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American Express Gold Card

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Credit card

American Express Gold Card

Annual Fee: $250

Bonus Offer: 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months

Bonus Offer: 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months

★ This card earns bonus points for spend in the following bonus categories:


Best for:

Dining and Grocery spend

Card Features and Benefits:

    Is the Amex Gold the best credit card for dining and groceries??

    Dining and Supermarket Spend with the Amex Gold

    While the Amex Platinum card gets more "buzz," the standout metal Gold Card offers 4x Membership Rewards points on US restaurants and supermarkets (up to $25,000 a year), as well as 3x on flights.

    It also offers $10 in monthly dining credits and $100 in annual airline incidental credits. Starting sometime in 2021, there will also be a $10 monthly Uber Cash credit added.

    (Note: the $100 airline credit will and after 2021.)

    While many Amex bonus categories are US-only, this card now earns 4x on all restaurants, including internationally.

    Credits Get You Back Most of the Amex Gold's Annual Fee

    The $10 in monthly dining credits can be used at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, and most Shake Shack locations. The $100 airline incidental credit (which will no longer be offered after 2021) is intended to be used for things like baggage fees and ticket change fees and applies to one chosen airline.

    For someone that spends a lot on dining and/or groceries, this is a powerful points earner.

    American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

    Also see: Credit Cards that Earn American Express Membership Rewards points

    Related Credit Cards

American Express Gold Card

Offer: 60,000 bonus Membership Rewards points when you spend $4,000 in 6 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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