United Credit Cards from Chase
The following United Airlines co-branded credit cards all offer benefits like free checked bags, priority boarding, and expanded saver award availability.
The Club Card, by contrast, caries a $450 annual fee, though it does come with United Club membership.
Many people would likely do better with a Credit Card That Earns Chase Ultimate Rewards Points, which are generally earned at a faster rate and can be transfered to United 1:1 (as well as a range of other transfer partners). Note that you would need one of the Chase cards with an annual fee, like the Chase Sapphire Preferred, the Chase Sapphire Reserve, or the Chase Ink Business Preferred in order to be able to transfer the points.
The main reason to get the United cards would be if you travel with United a few times a year and check bags, meaning that you will save more on the free checked bags than you pay in annual fees, or if you value the expanded saver award availability.
You can also use the Your Best Credit Cards “rewards optimization calculator” to find the best card for your spend.
Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
5 Cards Available:
Annual Fee: $0
Annual Fee: $0
- 2 miles per dollar on United Airlines purchases and earn 25% back on United inflight purchases
- 2 miles per dollar at gas stations, and on local transit and commuting charges
- Earn 3 miles per $1 spent at grocery stores, on up to $1,500 per month through 9/30/2021
- Earn 1 mile per $1 spent on all other purchases
- No foreign transaction fees
Note that in calculating your rewards on this card, we are counting all airfare as 2X miles since we don't capture your spend by airline. However, please note that the 2X multiplier on airfare will only apply to United flights.
Chase Ink Preferred
Here’s how we calculated your Rewards Value:
Point Value X Multiplier = Rewards Value
Here’s how we calculated your Bonus Value:
Point Value X Bonus = Bonus Value