The Platinum Card® from American Express is full of caché and its heavy metal design will catch more than a few looks. While the fee isn't small, you get a lot back in the form of statement credits and other perks and benefits.

Statement Credit Offers

• $200 in Uber credits annually ($15 per month with a $20 bonus in December)
• $100 in annual Saks Fifth Avenue shopping credits per year ($50 January-June and $50 July-December) as statement credits (Enrollment required)
• $200 in annual airline fee credits (as statement credits) for your chosen airline (Enrollment required)
• $240 Digital Entertainment Credit which is good for up to $20 back each month on select digital subscriptions with Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.(Enrollment Required)
• $200 Hotel Credit as statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings, with a two night minimum stay, with American Express Travel. (Enrollment Required) 
• $189 CLEAR® Credit as statement credits when you pay for your CLEAR® membership with your Card. (Enrollment Required) 
• $300 Equinox Credit as a $25 statement credit valid each month at Equinox, valid for Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+.(Enrollment required)
• $300 statement credit when you purchase a SoulCycle At-Home Bike, up to 15x per calendar year. An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. (Enrollment required)
• $155 Walmart+ Credit: The cost of a $12.95 monthly Walmart+ membership is covered with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. (Plus Ups are excluded.)

(All above offers require enrollment after you receive the card.)

You also get access to the American Express Global Lounge Collection, which includes the Centurion Lounges, Priority Pass, and Delta SkyClubs when you are flying Delta. (Enrollment required)

In addition, you get elite status in two hotel programs (enrollment required):

• Marriott Bonvoy Gold Elite
• Hilton Gold

While the Bonvoy Gold status is mostly good for small room upgrades and bonus points on stays, Hilton Gold confers free breakfast - a benefit that can really add up!

More Platinum Card benefits:

• Reimbursement (as a statement credit) for your Global Entry or PreCheck membership fees every 4 years.
• Secondary Car rental CDW/LDW collision/damage coverage
• Lost, damaged or stolen baggage insurance
• Extended warranty, purchase protection and return protection on covered purchases
• No foreign transaction fees.
• Access to the Platinum Concierge line

Cell phone protection:

Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period.

• Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
• Please visit americanexpress.com/benefitsguide for more details.
• Underwritten by New Hampshire Insurance Company, an AIG Company.

NOTE: This card earns 5x on airfare and hotels, however, the airfare must be booked direct with the airline or at Amex Travel and the hotels must be prepaid at Amex Travel to earn 5x. This site's Estimated Rewards Values will calculate all airfare and hotels at 5x points, so if your hotels are booked directly (which you generally need to do to earn hotel points and status/benefits) please note that they will not earn 5x and your actual rewards value will vary accordingly.

This card is an excellent general travel, dining, and grocery card with a low annual fee.

Citi ThankYou cards are great because they have a range of interesting and advanced airline partners that you can transfer your points to, including Avianca, Turkish, and Cathay Pacific.

There are frequent transfer bonuses as well. If you are looking to get started collecting ThankYou points, this is the best starter card for the program.

How Does the Citi Premier Earn Citi ThankYou Points?

• 3X Points at Dining
• 3X Points at Grocery Stores / Supermarkets
• 3X Points on Gas
• 3X Points on Flights and Hotels
• 1X Points on All Other Purchases

Other ThankYou Premier Card benefits

• The annual hotel savings benefit will give you $100 off a $500 prepaid hotel booking in the ThankYou travel portal.
• No foreign transaction fees

Thank You points can be transferred to a variety of airline frequent flyer programs, such as Avianca, Etihad, Turkish and Cathay Pacific.

The Capital One Venture card is one of the most flexible in the industry, particularly if you are a frequent traveler. It earns double miles on every purchase with no bonus categories to remember. You can redeem these points for previous travel purchases (worth a penny a point) or transfer them to travel partners.

You can use your miles to get reimbursed for any travel purchase on your card or redeem your miles by booking a trip through Capital One Travel at a value of one cent per point for an effective 2% cash back on all purchases - or you can transfer them to a range of airlines and hotel partners.

1) The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use it to rebate charges for travel, the early spend bonus value will be 1 cent per point, exactly.

You can transfer to several airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

Capital One Venture X Credit Card Earn Rate

• 10X Capital One Miles on hotels and car rentals when booked via Capital One Travel
• 10 Miles per dollar when you book on Turo, a sharing marketplace, through May 16, 2023.
• 5X Capital One Miles on airfare booked via Capital One Travel - which utilizes Hopper.
• 2X Capital One Miles on everything else

Capital One Venture X Credit Card Benefits

Capital One launched this card with a laundry list of benefits which are very impressive. You'll quickly see that the annual fee is wiped out and then some by the benefits.

• Up to a $300 credit annually for bookings made on Capital One Travel
• 10,000 bonus miles every account anniversary (equal to $100 towards travel)
• Unlimited access to Capital One Lounges and also to 1,300+ Priority Pass lounges internationally + two guest passes (Notably, I verified with Capital One that this is “full” Priority Pass access, meaning that it includes airport restaurant locations.
• Up to $100 in statement credits for either TSA PreCheck or Global Entry
• Complimentary Hertz President’s Circle status (top tier!) for primary cardholders, authorized users and account managers. The status is valid until Dec 31, 2024.
• Primary Car Rental Collision/Damage Coverage
• Authorized Users can be added for no fee and they also get their own Priority Pass membership.
• Cardholders can earn up to 100,000 miles per year for referring friends, who can then experience the unparalleled benefits Venture X has to offer (up to 4 referrals per year; 25,000 miles awarded per referral)
• No foreign transaction fees

You can transfer to several airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

If you used our Credit Cards Optimization Tool to find this card, please remember that the 10X and 5X bonus rates only apply to travel booked through the Capital One Travel Portal.

Earn Rate

• 3X points for every dollar spent on dining, takeout, and eligible delivery services
• 3X points for every dollar spent at grocery stores
• 3X points for each dollar spent directly with Air Canada
• 1 point for each dollar spent on all other purchases
• Plus, 500 bonus points for every $2,000 spent in a calendar month (up to a maximum of 1,500 points per calendar month)

Card Benefits

• Status Boost: Automatically receive Aeroplan 25K Elite Status for the remainder of the first calendar year, plus the following calendar year, allowing primary cardmembers to enjoy benefits such as priority check-in, early boarding, upgrades and more on Air Canada flights. Cardmembers can requalify as follows:
  • Earn 25K Status through the next year after spending $15,000 in a calendar year
  • Existing status holders earn a one-level status boost to 35K Status or higher for the next year after spending $50,000 in a calendar year
  • Additional spend thresholds starting at $100,000 of spend in a calendar year will unlock unprecedented Aeroplan redemption benefits, including 50% off Priority Rewards and companion benefits
• Pay Yourself Back: The Aeroplan Credit Card is the first co-branded card to do this (starting soon, not right at launch) and you will be able to Pay Yourself Back with up to 50,000 Aeroplan points annually. This will be good for any all travel from Ubers to flights and will be at 1.25 cents per point in value, so $625 a year max.
• No foreign transaction fees
• Global Entry / PreCheck / Nexus reimbursement once every four years (This is the only credit card in the US that reimburses Nexus, which is like a Canadian Global Entry and is available to US citizens as well)
• Free checked bag for you and up to 8 companions on the same itinerary
• Trip Cancellation/Interruption Insurance
• Baggage Delay Insurance
• Trip Delay Reimbursement
• Auto Rental Collision Damage Waiver
• Roadside Assistance
• The card is a World Elite Mastercard, so you’ll get all of those benefits.

Spend Threshold Bonuses

• At $100,000, $250,000, $500,000 and at $750,000 spend in a calendar year you get a 50% off reward certificate. These vary in utility based on your tier but if you have top tier Air Canada status, they are good for 50% off any award you can find.  In fact, you can even use them to book an Aeroplan-metal economy award (if that is what your status allows) and then use eUpgrade credits to get into Business Class.
• At $1,000,000 in spend, you het a GLOBAL +1 Award, which grants you 100% of your points back for all redemptions in all cabins on any metal for a designated companion.

NOTE: If you used our Credit Cards Optimization Tool to find this card, please remember that the 3X bonus rate for Air Canada flights only applies to paid flights booked via Air Canada. Other flights would earn 1X.

Is the American Express® Gold Card the best credit card for dining and groceries?

The Gold Card offers 4x Membership Rewards points at restaurants (including takeout and delivery) and at US supermarkets (up to $25,000 a year; 1X thereafter), as well as 3x on flights.

And at long last, American Express is once again offering both new and existing cardholders the opportunity to get the Rose Gold version of the Gold Card. (Simply select it when applying.)

It also offers $20 in monthly dining statement credits - $10 monthly at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment and $10 in Uber Cash each month. Enrollment required / terms apply.

(Note that the airline incidental credits will no longer be offered after 2021 and are no longer available to new applicants.)

While many Amex bonus categories are US-only, this card earns 4x on all restaurants, including internationally.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

It's also important to note that as a card product that American Express used to classify as "charge" - meaning that it has No Preset Spending Limit - so it is not counted against your 5 Amex credit card limit. The Gold Card will still be in the category of cards (former charge products) in which you can have up to 10. Those include the Green, Gold, Platinum, and Centurion.

With the Marriott Bonvoy Brilliant™ American Express® Card, you'll receive Marriott Platinum status and 25 elite nights credits every year.

This card earns Marriott Bonvoy points for purchases: 6x points at Marriott hotels, 3x points at U.S. restaurants and on flights booked directly with airlines, and 2x points everywhere else.

The Bonvoy Brilliant card comes with an annual free night award (up to 85,000 Marriott Bonvoy points in value) at renewal and a $25 monthly credit for up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.

Each calendar year after spending $60,000 on eligible purchases, you can choose an Earned Choice Award benefit.

Choices include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $750 discount from Marriott Bonvoy Boutiques.

Terms apply.

Many additional features of this card are outlined in the full details page for this card - simply click below for more card details.

NOTE: Our rewards calculator is assuming that your total entered in "Hotels" is spend at Marriott properties for the purposes of calculating this card's value to you. If part of your hotel spend is at non-Marriott properties, that spend will earn less than our estimate.

Review: Get a free checked bag and preferred boarding on American Airlines.

Earn 2x AAdvantage miles at gas stations and restaurants, as well as on American Airlines. Also, earn a $100 flight discount after spending $20,000 and renewing your card.

Earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

Review: Get full Admirals Club Membership for the primary cardholder, plus Admirals Club access for authorized users. Get a free checked bag for you and up to 8 companions on the same record, priority boarding, priority check-in, and priority screening (screening where available).

Earn American Airlines AAdvantage miles, and earn a bonus of 10,000 Loyalty Points (towards elite qualification) in any calendar year you spend $40,000 on the card.

Also, earn 1 Loyalty Point for every 1 eligible AAdvantage(R) mile earned from purchases.

NOTE: In calculating your potential rewards for this card, we are assuming that all spend entered as "Airline" is on American Airlines. If some of your airline spend is on other airlines, that spend will earn 1x rather than 2x miles and reduce your expected rewards.

This mid-tier Hilton card comes with complimentary Hilton Gold status.

It will allow you to earn 12x Hilton Honors points at Hilton; 6x at US restaurants, US supermarkets, and US gas stations; and 3x everywhere else.

There is also an opportunity to earn Diamond status and a free weekend night via card spend.

American Express defines a supermarket as offering a wide variety of food and household products such as meat, fresh produce, dairy, canned and packaged goods, household cleaners, pharmacy products and pet supplies. (Superstores, convenience stores and warehouse clubs are NOT considered supermarkets.)

Note: Estimated Rewards Values shown throughout this site assume your hotel spend will be at Hilton brand hotels and resorts. If you have additional hotel spend not associated with Hilton, your actual return will be lower.

All information about the Hilton Honors Surpass® Credit Card has been collected independently by Your Best Credit Cards.

With the Delta SkyMiles® Platinum American Express Card, you'll get an annual main cabin "Buy One, Get One" companion certificate, plus your first checked bag free and priority boarding on Delta.

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds. Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Delta Platinum Bonus Categories

• Earn 3X miles on Delta purchases
• Earn 3X miles on hotels (purchased directly with the hotel - much better than when you have to use a booking portal!)
• Earn 2X miles at U.S. supermarkets
• Earn 2X miles at restaurants, worldwide
• Terms apply

Additional Delta Platinum Benefits

• $100 statement credit every 4 years for Global Entry or an $85 credit for TSA Pre✓^® every 4.5 years.
• Buy One, Get One Companion Certificate on select fares.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

The Delta SkyMiles® Reserve American Express Card gets an annual domestic companion certificate in any class, including First and Business, plus your first checked bag free and priority boarding on Delta. Moreover, it includes Delta SkyCub membership with an annual fee ($550) that is only $5 more than buying a Delta SkyClub membership on your own!

Earn bonus Medallion Qualifying Miles (MQMs) and bonus miles at tiered spending thresholds: Get 15,000 MQMs and 15,000 bonus miles when you spend $30,000 in a calendar year - up to 4 times per year! Terms apply.

Spending $25,000 in a year on this card will waive the MQDs requirement for Medallion qualification up to Platinum status.

Earn Rate:

• Earn 3X miles on Delta purchases

Primary Benefits:

• Complimentary Delta Upgrades: For those without Delta Medallion Elite status, you will still be eligible for complimentary domestic upgrades after all elite members have cleared.
• Additionally, Reserve cardholders with status get upgrade list priority over members at the same Medallion tier without the Reserve card
• Annual domestic companion certificate in any class, including First and Business (This can be an amazing value, especially on a Delta One transcontinental flight).
• $100 statement credit every 4 years for Global Entry or an $85 statement credit for TSA Pre✓^® every 4.5 years.
• Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 3x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.

Card Features:

• 4X points (which equates to 4% cash back) on travel (including air, hotel, and cruises) and at gas stations
• 2X points at grocery stores and on grocery delivery
• 2X points for dining (at a restaurant or via delivery)
• 2X points on streaming services
• 1X point per dollar on all other eligible purchases
• Earn a $30 annual streaming credit: When you put eligible streaming services on your card for 11 straight billing cycles, the 12th month will see a credit of up to $30.
• Cell Phone Protection: You can get reimbursed for up to $600 if your cell phone is stolen or damaged (but lost phones are not covered) as long as you pay your monthly cell phone bill with your card. $100 deductible applies and you will be covered for a maximum of one claim per year. Protection is secondary to homeowners/renters insurance.
• TSA PreCheck or Global Entry Credit: You'll get up to $100 in statement credits to reimburse your application fee up to once every four years.
• No Foreign Transaction Fees.

US Bank Altitude Connect Credit Card Review

The Altitude Connect joins the Altitude Reserve and Altitude GO in the US Bank Altitude series. This card is ideal for someone that spends a lot at gas stations and travel, but does not want "complicated" transferable bank points, this card would offer excellent value due to the 4% cash back in these categories. The streaming credit isn't much, but it will get you back $30 of the $95 annual fee if you keep the card.

This card is for people with a strong credit profile. You should have a 720 or better FICO to apply for this card.

With the Delta SkyMiles® Gold American Express Card, get your first checked bag free and priority boarding on Delta. It also earns 2x miles on Delta spend. More serious Delta flyers should consider the Platinum Delta SkyMiles Credit Card from American Express.

Gold Delta SkyMiles Credit Card Earn Rate

• 2X Delta SkyMiles on Delta purchases
• 2X miles on U.S. supermarkets
• 2X miles on restaurants worldwide
• 1X miles on all other eligible purchases

New Delta Flight Benefit

Get a $100 Delta credit towards a flight when you have spent $10,000 in a calendar year. Terms apply.

NOTE: Our rewards calculator and Estimated Rewards Values assume all "Airfare" is on Delta and is therefore counted at 2x points. If you also fly another carrier, you will only earn 1x points for those purchases and your Reward Values would be lower than indicated.

This no-fee card offers 1.25x on all purchases.

Compare this card with the standard Venture which earns 2x miles on all purchases. Spend your miles on travel at a penny per mile or transfer them to more than a dozen airlines.

Most people would fare better with the standard Capital One Venture card, despite its annual fee, because it earns at the rate of 2x per dollar instead of 1.25x.

The bonus value for the early spend bonus on this card assumes you will transfer the points to miles. If you use to book travel, the early spend bonus value will be $200, exactly.

You can transfer to more than 15 airline and hotel partners. See the full list of Capital One Miles transfer partners and transfer times.

0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Earns 1.5% cash back on all purchases with no annual fee and no foreign transaction fees. For those with good credit.

Also, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.

0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

This no-fee card offers food and entertainment-centric cash back bonus categories.

Get 3% on dining, 3% on streaming, 3% on entertainment, 3% at grocery stores (excluding superstores like Walmart(R) and Target®) and 1% everywhere else. Plus, earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats.

Also, earn 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.

0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months

The Capital One Quicksilver Student Cash Rewards Credit Card is a version of the Quicksilver card designed for students.

Quicksilver Student Cash Rewards Earn Rate

It earns 1.5% cash back on all purchases + 5% on hotel and car rentals booked through Capital One Travel.

Capital One Quicksilver Student Cash Rewards Review

A nice feature of this card is that Capital One does not charge foreign transaction fees.

If you don't already have a card that waives these fees, this card is a nice one to have in your wallet for international travel.

If you have good credit and are not enrolled as a student, you should apply for the Capital One Quicksilver instead.

The Capital One SavorOne Student Cash Rewards Credit Card offers high bonus cash back categories at 3% back for spend on  dining, entertainment, popular streaming services and at grocery stores (excluding superstores).

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply

Earn 1% everywhere else.

Also, earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats

The Quicksilver One is a version of the Quicksilver card designed for those with Average credit and who may not qualify for the Quicksilver card. It earns 1.5% cash back on all purchases.

Also, earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Terms apply.

Designed with students in mind, this no-fee card offers 1% cash back on everything, plus a .25% bonus when you pay on time, for a total of 1.25%.

You only need average credit to qualify and it comes with nice extras that other student cards might not have, like no foreign transaction fees.

A solid starter card to build your credit from.

NOTE: Our calculator assumes you will make on-time payments, for the full 1.25% cash back. Your rewards will be less if you do not pay on-time.

Earn 1.5% back as Bitcoin.

This is a super simple credit card designed for those that want to earn their cash back as crypto without having to convert and buy later.

With no foreign transaction fees, this card is that simple: as you spend, you'll earn 1.5% back in rewards that automatically are used to purchase Bitcoin.

They also note the following: Payments on non-purchase transactions, such as sending funds electronically to your bank account, are not eligible to earn rewards. Your bitcoin will be purchased within 1-2 statement periods from the date your payment is received. The value of the bitcoin purchase will be based on the reference rate at the time of the bitcoin purchase. Sales of bitcoin are subject to a 1.5% transaction fee which will be deducted from your sale proceeds. Sale proceeds are redeemable only in the form of statement credit.