The Capital One QuicksilverOne earns 1.5% cash back on all purchases. The only exception is when you book hotels and rental cars at Capital One Travel, which earns 5% cash back.
AVG Point Value:$0.01
Min. Credit Score for Approval:580-669 * Fair
Ongoing APR:30.74% Variable
Balance transfer fees$0 at the Transfer APR, 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
Foreign Transaction Fee:0%
The Capital One QuicksilverOne is intended for consumers with fair credit.
Earn 1.5% cash back on all eligible purchases.
The only bonus category is 5% total cash back when you book hotels or rental cars booked via Capital One Travel.
Earns bonus points for spend in the following bonus categories:
Pair another card and boost your rewards
In some cases, adding cards from the same points system will increase your rewards by unlocking a higher point value based on the ability to transfer points to air or hotel partners. In other cases, the cards simply work together to earn more points with one bank or diversify your bonus category rewards across banks.
Unique Card Benefits
You’ll get a complimentary 6 months of Uber One membership (must be used by 11/14/2024) with your Capital One QuicksilverOne.
Capital One Dining
Get access to exclusive reservations at restaurants plus access to tickets for culinary experiences.
Capital One Mobile App
Check your balances and more on the go, with the Capital One Mobile App
Complimentary Concierge Service
Access to personal assistance with your dining, entertainment and travel needs, 24/7.
With the included Extended Warranty protection, you’ll receive up to 1 additional year on eligible purchases with manufacturer warranties of 3 years or less with your Capital One QuicksilverOne Cash Rewards credit card.
No Foreign Transaction Fees
There are no foreign transaction fees with the Capital One QuicksilverOne credit card.
The Capital One QuicksilverOne Cash Rewards credit card doesn’t offer trip protections like Trip Delay or Trip Cancellation, but it does include Travel Accident Insurance for a covered loss at no extra cost when you use your card to purchase your fare.
Free Access to Credit Score
You’ll be able to keep tabs on your credit using Capital One’s Creditwise service.
Earn more rewards by combining credit cards
Pros & cons
- An easy 1.5% cash back on all purchases
- No foreign transaction fee for international usage
- 6 months of Complimentary Uber One as a statement credit, valid through 11/14/2024
- No bonus categories outside of using Capital One portals for hotels and car rentals
- $39 annual fee and no Early Spend bonus offer when you apply
- 1.5% isn't the highest cash back offering on the market for everyday purchases
The Capital One QuicksilverOne Cash Rewards Credit Card is similar to the Capital One Quicksilver Cash Rewards Credit Card with a few main exceptions.
- The Capital One QuicksilverOne Cash Rewards credit card requires a credit score of only around 600, while the The Capital One Quicksilver Cash is looking for a FICO around 700.
- The Capital One QuicksilverOne does not offer any car rental CDW / LDW coverage.
- The Capital One QuicksilverOne charges a $39 annual fee whereas the Quicksilver has no annual fee.
- The Capital One QuicksilverOne Cash Rewards credit card does not have any introductory 0% APR offers or 0% intro balance transfers while the Quicksilver offers both.
- The Quicksilver offers a higher credit line.
- You can expect to be automatically considered for a credit limit increase for your Capital One QuicksilverOne Cash Rewards credit card after 6 months if you are making on-time payments.
With QuicksilverOne, you will never pay any foreign transaction fees, and you’ll earn 1.5% cash back on all eligible purchases. If you book travel via the Capital One Travel portal, you’ll earn 5% on hotels and rental cars (1.5% if booked outside of Capital One Travel).
You’ll also get 6 months of Uber One, which at $9.99 a month, is worth about $60.
If you have another credit card which earns Capital One Miles, like the Venture X, Venture, VentureOne, or Spark Miles for Business, you can transfer your cash from your QuicksilverOne Cash Rewards credit card to those cards, where they become Capital One Miles – transferable to airline and hotel partners. $10 = 1,000 Miles.
Here’s a list of Capital One Miles airline and hotel transfer partners
|Capital One Miles|
|Transfer Ratio||Expected Transfer Time|
|Air Canada (Aeroplan)||1:1||Instant|
|Air France / KLM Flying Blue||1:1||Instant|
|British Airways Avios||1:1||TBD|
|Cathay Pacific Asia Miles||1:1||Nearly instant|
|Choice Hotels||1:1||1 day|
|Etihad Guest||1:1||1-2 days|
|Singapore Airlines KrisFlyer||1:1||1-2 days|
|TAP Air Portugal||1:1||TBD|
|Turkish Airlines Miles&Smiles||1:1||TBD|
|Wyndham Rewards Hotel Program||1:1||Instant|
|Accor Live Limitless (ALL) Hotel Program||2:1||1-2 days|
Frequently asked questions
Does the Capital One QuicksilverOne Cash Rewards credit card have an annual fee?
Yes, it has a $39 annual fee.
Does the QuicksilverOne Credit Card get you into airport lounges?
No, the QuicksilverOne card does not offer any airport lounge access. But we are here to help! You can find credit cards with airport lounge access here.
Do you need an Excellent Credit Score to get the Capital One QuicksilverOne Cash Rewards credit card?
No, you only need a credit score of around 600. The QuicksilverOne is intended for those who cannot qualify for the Quicksilver card, which requires a higher credit score of around 700.
How do I earn cash with the Capital One QuicksilverOne Cash Rewards credit card?
Earn 5% cash back on hotels and car rentals booked via Capital One Travel.
Earn 1.5% cash back on all other eligible purchases.
Does the Capital One QuicksilverOne Cash Rewards credit card charge foreign transaction fees?
No, the Capital One QuicksilverOne Cash Rewards Credit Card does not charge any foreign transaction fees – like any Capital One credit card!
Does the Capital One QuicksilverOne Cash Rewards credit card have car rental coverage?
No. While the regular Quicksilver credit card offers secondary CDW / LDW coverage, the QuicksilverOne does not.
Does the Capital One QuicksilverOne offer extended warranty?
Yes, you’ll get up to 1 additional year on eligible purchases with manufacturer warranties of 3 years or less with the QuicksilverOne credit card.
Does the Capital One QuicksilverOne Cash Rewards credit card offer purchase protection?
No, the Capital One QuicksilverOne card doesn’t offer purchase protection, but it does offer an extended warranty.
Does the Capital One QuicksilverOne Cash Rewards credit card offer trip protections?
No, the QuicksilverOne credit card doesn’t offer any trip protections, although it does come with Travel Accident Insurance when you use your card to pay your airfare.
What credit score do I need to get a Capital One QuicksilverOne Cash Rewards Credit Card?
With about a 600 FICO score or higher, you have a good chance of being approved for the QuicksilverOne.
Does the Capital One QuicksilverOne Cash Rewards Credit Card have Cell Phone Protection?
No, the QuicksilverOne does not have cell phone protection insurance.
What is the difference between the Capital One QuicksilverOne Cash Rewards Credit Card and the Capital One Quicksilver Cash Rewards Credit Card?
The primary difference is that the Capital One Quicksilver is offered to those with a significantly higher credit score than the QuicksilverOne. You’ll need about a 700 score for the Quicksilver and you’ll also be eligible for an Early Spend Bonus offer, 0% intro APR offers, and you won’t have an annual fee.
You’ll still earn 1.5% cash rewards.