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Dining

Who doesn’t love to eat? Whether it’s fine dining or fast food, these credit cards offer the best returns on your spend for purchases made when you are dining out at restaurants. This applies to dining out, take-out meals and ordering in delivery via services like DoorDash, Seamless, GrubHub, Caviar, and Postmates. 

So, these are also the best credit cards for food delivery. 

It’s worth keeping in mind that the Chase Sapphire Reserve comes with a free year of DashPass which gives you free delivery and reduced service fees on orders of $12 or more with many restaurants.

The American Express Gold Card comes with $10 in monthly credits which can be used at Grubhub, Seamless, The Cheesecake Factory, Milk Bar, Wine.com, Goldbelly, and most Shake Shack locations.

Finally, the Amex Platinum offers Uber credits which can be used at UberEats. You’d never get this card just for the dining credits, but the $15 monthly Uber credit (which gets increased to $35 in December) can be used for Uber Eats.

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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41 Cards Available:

Credit card

Citi Custom Cash Credit Card

Dining Multiplier: 5X

Annual Dining Limit: $6,000

Estimated Rewards Value :

8.00%

Calculator

Citi Custom Cash Credit Card

Dining Multiplier: 5X

Annual Dining Limit: $6,000

Calculator
Estimated Rewards Value :

8.00%

Offer: $200 in the form of 20,000 bonus ThankYou points when you spend $1,500 within 6 months

The Citi Custom Cash card earns ThankYou points which are worth a penny per point (1% cash back) unless you also have a Citi Premier card or Prestige in your Citi portfolio.

Assuming you do, then these should combine to your overall ThankYou pool once linked.

You will earn 5% cash back (as ThankYou Points) on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, with 1% cash back thereafter. You do not have to select anything at any time. It's automatic.

The eligible spend categories are:

  • Restaurants
  • Gas Stations
  • Grocery Stores
  • Select Travel
  • Select Transit
  • Select Streaming Services
  • Drugstores
  • Home Improvement Stores
  • Fitness Clubs
  • Live Entertainment.

You'll earn an unlimited 1% cash back on all other purchases.

The 5X applies to your top category each month.

O% Intro APR Offer - New Purchases and Balance Transfers

You'll get 15 months at 0% for both new purchases and, if you choose, balance transfers. After that, the variable APR will be 16.24% - 26.24%.

Please note: If you are finding this card in your results for our Rewards Optimization tool, due to system limitations the tool will calculate a maximum of $6,000 per year for your top categories at 5%, but it will not factor in exact monthly spend.

Offer: $200 in the form of 20,000 bonus ThankYou points when you spend $1,500 within 6 months
Credit card

American Express® Business Gold Card

Dining Multiplier: 4X

Annual Dining Limit: $150,000

Estimated Rewards Value :

6.80%

Calculator

Annual Dining Limit: $150,000

Calculator
Estimated Rewards Value :

6.80%

Offer: Earn 70,000 Membership Rewards points when you spend $10,000 within first 3 months. Terms apply. (Rates and Fees)

The American Express® Business Gold card is a powerful earner for business owners with high spend on the included bonus categories.

You will earn 4 points per dollar on any 2 out of 6 categories, automatically selected each calendar month based on which ones you spent the most on, up to $150,000 per year. Terms apply.

Categories include airfare purchased directly with airlines, US advertising and media, US gas stations, US hardware/software/cloud computing services, US restaurants, and US shipping.

Our page on the Amex Business Gold Card has the American Express definition of hardware, software, and cloud computing merchants.

Also, get a 25% rebate on airfare booked American Express Travel using Membership Rewards. Applies to all First/Business Class tickets and economy tickets with your one selected airline.

Offer: Earn 70,000 Membership Rewards points when you spend $10,000 within first 3 months. Terms apply. (Rates and Fees)
Credit card

American Express® Gold Card / Rose Gold Card

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

6.80%

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Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

6.80%

Offer: Earn 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months. Terms apply. (Rates and Fees)

Is the American Express® Gold Card the best credit card for dining and groceries?

The Gold Card offers 4x Membership Rewards points at restaurants (including takeout and delivery) and at US supermarkets (up to $25,000 a year; 1X thereafter), as well as 3x on flights.

And at long last, American Express is once again offering both new and existing cardholders the opportunity to get the Rose Gold version of the Gold Card. (Simply select it when applying.)

It also offers $20 in monthly dining statement credits - $10 monthly at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment and $10 in Uber Cash each month. Enrollment required / terms apply.

(Note that the airline incidental credits will no longer be offered after 2021 and are no longer available to new applicants.)

While many Amex bonus categories are US-only, this card earns 4x on all restaurants, including internationally.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

It's also important to note that as a card product that American Express used to classify as "charge" - meaning that it has No Preset Spending Limit - so it is not counted against your 5 Amex credit card limit. The Gold Card will still be in the category of cards (former charge products) in which you can have up to 10. Those include the Green, Gold, Platinum, and Centurion.

Offer: Earn 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months. Terms apply. (Rates and Fees)
Credit card

American Express® Green Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

5.10%

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American Express® Green Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

5.10%

Offer: 45,000 Membership Rewards when you spend $2,000 within 6 months. Terms apply.

The biggest feature of this card is 3X American Express Membership Rewards points on Travel, Transit and Dining.

The new Amex Green card also comes with a few annual credits:

  • $100 credit towards a CLEAR membership for expedited airport security lines.
  • $100 credit to Lounge Buddy (airport lounges - a competitor to Priority Pass lounge access
Offer: 45,000 Membership Rewards when you spend $2,000 within 6 months. Terms apply.
Credit card

Citi Premier Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

4.80%

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Citi Premier Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

4.80%

Offer: 80,000 bonus ThankYou points when you spend $4,000 in 3 months

This card is an excellent general travel, dining, and grocery card with a low annual fee.

Citi ThankYou cards are great because they have a range of interesting and advanced airline partners that you can transfer your points to, including Avianca, Turkish, and Cathay Pacific.

There are frequent transfer bonuses as well. If you are looking to get started collecting ThankYou points, this is the best starter card for the program.

How Does the Citi Premier Earn Citi ThankYou Points?

  • 3X Points at Dining
  • 3X Points at Grocery Stores / Supermarkets
  • 3X Points on Gas
  • 3X Points on Flights and Hotels
  • 1X Points on All Other Purchases

Other ThankYou Premier Card benefits

  • The annual hotel savings benefit will give you $100 off a $500 prepaid hotel booking in the ThankYou travel portal.
  • No foreign transaction fees

Thank You points can be transferred to a variety of airline frequent flyer programs, such as Avianca, Etihad, Turkish and Cathay Pacific.

Offer: 80,000 bonus ThankYou points when you spend $4,000 in 3 months
Credit card

Chase Aeroplan® Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

4.50%

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Chase Aeroplan® Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

4.50%

Offer: Earn 70,000 points after you spend $3,000 in your first 3 months.

Earn Rate

  • 3X points for every dollar spent on dining, takeout, and eligible delivery services
  • 3X points for every dollar spent at grocery stores
  • 3X points for each dollar spent directly with Air Canada
  • 1 point for each dollar spent on all other purchases
  • Plus, 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month)

Card Benefits

  • Status Boost: Automatically receive Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year, allowing primary cardmembers to enjoy benefits such as priority check-in, early boarding, upgrades and more on Air Canada flights. Cardmembers can requalify as follows:
    • Earn 25K Status through the next year after spending $15,000 in a calendar year
    • Existing status holders earn a one-level status boost to 35K Status or higher for the next year after spending $50,000 in a calendar year
    • Additional spend thresholds starting at $100,000 of spend in a calendar year will unlock unprecedented Aeroplan redemption benefits, including 50% off Priority Rewards and companion benefits
  • Pay Yourself Back: The Aeroplan Credit Card is the first co-branded card to do this (starting soon, not right at launch) and you will be able to Pay Yourself Back with up to 50,000 Aeroplan points annually. This will be good for any all travel from Ubers to flights and will be at 1.25 cents per point in value, so $625 a year max.
  • No foreign transaction fees
  • Global Entry / PreCheck / Nexus reimbursement once every four years (This is the only credit card in the US that reimburses Nexus, which is like a Canadian Global Entry and is available to US citizens as well)
  • Free checked bag for you and up to 8 companions on the same itinerary
  • Trip Cancellation/Interruption Insurance
  • Baggage Delay Insurance
  • Trip Delay Reimbursement
  • Auto Rental Collision Damage Waiver
  • Roadside Assistance
  • The card is a World Elite Mastercard, so you’ll get all of those benefits.

Spend Threshold Bonuses

  • At $100,000, $250,000, $500,000 and at $750,000 spend in a calendar year you get a 50% off reward certificate. These vary in utility based on your tier but if you have top tier Air Canada status, they are good for 50% off any award you can find.  In fact, you can even use them to book an Aeroplan-metal economy award (if that is what your status allows) and then use eUpgrade credits to get into Business Class.
  • At $1,000,000 in spend, you het a GLOBAL +1 Award, which grants you 100% of your points back for all redemptions in all cabins on any metal for a designated companion.

NOTE: If you used our Credit Cards Optimization Tool to find this card, please remember that the 3X bonus rate for Air Canada flights only applies to paid flights booked via Air Canada. Other flights would earn 1X.

Offer: Earn 70,000 points after you spend $3,000 in your first 3 months.
Credit card

US Bank Altitude® GO Review

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

4.00%

Calculator

US Bank Altitude® GO Review

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

4.00%

Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days

With 4% cash back on dining, including takeout and delivery, 2% back on groceries, streaming, and gas, and no annual fee, our review is that the Altitude GO is a surprisingly strong card.

Card Features:

  • 4% cash back on dining, including takeout and delivery
  • 2% cash back on grocery stores and grocery delivery, streaming services and purchases at gas stations
  • 1% cash back on everything else
  • No annual fee
  • No foreign transaction fees
  • A one-time $15 streaming service credit after 11 months of streaming service purchases.

0% Intro APR for 12 Months on the Altitude GO card

New cardmembers will get a 0% APR on new purchases and on balance transfers for 12 months. A 3% fee applies to balance transfers.

US Bank Altitude GO Credit Card Review

The bottom line is that 4% cash back on dining, including takeout, dine-in, and delivery, is extremely strong for a credit card without an annual fee. It compares to the Capital One Savor card, though that card carries an annual fee.

Beyond the 4% cash back on dining, the 2% and 1% categories aren't special, especially considering the Citi Double Cash earns 2% back on everything, all of the time. But we can't think of another card earning 4% back on dining without an annual fee.

This card is for people with a very strong credit profile. You should have a 720 or better FICO to apply for this card.

Offer: Get $200 (in the form of 20,000 points) when you spend $1,000 in your first 90 days
Credit card

Hilton Honors Aspire® Credit Card

Dining Multiplier: 7X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.50%

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Hilton Honors Aspire® Credit Card

Dining Multiplier: 7X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.50%

Offer: Earn 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months. Terms apply.

Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Weekend Night Award.

Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).

Earn Rate:

14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.

 

NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

All information about the Hilton Honors Aspire® Credit Card has been collected independently by Your Best Credit Cards.

Offer: Earn 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months. Terms apply.
Credit card

The Hilton Honors American Express Business Card

Dining Multiplier: 6X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Earn 130,000 Hilton Honors Bonus Points when you spend $3,000 your first 3 months. Terms apply. (Rates and Fees)

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases. Terms apply.

Also, you'll receive 10 free airport lounge visits each year with included free Priority Pass Select membership. (Enrollment required.)

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Earn 130,000 Hilton Honors Bonus Points when you spend $3,000 your first 3 months. Terms apply. (Rates and Fees)
Credit card

Hilton Honors Surpass® Credit Card

Dining Multiplier: 6X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Hilton Honors Surpass® Credit Card

Dining Multiplier: 6X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Terms apply. Offer expires 10/26/2022. (Rates and Fees)

This mid-tier Hilton card comes with complimentary Hilton Gold status.

It will allow you to earn 12x Hilton Honors points at Hilton; 6x at US restaurants, US supermarkets, and US gas stations; and 3x everywhere else.

There is also an opportunity to earn Diamond status and a free weekend night via card spend.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

All information about the Hilton Honors Surpass® Credit Card has been collected independently by Your Best Credit Cards.

Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 3 months of Card Membership. Terms apply. Offer expires 10/26/2022. (Rates and Fees)
Credit card

Capital One SavorOne Cash Rewards Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get a $200 cash bonus when you spend $500 within your first 3 months.

This no-fee card offers food and entertainment-centric cash back bonus categories.

Get 3% on dining, 3% on streaming, 3% on entertainment, 3% at grocery stores (excluding superstores like Walmart(R) and Target®) and 1% everywhere else. Plus, earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats.

Also, earn 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.

0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Offer: Get a $200 cash bonus when you spend $500 within your first 3 months.
Credit card

Costco Anywhere Visa Card by Citi

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Costco Anywhere Visa Card by Citi

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: None at this time

This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations, including EV charging stations, both at Costco and otherwise, for the first $7,000 per year. Additionally, it earns 3% cash back at restaurants and on travel.

You must have a Costco membership to be eligible for this card.

Offer: None at this time
Credit card

Citi® / AAdvantage® Platinum Select® World Elite MasterCard

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get 50,000 AAdvantage miles when you spend $2,500 in your first 3 months

Review: Get a free checked bag and preferred boarding on American Airlines.

Earn 2x AAdvantage miles at gas stations and restaurants, as well as on American Airlines. Also, earn a $100 flight discount after spending $20,000 and renewing your card.

Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

Offer: Get 50,000 AAdvantage miles when you spend $2,500 in your first 3 months
Credit card

TD Bank TD Cash Visa Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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TD Bank TD Cash Visa Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Get $150 cash back when you spend $500 in 90 days

With no foreign transaction fees, no annual fee, and 3% back on dining as well as 2% back on grocery stores, this card is an easy way to up your cash back game.

Please note that applications are only being accepted in the following states:  Connecticut, Delaware, Florida, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, Washington, D.C.

If you are not in an approved state, please see our other cash back credit cards.

0% APR Intro Offer

Get 6 months of 0% Interest on new purchases your new card account (Terms apply).

Offer: Get $150 cash back when you spend $500 in 90 days
Credit card

U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard ®

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

3.00%

Offer: Get $500 when you spend $4,500 in your first 150 days

The U.S. Bank Triple Cash Rewards Visa® Business Card is a new small business credit card that offers a great 3% cash back at gas stations including EV charging stations, office supplies or cell phone service or at restaurants.

You will earn 3% cash back on all four of these categories with no cap.

Also earn 5% cash back on prepaid hotels and car rentals booked directly in the Travel Rewards Center.

No annual fee.

Offer: Get $500 when you spend $4,500 in your first 150 days
Credit card

Capital One SavorOne Student Cash Rewards Credit Card

Dining Multiplier: 3X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

3.00%

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Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Limited Time Offer: You'll earn $100 after you spend $100 in your first three months.

The Capital One SavorOne Student Cash Rewards Credit Card offers high bonus cash back categories at 3% back for spend on  dining, entertainment, popular streaming services and at grocery stores (excluding superstores).

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply

Earn 1% everywhere else.

Also, earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats

Offer: Limited Time Offer: You'll earn $100 after you spend $100 in your first three months.
Credit card

Hilton Honors American Express Card

Dining Multiplier: 5X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.50%

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Hilton Honors American Express Card

Dining Multiplier: 5X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.50%

Offer: Earn 100,000 Hilton Honors Points when you spend $1,000 in your first 3 months of Card Membership. Plus, you can earn up to $100 in Statement Credits on purchases at any of the Hilton family hotels in the first 12 months of Membership. Terms apply. (Rates and Fees)

The no-annual fee Hilton Honors American Express Card comes with complimentary Hilton Silver status, earns bonus Hilton points on Hilton stays, US restaurants, US gas stations, and US supermarkets*. Terms apply.

*American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

NOTE: For the purposes of calculating your expected rewards, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Earn 100,000 Hilton Honors Points when you spend $1,000 in your first 3 months of Card Membership. Plus, you can earn up to $100 in Statement Credits on purchases at any of the Hilton family hotels in the first 12 months of Membership. Terms apply. (Rates and Fees)
Credit card

Marriott Bonvoy Business® American Express® Card

Dining Multiplier: 4X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

Calculator

Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.40%

Offer: Earn 100,000 bonus Marriott Bonvoy points when you spend $4,000 in your first three months. Offer expires 11/2/22. Terms apply.(Rates and Fees)

Earn Marriott Bonvoy points with the Marriott Bonvoy Business® American Express® Card for all purchases.

Earn 6x for stays at Marriott; 4x at restaurants worldwide, U.S. gas stations, with U.S. shipping companies, and wireless telephone service from U.S. providers; and 2x everywhere else.

Get a free night award, Gold Elite status, and 15 elite credits annually. Terms apply.

Also, receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level. In fact, if you also have a personal Bonvoy credit card, you can earn 15 elite nights annually on each card - for a total of 30 per year.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Earn 100,000 bonus Marriott Bonvoy points when you spend $4,000 in your first three months. Offer expires 11/2/22. Terms apply.(Rates and Fees)
Credit card

Delta SkyMiles® Gold Business American Express Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

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Annual Dining Limit: Unlimited

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Estimated Rewards Value :

2.40%

Offer: Earn 50,000 Bonus Miles after spending $2,000 within 3 months. Terms apply. (Rates and Fees)

With the Delta SkyMiles® Gold Business American Express Card, you'll get your first checked bag free and priority boarding on Delta.

Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status. Terms apply.

Gold Delta SkyMiles Business Credit Card Earn Rate

  • 2X Delta SkyMiles on Delta purchases
  • 2X miles on shipping with U.S. merchants
  • 2X miles on restaurants worldwide
  • 2X miles on U.S. advertising in select media (online, TV)
  • 1X miles on everything else

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 50,000 Bonus Miles after spending $2,000 within 3 months. Terms apply. (Rates and Fees)
Credit card

Delta SkyMiles® Blue American Express Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

Calculator

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.40%

Offer: Earn 10,000 Delta SkyMiles when you spend $500 in 3 months. Terms apply. (Rates and Fees)

The Delta SkyMiles® Blue American Express Card has no annual fee and gives you the option to earn 2 bonus Delta SkyMiles on restaurants, as well as on Delta. You'll earn 1 point per dollar spent on everything else. There are no foreign transaction fees, which is somewhat rare for a no-annual fee credit card. Terms apply.

NOTE: This rewards calculator is assuming all of your airline spend is with Delta for the purposes of valuing your rewards for this card. If you spend across multiple airlines, your rewards will be lower as this card earns 2x on Delta purchases only.

Offer: Earn 10,000 Delta SkyMiles when you spend $500 in 3 months. Terms apply. (Rates and Fees)
Credit card

Delta SkyMiles® Gold American Express Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

Calculator

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.40%

Offer: Earn 40,000 bonus miles when you spend $1,000 in your first 3 months. Terms Apply. (Rates and Fees)

With the Delta SkyMiles® Gold American Express Card, get your first checked bag free and priority boarding on Delta. It also earns 2x miles on Delta spend. More serious Delta flyers should consider the Platinum Delta SkyMiles Credit Card from American Express.

Gold Delta SkyMiles Credit Card Earn Rate

  • 2X Delta SkyMiles on Delta purchases
  • 2X miles on U.S. supermarkets
  • 2X miles on restaurants worldwide
  • 1X miles on all other eligible purchases

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year. Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 40,000 bonus miles when you spend $1,000 in your first 3 months. Terms Apply. (Rates and Fees)
Credit card

Delta SkyMiles® Platinum American Express Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.40%

Calculator

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.40%

Offer: Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) when you spend $2,000 in your first 3 months. Terms Apply. (Rates and Fees)

With the Delta SkyMiles® Platinum American Express Card, you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Platinum Bonus Categories

  • Earn 3X miles on Delta purchases
  • Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
  • Earn 2X miles at U.S. supermarkets
  • Earn 2X miles at restaurants, worldwide
  • Terms apply

Additional Delta Platinum Benefits

  • $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓® every 4.5 years.
  • Buy One, Get One Companion Certificate on select fares.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) when you spend $2,000 in your first 3 months. Terms Apply. (Rates and Fees)
Credit card

Marriott Bonvoy Bevy™ American Express® Card

Dining Multiplier: 4X

Annual Dining Limit: $

Estimated Rewards Value :

2.40%

Calculator

Annual Dining Limit: $

Calculator
Estimated Rewards Value :

2.40%

Offer: Earn 125,000 bonus Marriott Bonvoy points when you spend $4,000 in your first three months. Terms apply. (Rates and Fees)

The Marriott Bonvoy Bevy credit card is a mid-tier Bonvoy card that lies in between the $95 annual fee Bonvoy Amex (available only by product change from a Bonvoy Brilliant or Bevy) and the Bonvoy Brilliant.

Bonvoy Bevy Earn Rate

  • 6X Bonvoy Points at hotels participating in Marriott Bonvoy
  • 4X Bonvoy Points for up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
  • 2X Points on all other purchases

Other Bonvoy Bevy Benefits

  • 1,000 Bonus Marriott Bonvoy Points with each qualifying stay.
  • Complimentary Gold Elite status and 15 Elite Night Credits each calendar year toward higher Elite status
  • A Free Night Award (redemption level at or under 50,000 Bonvoy Points after  you make $15,000 in purchases per year. (Resort fees not included). Note that there are no free nights automatically included with your card renewal.

Terms and conditions apply.

NOTE: Our rewards calculator is assuming that your total entered in "Hotels" is spend at Marriott properties for the purposes of calculating this card's value to you. If part of your hotel spend is at non-Marriott properties, that spend will earn less than our estimate.

Offer: Earn 125,000 bonus Marriott Bonvoy points when you spend $4,000 in your first three months. Terms apply. (Rates and Fees)
Credit card

Disney Premier Visa Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.00%

Calculator

Disney Premier Visa Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.00%

Offer: $250 statement credit when you spend $500 in 3 months

Disney offers discounts on merchandise, select dining locations, and guided tours; and special perks to cardholders, including cardholder-only photo opportunities, character experiences, and special cardholder-only locations in Disney parks, exclusive cardholder-only events, exclusive early access to events and Broadway tickets, and 0% APR for 6 months from date of purchase on Disney vacation packages. Choose from 10 Disney card designs. Earn 2% DRD (Disney Reward Dollars) at restaurants, grocery stores, gas stations, and most Disney locations; earn 1% DRD everywhere else.

Offer: $250 statement credit when you spend $500 in 3 months
Credit card

US Bank Altitude® Connect Review

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.00%

Calculator

US Bank Altitude® Connect Review

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.00%

Offer: Get $500 (in the form of 50,000 points) when you spend $2,000 in your first 120 days

The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.

Card Features:

  • 4X points (which equates to 4% cash back) on travel (including air, hotel, and cruises) and at gas stations
  • 2X points at grocery stores and on grocery delivery
  • 2X points for dining (at a restaurant or via delivery)
  • 2X points on streaming services
  • 1X point per dollar on all other eligible purchases
  • Earn a $30 annual streaming credit: When you put eligible streaming services on your card for 11 straight billing cycles, the 12th month will see a credit of up to $30.
  • Cell Phone Protection: You can get reimbursed for up to $600 if your cell phone is stolen or damaged (but lost phones are not covered) as long as you pay your monthly cell phone bill with your card. $100 deductible applies and you will be covered for a maximum of one claim per year. Protection is secondary to homeowners/renters insurance.
  • TSA PreCheck or Global Entry Credit: You'll get up to $100 in statement credits to reimburse your application fee up to once every four years.
  • No Foreign Transaction Fees.

US Bank Altitude Connect Credit Card Review

The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.

This card is for people with a strong credit profile. You should have a 720 or better FICO to apply for this card.

Offer: Get $500 (in the form of 50,000 points) when you spend $2,000 in your first 120 days
Credit card

Amazon Business Prime American Express Card

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

2.00%

Calculator

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

2.00%

Offer: Receive a $125 Amazon Gift Card when approved for this card with an eligible Amazon Prime membership.

Earn 5% Back on your first $120,000 in purchases each calendar year on U.S. purchases at Amazon Business, AWS, Amazon.com and Whole Foods Market with an eligible Prime membership. Or, get 90 day terms for those purchases instead of the 5% cash back.

You'll also earn 2% cash back at U.S. restaurants, U.S. gas stations, and on wireless telephone services purchased directly from U.S. service providers.

Earn 1% back on everything else.

Earned rewards can be redeemed for Amazon purchases ur used as statement credits.

Offer: Receive a $125 Amazon Gift Card when approved for this card with an eligible Amazon Prime membership.
Credit card

Hawaiian Airlines World Elite Mastercard

Dining Multiplier: 2X

Annual Dining Limit: Unlimited

Estimated Rewards Value :

1.40%

Calculator

Annual Dining Limit: Unlimited

Calculator
Estimated Rewards Value :

1.40%

Offer: Get 60,000 bonus Hawaiian Airlines miles when you spend $2,000 in 90 days

NOTE: When calculating your total rewards, our tool assumes all spending in the "Airfare" category is spent on Hawaiian Airlines and uses a 3X multiplier accordingly. If you do not fly Hawaiian Airlines exclusively, your rewards will be lower.

Offer: Get 60,000 bonus Hawaiian Airlines miles when you spend $2,000 in 90 days

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