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The Platinum Card® from American Express

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Bonus Offer: 75,000 Membership Rewards points when you spend $5,000 in your first 6 months + 10x points at U.S. Gas Stations and U.S. Supermarkets on up to $15,000 in combined purchases, during your first 6 months. Terms apply. (Rates and Fees)


Bonus Offer: 75,000 Membership Rewards points when you spend $5,000 in your first 6 months + 10x points at U.S. Gas Stations and U.S. Supermarkets on up to $15,000 in combined purchases, during your first 6 months. Terms apply. (Rates and Fees)

★ This card earns bonus points for spend in the following bonus categories:

Airfare5x
Hotels5x

Best for:

Those seeking premium travel and lifestyle perks.

Card Features and Benefits:

    The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While it earns valuable American Express Membership Rewards points, the real selling points of the Platinum Card, aside form how it feels, are the benefits...

    American Express Platinum Card Benefits and Review

    While the fee isn't small, the Amex Platinum card gives you a lot back in the form of monthly statement credits for certain purchases and other benefits.

    Card benefits include $200 in yearly Uber credits and Uber VIP status as well as $200 in annual incidental airline credits for your chosen airline, and access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)

    Let's review the card benefits in more detail.

    Statement Credit Offers

    • $200 in Uber credits annually ($15 per month with a $20 bonus in December)
    • $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits
    • $200 in annual airline fee credits (as statement credits) for your chosen airline
    • New: for January to June 2021 only, the Amex Platinum has a $30 monthly PayPal credit.

    (All above offers require enrollment after you receive the card.)

    Airport Lounge Access

    • You receive Centurion Lounge airport lounge access including two guests: These are only accessible by American Express Platinum and Centurion (Black Card) card holders.
    • Priority Pass airport lounge access including a guest (excludes Priority Pass restaurants). (Enrollment required).
    • Delta SkyClub access when flying Delta (no guests)

    Elite Hotel Status

    In addition, you get elite status in two hotel programs (enrollment required):

    • Marriott Bonvoy Gold Elite
    • Hilton Gold

    Uber Elite Status

    • Uber VIP Status is included with your Card.

    While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!

    Other Platinum Card Benefits

    • Reimbursement (as a statement credit) for your Global Entry or PreCheck membership fees every 4 years.
    • Secondary Car rental CDW/LDW collision/damage coverage
    • Lost, damaged or stolen baggage insurance
    • Extended warranty, purchase protection and return protection on covered purchases
    • No foreign transaction fees.

    Note that this personal version of the Amex Platinum card does not feature the $200 annual Dell credit that the American Express Business Platinum Card does, however only this version has the monthly Uber credits.

    Both cards offer the annual $200 incidental airfare statement credits for your chosen airline.

    We recommend that you weigh the annual fee against the benefits that you will personally use to help decide if it's worth it for your individual situation.

    Amex Platinum Card Points Earn Rate

    Earn 5x Membership Rewards points on airfare and hotels when booked via AmexTravel.com. The card allows you to book the Fine Hotels and Resorts Collection which includes upgrades, late checkout, and free breakfast for cardmembers.

    Other purchases will earn 1 point per dollar.

    Also see: Credit Cards that Earn American Express Membership Rewards points

    Related Credit Cards

    You may also be interested in other credit cards from American Express or the Best Travel Credit Cards.

    Rates and Fees for the American Express Platinum Card

Platinum Card from American Express

Offer: 75,000 Membership Rewards points when you spend $5,000 in your first 6 months + 10x points at U.S. Gas Stations and U.S. Supermarkets on up to $15,000 in combined purchases, during your first 6 months. Terms apply. (Rates and Fees)

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