Cash Back Credit Cards
Given our connection to MilesTalk, we naturally prefer rewards credit cards ourselves. That’s because with rewards cards, when used correctly, the points can be worth much more than a penny each.
But we get it. Sometimes you just want to earn straight cash back and spend that cash back how you please.
The Best Cash Back Credit Cards
If you aren’t going to play the points game at all, we generally recommend either sticking with a super easy 2% cash back card like the Citi Double Cash Card or Fidelity Rewards Visa for personal use or the Spark Cash from Capital One or American Express Blue Business Cash Card for businesses.
However, there are cash back cards that come with various bonus categories and if you are willing to carry more than one card, you can also do even better than 2% by mixing a few cards.
Mixing More Than One Cash Back Credit Card
The Savor Rewards from Capital One offers 4% in dining and entertainment, as well as 2% in groceries and 1% everywhere else while the Blue Cash Everyday Card earns 3% cash back at US supermarkets for up to $6,000 in annual purchases and 2% cash back at US gas stations and certain US Department Stores.
All CashBack Credit Cards
We base our ratings below on the value of the points of each card multiplied by the amount of the bonus. Pretty simple!
|1. Spark Cash from Capital One||$500|
|2. Savor Rewards from Capital One||$300|
|3. Chase Freedom Credit Card||$270|
|4. Blue Cash Preferred Card||$250|
|5. Spark Cash Select from Capital One||$200|
|6. American Express Cash Magnet Card||$150|
|7. Blue Cash Everyday Card||$150|
|8. Quicksilver from Capital One||$150|
|9. SavorOne Rewards from Capital One||$150|
|10. Wells Fargo Cash Wise Visa Credit Card||$150|
|11. Fidelity Rewards Visa Signature||$100|
|12. Plum Card from American Express||$0|
|13. QuicksilverOne from Capital One||$0|
|14. Journey Student Credit Card from Capital One||$0|
|15. Citi Double Cash Card||$0|
|16. Costco Anywhere Visa Card by Citi||$0|
|17. HSBC Cash Rewards Mastercard||$0|
|18. American Express Blue Business Cash Card||$0|