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Hotels

These credit cards offer the best rewards on your spend for hotel stays.

Note that co-branded cards usually only offer the bonus multiplier for stays at their own brands, while ards issued by banks, like Credit Cards That Earn Chase Ultimate Rewards Points, would earn the multiplier regardless of which airline you fly.

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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32 Cards Available:

Credit card

The Business Platinum Card® from American Express

Hotels Multiplier: 5X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

8.50%

Calculator

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

8.50%

Offer: 120,000 Membership Rewards points when you spend $15,000 within 3 months. (Annual fee increases to $695 for applications received after Jan 12, 2022.) Terms apply. (Rates and Fees).

A great card for flights and prepaid hotels earning 5x points, and for large expenses over $5,000 for 1.5x points. It earns:

  • 5X Membership Rewards points on flights and prepaid hotels booked via AmexTravel
  • 1.5X Membership Rewards points on any single purchase that is over $5,000
  • 1.5X Membership Rewards at Construction material and hardware suppliers, Electronic goods retailers and software & at cloud system providers, and with Shipping providers
  • 1X Membership Rewards points on everything else

(1.5X purchases are capped at $2,000,000 in spend per calendar year.)

Card Benefits

  • Hilton Gold status (enrollment required)
  • Marriott Gold status (enrollment required)
  • Receive up to $100 as a statement credit every 4 years after you apply for Global Entry or every 4.5 years for TSA Pre✔®
  • Access to the American Express Global Lounge Collection which includes Centurion, Delta, and Priority Pass Lounge access (enrollment required)
  • Fine Hotels and Resorts benefits
  • $200 airfare credit for incidentals like luggage fees on your chosen airline. (enrollment required). Terms apply.
  • $200 in Dell statement credits twice annually, up to $400 total (Jan-June and July-Dec; Enrollment required / terms apply).
  • Up to $120 a year in wireless credits; up to $10 per month, Enrollment required / terms apply.
  • Up to $360 in Indeed credits ($90 per quarter; enrollment required, Terms Apply)
  • Up to $150 in credits with Adobe on annual prepaid plans for eligible Creative Cloud for teams and Acrobat Pro DC with e-sign, enrollment required, Terms Apply.
  • Up to $179 in fee credits for a CLEAR® airport security service plan. (Enrollment required; credit is a statement credit.)

Note: When displaying Estimated Rewards Values and calculations, this card is factoring in airline and hotels at 5x. This requires booking at AmexTravel.com and, if you do not, your earned rewards will change. Hotel bookings made via AmexTravel will generally not earn points or elite benefits.

Offer: 120,000 Membership Rewards points when you spend $15,000 within 3 months. (Annual fee increases to $695 for applications received after Jan 12, 2022.) Terms apply. (Rates and Fees).
Credit card

The Platinum Card® from American Express

Hotels Multiplier: 5X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

8.50%

Calculator

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

8.50%

Offer: Earn 100,000 Membership Rewards Points when you spend $6,000 in your first 6 months plus earn 10x points restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases in your first 6 months. Terms apply. (Rates and Fees)

The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of statement credits and other perks and benefits.

Statement Credit Offers

  • $200 in Uber credits annually ($15 per month with a $20 bonus in December)
  • $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required)
  • $200 in annual airline fee credits (as statement credits) for your chosen airline (Enrollment required)
  • $240 Digital Entertainment Credit which is good for up to $20 back each month on select digital subscriptions with Peacock, Audible, SiriusXM, and The New York Times.(Enrollment Required)
  • $200 Hotel Credit as statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel. (Enrollment Required) 
  • $179 CLEAR Credit as statement credits when you pay for your CLEAR membership with your Card. (Enrollment Required) 
  • $300 Equinox Credit as a $25 statement credit valid each month at Equinox, valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+.(Enrollment required)

(All above offers require enrollment after you receive the card.)

You also get access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)

In addition, you get elite status in two hotel programs (enrollment required):

  • Marriott Bonvoy Gold Elite
  • Hilton Gold

While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!

More Platinum Card benefits:

  • Reimbursement (as a statement credit) for your Global Entry or PreCheck membership fees every 4 years.
  • Secondary Car rental CDW/LDW collision/damage coverage
  • Lost, damaged or stolen baggage insurance
  • Extended warranty, purchase protection and return protection on covered purchases
  • No foreign transaction fees.
  • Access to the Platinum Concierge line

NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

Offer: Earn 100,000 Membership Rewards Points when you spend $6,000 in your first 6 months plus earn 10x points restaurants worldwide and when you Shop Small in the U.S., on up to $25,000 in combined purchases in your first 6 months. Terms apply. (Rates and Fees)
Credit card

Capital One Spark Miles for Business

Hotels Multiplier: 5X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

8.00%

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Capital One Spark Miles for Business

Hotels Multiplier: 5X

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

8.00%

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months

This business card offers 2x on all purchases and 5X miles on hotel and rental car booked via Capital One Travel.

Use these miles as a purchase eraser at 1 cent per point, or transfer them to a range of airlines at the ratio of 2:1.5, which equals 1.5 airline miles per dollar spent.

It also has a $100 credit for Global Entry or PreCheck once every 5 years.

NOTES:

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $500, exactly.

2) 5X on Hotels and Car Rentals applies only when you book via Capital One's own travel service. Otherwise, you will earn the standard 2X miles.

You can transfer to more than 18 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months
Credit card

Citi Custom Cash Credit Card

Hotels Multiplier: 5X

Annual Hotels Limit: $6,000

Estimated Rewards Value :

8.00%

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Citi Custom Cash Credit Card

Hotels Multiplier: 5X

Annual Hotels Limit: $6,000

Calculator
Estimated Rewards Value :

8.00%

Offer: $200 in the form of 20,000 bonus ThankYou points when you spend $750 within 3 months

The Citi Custom Cash card earns ThankYou points which are worth a penny per point (1% cash back) unless you also have a Citi Premier card or Prestige in your Citi portfolio.

Assuming you do, then these should combine to your overall ThankYou pool once linked.

You will earn 5% cash back (as ThankYou Points) on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, with 1% cash back thereafter. You do not have to select anything at any time. It's automatic.

The eligible spend categories are:

  • Restaurants
  • Gas Stations
  • Grocery Stores
  • Select Travel
  • Select Transit
  • Select Streaming Services
  • Drugstores
  • Home Improvement Stores
  • Fitness Clubs
  • Live Entertainment.

You'll earn an unlimited 1% cash back on all other purchases.

The 5X applies to your top category each month.

O% Intro APR Offer - New Purchases and Balance Transfers

You'll get 15 months at 0% for both new purchases and, if you choose, balance transfers. After that, the variable APR will be 13.99% - 23.99%.

Please note: If you are finding this card in your results for our Rewards Optimization tool, due to system limitations the tool will calculate a maximum of $6,000 per year for your top categories at 5%, but it will not factor in exact monthly spend.

Offer: $200 in the form of 20,000 bonus ThankYou points when you spend $750 within 3 months
Credit card

Hilton Honors Aspire® Credit Card

Hotels Multiplier: 14X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

7.00%

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Hilton Honors Aspire® Credit Card

Hotels Multiplier: 14X

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

7.00%

Offer: Earn 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months. Terms apply.

Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Weekend Night Award.

Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).

Earn Rate:

14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.

Only in 2021 - Additional Hilton Aspire Benefits 

  • Bonus points earned through eligible purchases, if they post to the card member’s Hilton Honors account by Dec. 31, 2021, will be classified as base points and will count toward elite tier qualification and lifetime Diamond status.
  • Unexpired and newly issued free weekend night certificates can temporarily be used on any night of the week.
  • All newly issued Free Weekend Night Reward certificates issued after Jan 1, 2021 will be valid through December 31, 2022.

NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Earn 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months. Terms apply.
Credit card

The Hilton Honors American Express Business Card

Hotels Multiplier: 12X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

6.00%

Calculator

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

6.00%

Offer: Earn up to 180,000 Hilton Honors bonus points: Earn 130,000 points when you spend $2,000 in your first 3 months. Then earn an extra 50,000 points after you spend a total of $10,000 in your first 6 months. Terms apply. (Rates and Fees)

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases. Terms apply.

Also, you'll receive 10 free airport lounge visits each year with included free Priority Pass Select membership. (Enrollment required.)

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Earn up to 180,000 Hilton Honors bonus points: Earn 130,000 points when you spend $2,000 in your first 3 months. Then earn an extra 50,000 points after you spend a total of $10,000 in your first 6 months. Terms apply. (Rates and Fees)
Credit card

Hilton Honors Surpass® Credit Card

Hotels Multiplier: 12X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

6.00%

Calculator

Hilton Honors Surpass® Credit Card

Hotels Multiplier: 12X

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

6.00%

Offer: Earn up to 180,000 Hilton Honors bonus points: Earn 130,000 points when you spend $2,000 in your first 3 months. Then earn an extra 50,000 points after you spend a total of $10,000 in your first 6 months. Terms apply. (Rates and Fees)

This mid-tier Hilton card comes with complimentary Hilton Gold status.

It will allow you to earn 12x Hilton Honors points at Hilton; 6x at US restaurants, US supermarkets, and US gas stations; and 3x everywhere else.

There is also an opportunity to earn Diamond status and a free weekend night via card spend.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Earn up to 180,000 Hilton Honors bonus points: Earn 130,000 points when you spend $2,000 in your first 3 months. Then earn an extra 50,000 points after you spend a total of $10,000 in your first 6 months. Terms apply. (Rates and Fees)
Credit card

American Express® Green Card

Hotels Multiplier: 3X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

5.10%

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American Express® Green Card

Hotels Multiplier: 3X

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

5.10%

Offer: 45,000 Membership Rewards when you spend $2,000 within 6 months. Terms apply.

The biggest feature of this card is 3X American Express Membership Rewards points on Travel, Transit and Dining.

The new Amex Green card also comes with a few annual credits:

  • $100 credit towards a CLEAR membership for expedited airport security lines.
  • $100 credit to Lounge Buddy (airport lounges - a competitor to Priority Pass lounge access
Offer: 45,000 Membership Rewards when you spend $2,000 within 6 months. Terms apply.
Credit card

Citi Premier Credit Card

Hotels Multiplier: 3X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

4.80%

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Citi Premier Credit Card

Hotels Multiplier: 3X

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

4.80%

Offer: 80,000 bonus ThankYou points when you spend $4,000 in 3 months

This card is an excellent general travel, dining, and grocery card with a low annual fee.

Citi ThankYou cards are great because they have a range of interesting and advanced airline partners that you can transfer your points to, including Avianca, Turkish, and Cathay Pacific.

There are frequent transfer bonuses as well. If you are looking to get started collecting ThankYou points, this is the best starter card for the program.

How Does the Citi Premier Earn Citi ThankYou Points?

  • 3X Points at Dining
  • 3X Points at Grocery Stores / Supermarkets
  • 3X Points on Gas
  • 3X Points on Flights and Hotels
  • 1X Points on All Other Purchases

Other ThankYou Premier Card benefits

  • The annual hotel savings benefit will give you $100 off a $500 prepaid hotel booking in the ThankYou travel portal.
  • No foreign transaction fees

Thank You points can be transferred to a variety of airline frequent flyer programs, such as Avianca, Etihad, Turkish and Cathay Pacific.

Offer: 80,000 bonus ThankYou points when you spend $4,000 in 3 months
Credit card

Marriott Bonvoy Business™ American Express® Card

Hotels Multiplier: 6X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

3.60%

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Annual Hotels Limit: Unlimited

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Estimated Rewards Value :

3.60%

Offer: Earn 75,000 bonus Marriott Bonvoy points when you spend $3,000 in your first three months plus up to $150 in Statement Credits for purchases at U.S. Restaurants within your first 6 months. Terms apply.(Rates and Fees)

Earn Marriott Bonvoy points with the Marriott Bonvoy Business™ American Express® Card for all purchases.

Earn 6x for stays at Marriott; 4x at U.S. restaurants, U.S. gas stations, with U.S. shipping companies, and wireless telephone service from U.S. providers; and 2x everywhere else.

Get a free night award, silver status, and 15 elite credits annually. Terms apply.

If you stay at Marriott properties often, this card will offer a nice return on your spend on-property. The 15 elite nights annually can help you get to the next elite level. In fact, if you also have a personal Bonvoy credit card, you can earn 15 elite nights annually on each card - for a total of 30 per year.

Note: For the purposes of calculating your points and expected value, we assume all of your spend at "Hotels" will be at Marriott properties. You will only earn 2x points instead of 6x for spend at non-Marriott properties meaning that your Estimated Rewards Value would be lower than indicated.

Offer: Earn 75,000 bonus Marriott Bonvoy points when you spend $3,000 in your first three months plus up to $150 in Statement Credits for purchases at U.S. Restaurants within your first 6 months. Terms apply.(Rates and Fees)
Credit card

Delta SkyMiles® Platinum Business American Express Card

Hotels Multiplier: 3X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

3.60%

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Annual Hotels Limit: Unlimited

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Estimated Rewards Value :

3.60%

Offer: Earn 60,000 SkyMiles, 5,000 Medallion® Qualification Miles (MQMs), + receive a $100 statement credit when you spend $3,000 in your first 3 months. Terms apply. (Rates and Fees)

With the Delta SkyMiles® Platinum Business American Express Card you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Business Platinum Bonus Categories

  • Earn 3X miles on Delta purchases.
  • Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
  • Earn 1.5 miles on purchases of $5,000 or more, up to 50,000 miles per year.

Additional Amex Delta Business Platinum Benefits

  • $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓® every 4.5 years.
  • Buy One, Get One Companion Certificate on select fares.
  • $39 Delta SkyClub per-visit lounge access.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 60,000 SkyMiles, 5,000 Medallion® Qualification Miles (MQMs), + receive a $100 statement credit when you spend $3,000 in your first 3 months. Terms apply. (Rates and Fees)
Credit card

Marriott Bonvoy Brilliant™ American Express® Card

Hotels Multiplier: 6X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

3.60%

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Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

3.60%

Offer: Earn 75,000 bonus Marriott Bonvoy points when you spend $3,000 in your first three months plus up to $200 in Statement Credits for purchases at U.S. Restaurants within your first 6 months. Terms apply. (Rates and Fees)

With the Marriott Bonvoy Brilliant™ American Express® Card, you'll receive Marriott Gold status and 15 elite nights credits every year.

This card earns Marriott Bonvoy points for purchases: 6x points at Marriott hotels, 3x points at U.S. restaurants and on flights booked directly with airlines, and 2x points everywhere else.

The Bonvoy Brilliant card comes with an annual free night award (up to 50,000 Marriott Bonvoy points in value) at renewal and a $300 credit towards Marriott hotel and resort stays.

Terms apply.

NOTE: Our rewards calculator is assuming that your total entered in "Hotels" is spend at Marriott properties for the purposes of calculating this card's value to you. If part of your hotel spend is at non-Marriott properties, that spend will earn less than our estimate.

Offer: Earn 75,000 bonus Marriott Bonvoy points when you spend $3,000 in your first three months plus up to $200 in Statement Credits for purchases at U.S. Restaurants within your first 6 months. Terms apply. (Rates and Fees)
Credit card

Delta SkyMiles® Platinum American Express Card

Hotels Multiplier: 3X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

3.60%

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Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

3.60%

Offer: Earn 50,000 Bonus SkyMiles + 5,000 Medallion® Qualification Miles (MQMs) when you spend $2,000 in your first 3 months + earn up to $100 back in statement credits for purchases at U.S. restaurants within your first 3 months. Terms apply. (Rates and Fees)

With the Delta SkyMiles® Platinum American Express Card, you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Platinum Bonus Categories

  • Earn 3X miles on Delta purchases
  • Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
  • Earn 2X miles at U.S. supermarkets
  • Earn 2X miles at restaurants, worldwide
  • Terms apply

Additional Delta Platinum Benefits

  • $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓® every 4.5 years.
  • Buy One, Get One Companion Certificate on select fares.

Get a 0% intro APR on purchases for 12 months from the date your account is opened, then a variable 15.74%-24.74%. Offer expires 7/28/2021.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

Offer: Earn 50,000 Bonus SkyMiles + 5,000 Medallion® Qualification Miles (MQMs) when you spend $2,000 in your first 3 months + earn up to $100 back in statement credits for purchases at U.S. restaurants within your first 3 months. Terms apply. (Rates and Fees)
Credit card

Hilton Honors American Express Card

Hotels Multiplier: 7X

Annual Hotels Limit: Unlimited

Estimated Rewards Value :

3.50%

Calculator

Hilton Honors American Express Card

Hotels Multiplier: 7X

Annual Hotels Limit: Unlimited

Calculator
Estimated Rewards Value :

3.50%

Offer: Earn up to 130,000 Hilton Honors bonus points: Earn 80,000 points when you spend $1,000 in your first 3 months. Then earn an extra 50,000 points after you spend a total of $5,000 in your first 6 months. Terms apply. (Rates and Fees)

The no-annual fee Hilton Honors American Express Card comes with complimentary Hilton Silver status, earns bonus Hilton points on Hilton stays, US restaurants, US gas stations, and US supermarkets*. Terms apply.

*American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

NOTE: For the purposes of calculating your expected rewards, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Earn up to 130,000 Hilton Honors bonus points: Earn 80,000 points when you spend $1,000 in your first 3 months. Then earn an extra 50,000 points after you spend a total of $5,000 in your first 6 months. Terms apply. (Rates and Fees)