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Citi Premier

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Credit card

Citi Premier

Annual Fee: $95

Bonus Offer: 60,000 bonus ThankYou points when you spend $4,000 in 3 months


Bonus Offer: 60,000 bonus ThankYou points when you spend $4,000 in 3 months

★ This card earns bonus points for spend in the following bonus categories:

Airfare3x
Dining3x
Gas Stations3x
Hotels3x
Supermarkets3x

Best for:

Earning Citi ThankYou points. Travel, gas, groceries, and dining are its key bonus categories.

Card Features and Benefits:

    This card is an excellent general travel, dining, and grocery card with a low annual fee.

    Citi ThankYou cards are great because they have a range of interesting and advanced airline partners that you can transfer your points to, including Avianca, Turkish, and Cathay Pacific.

    There are frequent transfer bonuses as well. If you are looking to get started collecting ThankYou points, this is the best starter card for the program.

    How Does the Citi Premier Earn Citi ThankYou Points?

    • 3X Points at Dining
    • 3X Points at Grocery Stores / Supermarkets
    • 3X Points on Gas
    • 3X Points on Flights and Hotels
    • 1X Points on All Other Purchases

    Other ThankYou Premier Card benefits

    • The annual hotel savings benefit will give you $100 off a $500 prepaid hotel booking in the ThankYou travel portal.

    How to "Pair" The Citi Premier with Other Citi Credit Cards

    Citi's ThankYou program extends across various credit cards and confers benefits from each card in your wallet.

    Citi Double Cash

    If you have a Citi Double Cash, you'll earn 2% on all purchases, meaning that if the purchase isn't in one of the Citi Premier's 3X categories, you can use your Double Cash to earn 2X on that card instead of 1X on the Premier.

    It may be a bit confusing at first, because the Double Cash earns cash rather than points. But here's the rub:  If you have a Ciii Premier card, you can transfer your cash back into ThankYou points at a 1:1 ratio. So, that 2% cashback can become 2X points in the click of a button.

    With the combination of a Citi Premier and Citi Double Cash, you will earn 2X - 3X on all purchases!

    Citi Rewards+

    A Citi Rewards+ card is a no-annual fee card from Citi that, when linked to the same ThankYou profile, earns you a 10% rebate on the first 100,000 points redeemed annually.

    You don't even need to use the Rewards+ card. Just having it in your profile will net you the 10% rebate on redeemed ThankYou points.

    The Rewards+ also has 0% Intro APR on both balance transfers and purchases for 15 months.

    If You Apply for More Than One Citi Card

    You need to know that Citi will not approve more than 2 Citi cards in 60 days - and we recommend 65 to be safe. So if you want a Citi Premier, a Double Cash and a Rewards+, you'll have to pick one (we recommend the Rewards+) to save for after the 65th day from your second approval.

    More Reading at MilesTalk

    You can also read about the Citi Trifecta / Quadfecta in more detail and see the Best Ways to Spend Citi ThankYou points at MilesTalk.

    Related Credit Cards

Citi Premier

Offer: 60,000 bonus ThankYou points when you spend $4,000 in 3 months

Don’t Miss Out On Limited time Offers

Credit card companies regularly offer limited time increased signup bonus offers on their credit cards. They also sometimes change card benefits or otherwise change up their card lineups.
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Citi Premier | Review | How to Apply

Review of the Citi Premier credit card, the most popular card for earning Citi ThankYou points and pairs well with a Double Cash. 60,000 Bonus Point Offer.

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