. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.5 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“. 

Offer: 50,000 Ultimate Rewards points when you spend $4,000 in 3 months
Credit card

American Express Green Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

5.10%

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American Express Green Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

5.10%

Offer: 30,000 Membership Rewards when you spend $2,000 within 3 months

The biggest feature of this card is 3X American Express Membership Rewards points on Travel, Transit and Dining.

The new Amex Green card also comes with a few annual credits:

  • $100 credit towards a CLEAR membership for expedited airport security lines.
  • $100 credit to Lounge Buddy (airport lounges - a competitor to Priority Pass lounge access
Offer: 30,000 Membership Rewards when you spend $2,000 within 3 months
Credit card

Capital One® Savor® Cash Rewards Credit Card

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

4.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

4.00%

Offer: $300 when you spend $3,000 in 3 months

This card offers high bonus cash back categories at 4% in dining and entertainment, as well as 2% in groceries and 1% everywhere else.

Offer: $300 when you spend $3,000 in 3 months
Credit card

Chase Ink Business Cash

Dining Multiplier: 2X

Annual Dining Limit: $25,000

Estimated Rewards Value :

3.50%

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Chase Ink Business Cash

Dining Multiplier: 2X

Annual Dining Limit: $25,000

Calculator
Estimated Rewards Value :

3.50%

Offer: Get $500 in the form of 50,000 Ultimate Rewards points when you spend $3,000 in your first 3 months

This card generously offers an excellent 5x on up to $25,000 annually at office supply stores and on internet, cable, and phone services as well as 5X on Lyft rides. It also offers 2x on up to $25,000 annually at gas stations and restaurants.

Businesses with a lot of spend at office supply stores like Staples and Office Depot can really clean up.

Please note: The Estimated Rewards Value of an Ultimate Rewards point earned from this card assumes that you have a Chase Ink Preferred, Chase Sapphire Preferred, or Chase Sapphire Reserve as well, which allows portal redemptions worth 1.25 - 1.5 cents per point and the opportunity for even greater value with airline and hotel transfer partners. If you do not have one of these other Chase cards, points would be worth a flat 1 cent per point and this bonus would be worth exactly $500.

Offer: Get $500 in the form of 50,000 Ultimate Rewards points when you spend $3,000 in your first 3 months
Credit card

Hilton Honors Aspire Card from American Express

Dining Multiplier: 7X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.50%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.50%

Offer: Get 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months.

Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Weekend Night Award.

Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).

Earn Rate:

14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.

Only in 2020 - Additional Hilton Aspire Benefits including Grocery Bonus Points

  • Bonus Points earned through eligible purchases on all Hilton American Express Cards, that post to the Card Member’s Hilton Honors account between May 1 through December 31, 2020 will be considered Base Points and will count towards Elite tier qualification and Lifetime Diamond Status.
  • Hilton Aspire Consumer Card Members’ eligible purchases at U.S. restaurants, including takeout and delivery, will now qualify toward the $250 Hilton resort credit benefit (June through August 2020).
  • Groceries: From May 1 – July 31, 2020, you’ll get 12X points per dollar at US Supermarkets.
  • Free Night Awards: Unexpired and new Free Weekend Night Rewards issued now through Dec 31, 2020 can be used any night of the week and any newly issued awards now through Dec 31, 2020 will be valid for 24 months.

NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Get 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months.
Credit card

Chase Sapphire Preferred Card Review

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.50%

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Chase Sapphire Preferred Card Review

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.50%

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months

Perhaps the best "starting out card" in miles and points.

The Chase Sapphire Preferred has a low annual fee, unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, comes with excellent built-in trip delay insurance, primary car rental CDW coverage and earns 2x points on travel and dining.

Chase Sapphire Preferred Card Earn Rate:

  • 5X Chase Ultimate Rewards points on Lyft rides
  • 2X Ultimate Rewards points on travel and dining
  • 1X Ultimate Rewards on all other purchases

Limited Time Chase Sapphire Preferred Bonus Categories - July 1st - September 30, 2020 Only

  • Earn 5X Ultimate Rewards points for Streaming Services
  • Earn 3X Ultimate Rewards points at Gas Stations
  • Earn 3X Ultimate Rewards points for Instacart
  • Get up to $50 in Instacart Express credits
  • Qualifying Streaming Services are listed as: Disney+, Hulu, ESPN+, Netflix, Sling, Vudu, Fubo TV, Apple Music, SiriusXM, Pandora, Spotify, YouTube TV.

 

Chase Will Let you “Pay Yourself Back”

Chase Sapphire Preferred cardmembers can always use their points to book travel via the travel portal where they get 1.25 cents per point.

Now, you can redeem in the same manner for grocery stores, home improvement stores and dining, including restaurants, takeout and eligible delivery services. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.25 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“. 

The only requirement is that the merchant category be in one of the specified categories and you must “Pay yourself back” within 90 days of purchase.

Chase Sapphire Reserve cardmembers get the same opportunity, but at a higher 1.5 cents per point cash-out rate.

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months
Credit card

The World of Hyatt Credit Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.20%

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The World of Hyatt Credit Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.20%

Offer: Up to 50,000 bonus World of Hyatt Points: 25,000 Bonus Points when you spend $3,000 in your first 3 months and 25,000 more when you spend $6,000 total within the first 6 months.

Earn 4x World of Hyatt points at Hyatt, 2x at restaurants, airline tickets purchased directly, local transit and commuting, and fitness club and gym memberships.

The Hyatt card gives you a Category 1 - 4 night every card year at renewal and you can earn a second one with $15,000 spend. Additional benefits include automatic Discoverist status and 5 elite nights credited each calendar year as well as the ability to earn 2 elite nights for every $5,000 in purchases.

Keep in mind that all points earned on a Chase Sapphire Reserve or Chase Sapphire Preferred can also be transferred to World of Hyatt at a 1 to 1 ratio.

NOTE: In calculating your rewards for this card, we are making the assumption that all Hotel spend entered is spent on Hyatt. If part of that spend is on other hotel chains, that spend will earn only 1x on this card, reducing the value of your rewards.

Offer: Up to 50,000 bonus World of Hyatt Points: 25,000 Bonus Points when you spend $3,000 in your first 3 months and 25,000 more when you spend $6,000 total within the first 6 months.
Credit card

Citi Premier

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Citi Premier

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: 60,000 bonus ThankYou points when you spend $4,000 in 3 months

This card is an excellent general travel and entertainment card with a low annual fee. It earns 3x on all travel and gas, and 2x on entertainment and restaurants.

Thank You points can be transferred to a variety of airline frequent flyer programs, such as Avianca, Etihad, and Cathay Pacific.

The entertainment bonus category is a rare one and will reward you if you spend a lot of money on things like concert tickets or Broadway shows.

Offer: 60,000 bonus ThankYou points when you spend $4,000 in 3 months
Credit card

Hilton Honors American Express Business Card

Dining Multiplier: 6X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get 125,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases.

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Get 125,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months
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Hilton Honors Surpass Card from American Express

Dining Multiplier: 6X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get 125,000 extra Hilton Honors points when you spend $2,000 in your first 3 months.

This mid-tier Hilton card comes with complimentary Hilton Gold status.

It will allow you to earn 12x Hilton Honors points at Hilton; 6x at US restaurants, US supermarkets, and US gas stations; and 3x everywhere else.

There is also an opportunity to earn Diamond status and a free weekend night via card spend.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Get 125,000 extra Hilton Honors points when you spend $2,000 in your first 3 months.
Credit card

Capital One® SavorOne® Cash Rewards Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get a $150 cash bonus when you spend $500 within your first 3 months (ELEVATED OFFER)

This no-fee card offers food-centric cash back bonus categories.

Get 3% on dining and entertainment, 2% at grocery stores and 1% everywhere else.

Offer: Get a $150 cash bonus when you spend $500 within your first 3 months (ELEVATED OFFER)
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Wells Fargo Propel American Express Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get 20,000 bonus points when you spend $1,000 in your first 3 months.

The Propel offers 3x on gas stations, rideshares, transit, flights, hotels, car rentals, and some streaming services. 1x elsewhere.

These points can be used in their travel portal to purchase travel of almost any kind. The card also provides complimentary cell phone insurance.

Offer: Get 20,000 bonus points when you spend $1,000 in your first 3 months.
Credit card

Costco Anywhere Visa Card by Citi

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Costco Anywhere Visa Card by Citi

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: None at this time

This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations, both Costco and otherwise, for the first $7,000 per year. Additionally, it earns 3% cash back at restaurants and on travel.

You must have a Costco membership to be eligible for this card.

Offer: None at this time
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Citi / AAdvantage Platinum Select World Elite Mastercard

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get 50,000 AAdvantage miles when you spend $2,500 in your first 3 months

Review: Get a free checked bag and preferred boarding on American Airlines. Earn 2x AAdvantage miles at gas stations and restaurants, as well as on American Airlines. Also earn a $100 flight discount after spending $20,000 and renewing your card.

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

Offer: Get 50,000 AAdvantage miles when you spend $2,500 in your first 3 months
Credit card

TD Bank TD Cash Visa Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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TD Bank TD Cash Visa Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Get $150 cash back when you spend $500 in 90 days

With no foreign transaction fees, no annual fee, and 3% back on dining as well as 2% back on grocery stores, this card is an easy way to up your cash back game.

Please note that applications are only being accepted in the following states:  Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

If you are not in an approved state, please see our other cash back credit cards.

0% APR Intro Offer

Get 15 months of 0% Interest on new purchases your new card account for 15 months (Terms apply).

Offer: Get $150 cash back when you spend $500 in 90 days
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Hilton Honors Credit Card from American Express

Dining Multiplier: 5X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.50%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.50%

Offer: Get 75,000 Hilton Honors Bonus Points when you spend $1,000 in the your first 3 months

This no-annual fee Hilton card comes with complimentary Hilton Silver status, earns bonus Hilton points on Hilton stays, US restaurants, US gas stations, and US supermarkets*.

*American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

NOTE: For the purposes of calculating your expected rewards, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Get 75,000 Hilton Honors Bonus Points when you spend $1,000 in the your first 3 months
Credit card

Marriott Bonvoy Business American Express Card

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.40%

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months

Earn Marriott Bonvoy points for all purchases. Earn 6x for stays at Marriott; 4x at restaurants, gas stations, shipping, and wireless telephone service; and 2x everywhere else. Get a free night award, silver status, and 15 elite credits annually.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Get 75,000 bonus Bonvoy points after spend $3,000 within your first 3 months
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Delta SkyMiles® Gold Business American Express Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.40%

Offer: 40,000 bonus miles when you spend $2,000 in purchases in the first 3 months.

Get your first checked bag free and priority boarding on Delta. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Gold Delta SkyMiles Business Credit Card Earn Rate

  • 2X Delta SkyMiles on Delta purchases
  • 2X miles on shipping
  • 2X miles on restaurants worldwide
  • 2X miles on advertising in select media (online, TV)
  • 1X miles on everything else

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: 40,000 bonus miles when you spend $2,000 in purchases in the first 3 months.
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Blue Delta SkyMiles Credit Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

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Blue Delta SkyMiles Credit Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.40%

Offer: Get 10,000 Delta SkyMiles when you spend $500 in 3 months.

This no-fee card gives you the option to earn 2 bonus Delta points on restaurants, as well as on Delta. You'll earn 1 point per dollar spent on everything else.

NOTE: This rewards calculator is assuming all of your airline spend is with Delta for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on Delta purchases only.

Offer: Get 10,000 Delta SkyMiles when you spend $500 in 3 months.
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Gold Delta SkyMiles Credit Card from American Express

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.40%

Offer: Get 35,000 bonus miles when you spend $1,000 in your first 3 months.

Get your first checked bag free and priority boarding on Delta. It also earns 2x miles on Delta spend. More serious Delta flyers should consider the Platinum Delta SkyMiles Credit Card from American Express.

Gold Delta SkyMiles Credit Card Earn Rate

  • 2X Delta SkyMiles on Delta purchases
  • 2X miles on U.S. supermarkets
  • 2X miles on restaurants worldwide
  • 1X miles on everything else

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Get 35,000 bonus miles when you spend $1,000 in your first 3 months.
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Platinum Delta SkyMiles Credit Card from American Express

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.40%

Offer: Get 40,000 bonus miles plus 5,000 MQMs when you spend $2,000 in your first 3 months. Also, get a $100 statement credit when you make a Delta purchase within your first 3 months.

Get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Platinum Bonus Categories

  • Earn 3X miles on Delta purchases
  • Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
  • Earn 2X miles at U.S. supermarkets
  • Earn 2X miles at restaurants, worldwide

Additional Delta Platinum Benefits

  • $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓® every 4.5 years.
  • Buy One, Get One Companion Certificate on select fares.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Get 40,000 bonus miles plus 5,000 MQMs when you spend $2,000 in your first 3 months. Also, get a $100 statement credit when you make a Delta purchase within your first 3 months.
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United Explorer Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

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United Explorer Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.40%

Offer: 40,000 bonus United MileagePlus miles after you spend $2,000 within your first 3 months

This United card offers a free checked bag for you and a travel companion (must pay with card) and priority boarding. You get two one-time United Club passes per card year, the Luxury Hotel and Resort Collection, and access to both Inside Access events and United MileagePlus Events. You earn 2x at restaurants, hotels purchased directly, and, of course, United. You can earn a PQD status waiver with $25,000 spend and, best of all, this card entitles you to expanded saver award availability on United flights.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on United and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: 40,000 bonus United MileagePlus miles after you spend $2,000 within your first 3 months
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Disney Premier Visa Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value