Gym Memberships
These credit cards offer the best returns on your spend for purchases on gym memberships.
You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.
The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.
Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
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3 Cards Available:

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.00%
Annual Gym Memberships Limit:
$6,000
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.8.00%
This card is no longer available at Your Best Credit Cards.
We suggest the Chase Freedom Unlimited® instead.
The Citi Custom Cash® Card earns ThankYou points which are worth a penny per point (1% cash back) unless you also have a Citi Premier card or Prestige in your Citi portfolio.
Assuming you do, then these should combine to your overall ThankYou pool once linked.
You will earn 5% cash back (as ThankYou Points) on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, with 1% cash back thereafter. You do not have to select anything at any time. It's automatic.
The eligible spend categories are:
- Restaurants
- Gas Stations
- Grocery Stores
- Select Travel
- Select Transit
- Select Streaming Services
- Drugstores
- Home Improvement Stores
- Fitness Clubs
- Live Entertainment.
You'll earn an unlimited 1% cash back on all other purchases.
The 5X applies to your top category each month.
O% Intro APR Offer - New Purchases and Balance Transfers
0% Intro APR on balance transfers and purchases for 15 months.
After that, the variable APR will be 19.24% - 29.24%, based on your creditworthiness.
Please note: If you are finding this card in your results for our Rewards Optimization tool, due to system limitations the tool will calculate a maximum of $6,000 per year for your top categories at 5%, but it will not factor in exact monthly spend.

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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
Annual Gym Memberships Limit:
Unlimited
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This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
Earn 4x World of Hyatt points at Hyatt, 2x at restaurants, airline tickets purchased directly, local transit and commuting, and fitness club and gym memberships.
The Hyatt card gives you a Category 1 - 4 night every card year at renewal and you can earn a second one with $15,000 spend. Additional benefits include automatic Discoverist status and 5 elite nights credited each calendar year as well as the ability to earn 2 elite nights for every $5,000 in purchases.
Keep in mind that all points earned on a Chase Sapphire Reserve or Chase Sapphire Preferred can also be transferred to World of Hyatt at a 1 to 1 ratio.
NOTE: In calculating your rewards for this card, we are making the assumption that all Hotel spend entered is spent on Hyatt. If part of that spend is on other hotel chains, that spend will earn only 1x on this card, reducing the value of your rewards.

Close X
This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
World of Hyatt Business Credit Card
Annual Gym Memberships Limit:
$
Close X
This is the Estimated Rewards Value that you can expect to earn from the points earned on this card on average if you know a bit about the rewards program and the best ways to use the points. The value is based on our miles and points values, explained in detail here. It is not the minimum possible value nor a guaranteed return. You can also click the calculator icon to see how the values for this card are calculated.3.20%
The World of Hyatt Business card gives you Discoverist status, 5 elite nights for every $10,000 you spend, and 2X points on a range of common business spending categories.
World of Hyatt Business Credit Card Earn Rate
- Earn a total of 2 points per $1 spent for the top two of eight spend categories you spend on each calendar quarter —with no cap..
- The qualifying spend categories include dining; airline tickets purchased directly with the airline; car rental agencies; local transit and commuting; gas stations; internet, cable and phone services; social media and search engine advertising; and shipping.
- Stays at World of Hyatt hotels earn 4X points per dollar.
- Fitness club and gym memberships earn 2X points per dollar.
- Everything else earns 1 point per dollar spent.
Click on Card Details for all the benefits of the World of Hyatt Business Credit Card.
Keep in mind that all points earned on a Chase Sapphire Reserve or Chase Sapphire Preferred can also be transferred to World of Hyatt at a 1 to 1 ratio.
NOTE: In calculating your rewards for this card, we are making the assumption that all Hotel spend entered is spent on Hyatt. If part of that spend is on other hotel chains, that spend will earn only 1x on this card, reducing the value of your rewards.
More Bonus Categories
Bonus Offer
Earn 60,000 bonus points with a Chase Sapphire Preferred
One of the best cards if you’re new to miles and points.

Chase Ink Preferred
Here’s how we calculated your Rewards Value:
Point Value X Multiplier = Rewards Value
X =
Here’s how we calculated your Bonus Value:
Point Value X Bonus = Bonus Value
X =
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Meet Dave
Dave’s spent the last 15 years traveling the world in first class using his miles and points. After analyzing the unique credit card spending habits of thousands of MilesTalk readers over the years, he developed YourBestCreditCards.com.