Kylie’s Credit Card Picks

It’s worth noting that some Capital One cards earn 2 miles per dollar on everything, making the 1.6 cent per mile value an understatement as you’d be earning a 3.2% yield on every day spend. However, this assumes you will learn how to utilize the Capital One airline and hotel transfer partners, most of which transfer 1:1.

The minimum value is 1 cent when used to book travel in their portal or to  cover previously paid for travel, however, our calculator assumes you will use Capital One’s air and hotel transfer partners when calculating a 1.6 cent per point value.

We also have a Guide to Capital One Miles.

Instant Transfers as well as solid transfer partners. The value would go up if they had any hotel partners with a fair exchange rate. ANA (an exception to instant transfers), Virgin, Air Canada and Avianca are top airline partners for maximizing your points. They can also transfer to Delta if you wish and while the rates aren’t ideal, they can transfer to Marriott and Hilton as well. 

ANA provides almost unbeatable value for booking a Round the World flight all in Business Class.

The stated value also assumes you will take advantage of transfer partners rather than book via their booking portal, where they are only worth between 1 and 1.5 cents.

We’ve also created a Guide to American Express Membership Rewards.

The Sapphire Reserve, Sapphire Preferred, Chase Sapphire Reserve for Business, and Ink Preferred all have the ability to transfer to airline and hotel partners. We use an average value that you can expect to get by utilizing your points for these transfer partners.

In the Chase Travel℠ portal, Points Boost allows you to redeem for airfare or hotels with point values ranging from 1.5 – 2 cents depending on cabin class or hotel. Specific flights and hotels that appear in Point Boost vary.

If you do not have at least one of these cards, Ultimate Rewards are worth exactly 1 cent per point.

You can also read our Guide to Chase Ultimate Rewards points.

The Sapphire Reserve, Sapphire Preferred, Chase Sapphire Reserve for Business, and Ink Preferred all have the ability to transfer to airline and hotel partners. We use an average value that you can expect to get by utilizing your points for these transfer partners.

In the Chase Travel℠ portal, Points Boost allows you to redeem for airfare or hotels with point values ranging from 1.5 – 2 cents depending on cabin class or hotel. Specific flights and hotels that appear in Point Boost vary.

If you do not have at least one of these cards, Ultimate Rewards are worth exactly 1 cent per point.

You can also read our Guide to Chase Ultimate Rewards points.

The Sapphire Reserve, Sapphire Preferred, Chase Sapphire Reserve for Business, and Ink Preferred all have the ability to transfer to airline and hotel partners. We use an average value that you can expect to get by utilizing your points for these transfer partners.

In the Chase Travel℠ portal, Points Boost allows you to redeem for airfare or hotels with point values ranging from 1.5 – 2 cents depending on cabin class or hotel. Specific flights and hotels that appear in Point Boost vary.

If you do not have at least one of these cards, Ultimate Rewards are worth exactly 1 cent per point.

You can also read our Guide to Chase Ultimate Rewards points.

The Sapphire Reserve, Sapphire Preferred, Chase Sapphire Reserve for Business, and Ink Preferred all have the ability to transfer to airline and hotel partners. We use an average value that you can expect to get by utilizing your points for these transfer partners.

In the Chase Travel℠ portal, Points Boost allows you to redeem for airfare or hotels with point values ranging from 1.5 – 2 cents depending on cabin class or hotel. Specific flights and hotels that appear in Point Boost vary.

If you do not have at least one of these cards, Ultimate Rewards are worth exactly 1 cent per point.

You can also read our Guide to Chase Ultimate Rewards points.