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Car Rentals

These credit cards offer the best rewards returns on your spend for purchases on car rentals.

Note that we have a separate page that shows you Credit Cards with Primary Car Rental Insurance (CDW/LDW) Coverage

You can view business credit cards, personal credit cards, or both. Or find the best credit card for any other bonus category.

The “Estimated Rewards Value” shown represents the average return you can expect on that spend, factoring in the bonus multiplier and the Your Best Credit Cards valuation of the specific mile or point earned by that card. This represents the return you can expect to get if you spend some time to learn about that particular rewards program and is not a minimum or guaranteed return.

Advertiser Disclosure: Your Best Credit Cards has partnered with CardRatings for our coverage of credit card products. Your Best Credit Cards and CardRatings may receive a commission from card issuers. Commissions do not affect or prioritize placement within our results and not all cards displayed earn us a commission. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

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14 Cards Available:

Credit card

Chase Freedom Unlimited Review

Car Rentals Multiplier: 5X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

8.75%

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Chase Freedom Unlimited Review

Car Rentals Multiplier: 5X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

8.75%

Offer: Get $200 (20,000 Ultimate Rewards points) when you spend $500 in your first 3 months

A no-fee Chase card offering 1.5x Ultimate Rewards points on everything, except as noted below. It's best combined with a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred to unlock the power of transfer partners.

Chase Freedom Unlimited Rate:

  • 5X on travel when purchased through the Chase Ultimate Rewards portal*
  • 5X on Lyft until March 2022
  • 3X on dining (including takeout and delivery)
  • 3X at drugstores
  • 1.5X on everything else

NOTE: This card can be used as cash back or as an Ultimate Rewards points card. In valuing your rewards, we assume you also have a Chase Sapphire Reserve or Chase Sapphire Preferred, or Chase Ink Business Preferred. You can then transfer points from this card to one of those to unlock the power of transfer partners. If you have this card without one of the above cards, your rewards value will be lower with each point worth exactly 1 cent.

0% Interest APR Intro Offer:

Get a 0% Intro APR for 15 months (Terms Apply)

Note: Our rewards optimization calculator will count all travel on this card at 5X, but please note the limitations around that above. 

Offer: Get $200 (20,000 Ultimate Rewards points) when you spend $500 in your first 3 months
Credit card

Chase Freedom Flex Review

Car Rentals Multiplier: 5X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

8.75%

Calculator

Chase Freedom Flex Review

Car Rentals Multiplier: 5X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

8.75%

Offer: Get $200 (20,000 Ultimate Rewards points) when you spend $500 in your first 3 months

The Chase Freedom Flex is the evolution of the Chase Freedom card, long a staple of the Chase card portfolio.

The Freedom Flex takes the best part of the Chase Freedom (rotating quarterly 5X bonus categories) and adds a ton of new features:

Chase Freedom Flex Earn Rate:

  • 5X on travel when purchased through the Chase Ultimate Rewards portal*
  • 5X on rotating quarterly bonus categories (max of $1,500 per quarter in spend; activation required – same as existing Freedom card)
  • 3X on dining (including takeout and delivery)
  • 3X at drugstores
  • 1X on everything else

(* Keep in mind, booking via the portal for hotels means that you won’t, in most cases, earn any hotel points / stay credits nor have any hotel elite status honored. For airlines, the fares are generally the same or similar, however, it does mean that you have to deal with Chase for changes instead of the airline directly – and that can be a big hassle.)

Note: Our rewards optimization calculator will count all travel on this card at 5X, but please note the limitations around that above. 

Offer: Get $200 (20,000 Ultimate Rewards points) when you spend $500 in your first 3 months
Credit card

Capital One Spark Miles for Business

Car Rentals Multiplier: 5X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

6.00%

Calculator

Capital One Spark Miles for Business

Car Rentals Multiplier: 5X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

6.00%

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months

This business card offers 2x on all purchases and 5X miles on hotel and rental car booked via Capital One Travel.

Use these miles as a purchase eraser at 1 cent per point, or transfer them to a range of airlines at the ratio of 2:1.5, which equals 1.5 airline miles per dollar spent.

It also has a $100 credit for Global Entry or PreCheck once every 5 years.

NOTES:

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use as a purchase eraser, the early spend bonus value will be $500, exactly.

2) 5X on Hotels and Car Rentals applies only when you book via Capital One's own travel service. Otherwise, you will earn the standard 2X miles.

You can transfer to more than 18 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Offer: Get 50,000 Capital One miles when you spend $4,500 in your first 3 months
Credit card

Chase Sapphire Reserve Review

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

5.25%

Calculator

Chase Sapphire Reserve Review

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

5.25%

Offer: 60,000 Ultimate Rewards points when you spend $4,000 in 3 months

The card that re-revolutionized points-earning credit cards, the Chase Sapphire Reserve is a high-end travel rewards card that unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners and offers rich benefits for a frequent traveler.

It offers 3x Ultimate Rewards points on travel and dining. It provides a 50% boost in point value within the Chase portal and you get an annual $300 travel credit each card year which greatly offsets the card's annual fee.

New Lyft and DoorDash Benefits:

  • Earn 10X Ultimate Rewards points on Lyft rides
  • Get a one-time complimentary Lyft Pink (15% Lyft discounts, free bike/scooter rentals each month, and better cancellation rules). ($19.99 / month value)
  • Get $60 in DoorDash credits each year (2020 and 2021).
  • Get free DashPass to get free DoorDash deliveries at select restaurants with $12 or more in your order and decreased service charges.

Chase Will Let you “Pay Yourself Back”

Chase Sapphire Reserve cardmembers can always use their points to book travel via the travel portal where they get 1.5 cents per point.

Now, you can redeem in the same manner for grocery stores, home improvement stores and dining, including restaurants, takeout and eligible delivery services. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.5 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“. 

Offer: 60,000 Ultimate Rewards points when you spend $4,000 in 3 months
Credit card

Chase Ink Preferred

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: $150,000

Estimated Rewards Value :

5.25%

Calculator

Chase Ink Preferred

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: $150,000

Calculator
Estimated Rewards Value :

5.25%

Offer: Get 100,000 Ultimate Rewards points as a bonus when you spend $15,000 in your first 3 months.

The Chase Ink Preferred credit card earns 3x Ultimate Rewards points on all travel, advertising, and shipping, as well on Internet, cable and phone services, up to $150,000 a year.

If your business spends a lot in any of these categories, you can earn a ton of points.

It also earns 5X Ultimate Rewards points on Lyft rides.

You'll get complimentary cell phone insurance when you pay your cell phone bill with this card. (See Chase website for details). No foreign transaction fees.

Offer: Get 100,000 Ultimate Rewards points as a bonus when you spend $15,000 in your first 3 months.
Credit card

American Express Green Card

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

5.10%

Calculator

American Express Green Card

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

5.10%

Offer: 50,000 Membership Rewards when you spend $2,000 within 6 months + $200 Home Furnishing store credit

The biggest feature of this card is 3X American Express Membership Rewards points on Travel, Transit and Dining.

The new Amex Green card also comes with a few annual credits:

  • $100 credit towards a CLEAR membership for expedited airport security lines.
  • $100 credit to Lounge Buddy (airport lounges - a competitor to Priority Pass lounge access
Offer: 50,000 Membership Rewards when you spend $2,000 within 6 months + $200 Home Furnishing store credit
Credit card

Hilton Honors Aspire Card from American Express

Car Rentals Multiplier: 7X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

3.50%

Calculator

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

3.50%

Offer: Get 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months.

Get complimentary top-tier Hilton Diamond status, an annual $250 Hilton Resort credit, an annual $250 airline incidental fee credit, and a Free Weekend Night Award.

Also includes Priority Pass Select Airport Lounge Access for you and up to 2 guests per visit at no additional charge. (Enrollment required).

Earn Rate:

14x Hilton Honors points at Hiltons; 7x points on flights booked directly with airlines, car rentals booked direct, and US restaurants; and 3x points everywhere else.

Only in 2021 - Additional Hilton Aspire Benefits 

  • Bonus points earned through eligible purchases, if they post to the card member’s Hilton Honors account by Dec. 31, 2021, will be classified as base points and will count toward elite tier qualification and lifetime Diamond status.
  • Unexpired and newly issued free weekend night certificates can temporarily be used on any night of the week.
  • All newly issued Free Weekend Night Reward certificates issued after Jan 1, 2021 will be valid through December 31, 2022.

NOTE: For the purposes of calculating your expected rewards for this card, we are assuming that the spend you put in "Hotels" is all spent at Hilton portfolio hotels and resorts. If some is spent at other hotels, your actual rewards will be slightly lower.

Offer: Get 150,000 bonus Hilton Honors Bonus Points after you spend $4,000 in your first 3 months.
Credit card

Chase Sapphire Preferred Card Review

Car Rentals Multiplier: 2X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

3.50%

Calculator

Chase Sapphire Preferred Card Review

Car Rentals Multiplier: 2X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

3.50%

Offer: 80,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months plus up to $50 in statement credits for grocery store purchases.

Perhaps the best "starting out card" in miles and points.

The Chase Sapphire Preferred has a low annual fee, unlocks transfers from this and any linked Chase Ultimate Rewards-earning card to airline and hotel partners, comes with excellent built-in trip delay insurance, primary car rental CDW coverage and earns 2x points on travel and dining.

Chase Sapphire Preferred Card Earn Rate:

  • 5X Chase Ultimate Rewards points on Lyft rides though March 2022
  • 2X Ultimate Rewards points on travel and dining
  • 1X Ultimate Rewards on all other purchases

Also:

  • You'll get 2x total points on grocery store purchases - up to $1,000 per month - from November 1, 2020 to April 30, 2021. (Includes most pick-up and delivery services.)

Chase Will Let you “Pay Yourself Back”

Chase Sapphire Preferred cardmembers can always use their points to book travel via the travel portal where they get 1.25 cents per point.

Now, you can redeem in the same manner for grocery stores, home improvement stores and dining, including restaurants, takeout and eligible delivery services. Instead of using a “portal” to make the purchases, you just pay as you normally would and then go into the Chase website to “pay” for that purchase with points. You will get the same 1.25 cents per point in value as you get booking travel. The feature is branded “Pay Yourself BackSM“. 

The only requirement is that the merchant category be in one of the specified categories and you must “Pay yourself back” within 90 days of purchase. This feature will be on the card until at least April 2021.

Chase Sapphire Reserve cardmembers get the same opportunity, but at a higher 1.5 cents per point cash-out rate.

If you apply for a Chase credit card and don't get an instant approval, you may want to call the Chase reconsideration line.

Offer: 80,000 bonus Ultimate Rewards points when you spend $4,000 in 3 months plus up to $50 in statement credits for grocery store purchases.
Credit card

Hilton Honors American Express Business Card

Car Rentals Multiplier: 6X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Get 130,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months.

Get Hilton Honors Gold Status, earn Free Weekend Night Awards based on annual spend, and earn Hilton Honors points on all purchases.

Earn bonus points on select business and travel categories: gas stations, wireless telephone service, shipping, restaurants, flights booked direct, and car rentals booked direct.

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

Offer: Get 130,000 Hilton Honors Bonus Points when you spend $3,000 in 3 months.
Credit card

Costco Anywhere Visa Business Credit Card by Citi Review

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: This card does not have a bonus offer at this time.

Review: For Costco members seeking pure cash back, this credit card is hard to beat!

Costco Business credit card earn rate and benefits:

  • This Costco Business credit card earns 4% cash back at gas stations, both Costco and otherwise, for the first $7,000 per year.
  • Earn 3% cash back at restaurants and on travel.
  • Earn 2% cash back at Costco.
  • Get 1% cash back on everything else.
  • No foreign transaction fees.

The cashback will be awarded as an annual credit card reward certificate, redeemable for cash or merchandise at U.S. Costco warehouses, (including Puerto Rico). The certificate will be included in your February billing statement and expires on December 31st of the year issued.

** Requires a Costco membership **"

Offer: This card does not have a bonus offer at this time.
Credit card

Wells Fargo Propel American Express Card

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

Wells Fargo Propel American Express Card

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: Get 20,000 bonus points when you spend $1,000 in your first 3 months.

The Wells Fargo Propel offers 3x on gas stations, rideshares, transit, flights, hotels, car rentals, and some streaming services.

It earns 1x elsewhere.

These points can be used in their travel portal to purchase travel of almost any kind.

The Wells Fargo Propel credit card also provides complimentary cell phone insurance. There are no foreign transaction fees, either.

New cardholders will get a 12 month introductory 0% intro APR period on both purchases and balance transfers. 14.49%-24.99% Variable thereafter. See Terms.

Offer: Get 20,000 bonus points when you spend $1,000 in your first 3 months.
Credit card

Costco Anywhere Visa Card by Citi

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

3.00%

Calculator

Costco Anywhere Visa Card by Citi

Car Rentals Multiplier: 3X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

3.00%

Offer: None at this time

This Costco-branded card earns 2% cash back at Costco. It also earns an incredible 4% cash back at gas stations, both Costco and otherwise, for the first $7,000 per year. Additionally, it earns 3% cash back at restaurants and on travel.

You must have a Costco membership to be eligible for this card.

Offer: None at this time
Credit card

United Quest Credit Card

Car Rentals Multiplier: 2X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

2.40%

Calculator

United Quest Credit Card

Car Rentals Multiplier: 2X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

2.40%

Offer: Get 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months and an additional 20,000 bonus miles after you spend $10,000 in the first 6 months.

United Quest Earn Rate

  • 3X United miles on United purchases.
  • 2X on other travel (like air, hotel, and car rentals). (Recall, though, that you can earn 3X points on any airline in the world with a Chase Sapphire Reserve or 2X on any airline in the world with a $95 annual fee Chase Sapphire Preferred.
  • 2X miles on dining and streaming services.
  • Everything else earns just 1 mile per dollar.

United Quest Benefits

  • Two 5,000 mile award flight credits each year after account anniversary. Essentially, you will get 5,000 miles “back” after you book an award flight.
  • $125 annual United purchase credit. This is a statement credit against UA purchases like airfare as well as things you can buy that are related to a flight, like checked bag fees, upgrades, seats, and Wifi.
  • Earn 500 PQP for every $12,000 in card spend, up to 3,000 PQP in a Calendar Year - valid up to 1K status as long as the required PQF requirements are also met.
  • 2 free checked bags
  • Priority boarding
  • $100 in Global Entry or TSA Precheck once every 4 years.
  • No foreign transaction fees
  • Premier upgrades on award tickets. Prioritized after the lowest paid fare class, a Premier member with this card will get upgraded on award tickets.
  • 25% statement credit on onboard purchases (food, drinks, and wifi)
  • Trip Cancellation / Interruption insurance
  • Trip Delay reimbursement
  • Primary car rental collision / damage waiver
  • Purchase protection
  • Roadside assistance

NOTE: In calculating your rewards for this card, we are making the assumption that all airfare entered is spent on United, which earns 3X. Other airfare earns 2X. If part of that spend is on other airlines, that spend will earn only 2x on this card, reducing the value of your rewards.

Offer: Get 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months and an additional 20,000 bonus miles after you spend $10,000 in the first 6 months.
Credit card

Marriott Bonvoy Bold Credit Card

Car Rentals Multiplier: 2X

Annual Car Rentals Limit: Unlimited

Estimated Rewards Value :

1.20%

Calculator

Marriott Bonvoy Bold Credit Card

Car Rentals Multiplier: 2X

Annual Car Rentals Limit: Unlimited

Calculator
Estimated Rewards Value :

1.20%

Offer: Get 50,000 bonus Marriott Bonvoy points after you spend $1,000 in your first 3 months

The Marriott Bonvoy Bold Credit Card is Chase's "no fee" entrant into the lineup of Marriott Bonvoy credit cards. It is similar to the Chase Marriott Bonvoy Boundless Card but with no annual fee and no annual free night certificate. It also earns considerably less points per dollar spent.

Note When calculating your Estimated Rewards Values, Hotel spend will be considered "spend at Marriott Bonvoy hotels" for the purposes of calculating your potential reward values (in this case, 3X). Hotel spend at other brands will not earn the bonus multiplier and would only earn 2X Bonvoy points (the rate for all other travel).

Offer: Get 50,000 bonus Marriott Bonvoy points after you spend $1,000 in your first 3 months

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