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Chase Sapphire Preferred Card

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Chase Sapphire Preferred

Annual Fee: $95

Bonus Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months

Bonus Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months

★ This card earns bonus points for spend in the following bonus categories:

Car Rentals2x
Other Travel2x

Best for:

Anyone getting started in miles and points. It's easily the best starter card for someone learning how to earn and spend credit card rewards.

Card Features and Benefits:

    The Chase Sapphire Preferred is perhaps the best entry level card for those getting started in miles and points.

    Chase Sapphire Preferred Card Features:

    The Chase Sapphire Preferred has a low annual fee and unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, such as United and Hyatt, where you can get a bigger return for your points.

    Aside from transfers to airline and hotel partners, you can also redeem your points for travel at the rate of 1.25 cents in value per Ultimate Rewards point. (i.e. $625 in travel for 50,000 points).

    Chase Sapphire Preferred Card Earn Rate:

    • 5X Chase Ultimate Rewards points on Lyft rides
    • 2X Ultimate Rewards points on travel and dining
    • 1X Ultimate Rewards on all other purchases

    Chase Sapphire Preferred Card Review and Benefits:

    The Chase Sapphire Preferred comes with excellent built-in trip delay insurance and primary car rental CDW coverage.

    Very few cards include primary car rental insurance. When that coverage is secondary, as it normally is, any damage claims need to first go through your own insurance carrier - potentially raising your rates. Since the Chase Sapphire Preferred card's coverage is primary, it takes care of any damage without involving your own insurance company.

    There are no foreign transaction fees.

    Chase Sapphire Preferred DoorDash Benefits

    • Get free DashPass to get free DoorDash deliveries at select restaurants with $12 or more in your order and decreased service charges. Valid from now through the end of Dec 2021 or for a minimum of one year when activated any time before then

    Chase Sapphire Preferred Card Airline and Hotel Transfer Partners:

    • Aer Lingus AerClub (instant transfer)
    • Air France/KLM Flying Blue (instant transfer)
    • British Airways Avios (instant transfer)
    • Iberia Plus (instant transfer)
    • JetBlue TrueBlue (instant transfer)
    • Singapore Airlines KrisFlyer (1-2 days)
    • Southwest Airlines Rapid Rewards (instant transfer)
    • United Airlines MileagePlus (instant transfer)
    • Virgin Atlantic Flying Club (instant transfer)
    • Hyatt Hotels (instant transfer)

    Singapore Suites - Bookable with Ultimate Rewards pointsSingapore Suites - Bookable with Ultimate Rewards points

    Best Chase Sapphire Preferred Card Combos:

    Many people pair this card with a Chase Freedom Unlimited (which earns 1.5x points on everything) and a Chase Freedom (which earns 5x points on quarterly rotating categories).

    This allows you to optimize your earnings across various bonus and non-bonus spending categories.

    More Advice from MilesTalk 

    Chase Ultimate Rewards: How to Earn and Redeem with Transfer Partners

    Chase Sapphire Reserve or Sapphire Preferred: Which is right for you?

    Note: You will only be approved for a Chase card if you have applied for fewer than 5 personal credit cards within the last 24 months from any issuer. (Business cards do not count against the total, except for Capital One and Discover, but are subject to the policy). Learn more about the 5/24 rule here.

    Related Cards

    More Chase credit cards | More Visa credit cards

Chase Sapphire Preferred

Offer: 60,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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